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All Journal Ahkam: Jurnal Ilmu Syariah Jurnal Asy-Syari'ah Al-Mustashfa Tawazun: Journal of Sharia Economic Law Journal of Islamic Economic Laws Journal of Economicate Studies Rayah Al Islam : Jurnal Ilmu Islam Jurnal Hukum Ekonomi Syariah Journal of Islamic Economics and Philanthropy Al-Muamalat : Jurnal Ekonomi Syariah
Sofian Al Hakim, Sofian
UIN Sunan Gunung Djati Bandung
Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALYTICAL FRAMEWORK FOR STUDY THE FATWAS OF SHARIA ECONOMICS Sofian Al Hakim
AHKAM : Jurnal Ilmu Syariah Vol 19, No 2 (2019)
Publisher : Universitas Islam Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ajis.v19i2.12219

Abstract

As a legal opinion, fatwas are an important part of the development of the Sharia economics. Islamic values embodied in sharia norms are confirmed in the fatwa. In case of sharia economics, the fatwa itself was determined by scholars who are considered to have scientific authority capable in the field of fiqh muamalah maliyah and Islamic economics. In principle, the fatwa is non-binding. Because, fatwas are legal opinions. However, the fatwa has a binding power when the fatwa is established as the basis for establishing compliance with sharia norms by law. As applied in several countries, such as Malaysia and Indonesia. This fatwa model is an interesting phenomenon to study. In order to conduct an in-depth analysis of the fatwa an analysis framework is needed that can be used as a guide in conducting a study. There are several analytical frameworks prepared by experts to analyze sharia economic fatwas. This article describes the analytical framework adapted from Emitai Etzioni when explaining social change. Fatwas are analyzed by considering the source of the birth of fatwa, the substance which is the content of the fatwa, and the impact of the fatwa on the economy and Islamic finance.
KONSEP DAN IMPLEMENTASI AL-‘ÂMM DAN AL-KHÂSH DALAM PERISTIWA HUKUM KONTEMPORER Sofian Al Hakim
Asy-Syari'ah Vol 17, No 2 (2015): Jurnal Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v17i2.651

Abstract

Al-Quran is a way of life for Muslims, then of the Koran becomes important to study because it is considered as the practice of most of the renowned and as a source of Islamic law (mashâdîr al-Ahkâm) in resolving a problem. The device to be able to issue a law from the source (al-Quran) is called ijtihad. One of the main tasks of a mujtahid must understand the text (Nash), which is better to understand the meaning of a lafaz, area, object, and how the appointment lafaz on the meaning and the type and degree of his dilalah. Experts ushûl fiqh divide this theme into two parts, namely the appointment (di­lâlah) text on a meaning and appointment (di­lâlah) directly on the legal texts of syara‘. Appointment (di­lâlah) text on a meaning it includes the study ‘âmm and khâsh. Therefore, this paper will be focused on the concept and implementation of the 'Amm and khâsh in legal events in the present, so that there is clarity about the legal position that is not explicitly described in the al-Quran and al-Sunnah.
Konsep Akad Tabarru dalam Bentuk Menjaminkan Diri dan Memberikan Sesuatu Haris Maiza Putra; Sofian Al-Hakim; Ending Solehudin; Nanang Naisabur
JURNAL HUKUM EKONOMI SYARIAH Volume 5, No. 1, April 2022
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v5i1.12141

Abstract

Akad tabarru dalam bentuk memberikan sesuatu atau menjaminkan sesuatu adalah akad yang tujuannya untuk tolong menolong antar sesama. Akad tabarru ini bertujuan mencari keuntungan akhirat, bukan untuk keperluan komersil seperti akad tijarah. Akan tetapi dalam perkembangannya akad ini sering berkaitan dengan kegiatan transaksi komersil, karena akad tabarru ini bisa berfungsi sebagai perantara yang menjembatani dan memperlancar akad tijarah, sehingga terjadi banyak perbedaan persepsi tentang akad tabarru yang di komersilkan. Tujuan dari penelitian ini adalah untuk memaparkan konsep akad tabarru dalam bentuk menjaminkan diri dan memberikan sesuatu. Jenis penelitian ini adalah penelitian kepustakaan, penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif, Teknik pengumpulan data dalam penelitian ini adalah dengan dokumentasi, yaitu mencari data mengenai hal-hal atau variabel yang berhubungan dengan akad tabarru dari sumber buku, artikel, jurnal dan laporan penelitian, dan teknik analisis data menggunakan metode analisis data. Hasil penelitian menunjukkan bahwa akad tabarru dalam hal menjaminkan diri dalam praktik kafalah dan wakalah telah tumbuh berkembang di Indonesia, perlu adanya kehati-hatian dalam melakukan akad kafalah mengenai rukun dan syaratnya, karena praktik kafalah kontemporer sudah berkembang pesat dengan berbagai bentuk dan jenisnya. Terkait akad tabarru dalam hal memberikan sesuatu dalam praktik hibah, hadiah, wakaf, zakat, infak dan shadaqah tidak ada perdebatan ulama mazhab akan ketidakbolehannya, yang dibutuhkan di Indonesia adalah kesadaran masyarakat untuk melakukannya. Implikasi dari penelitian ini adalah semua pihak diharapkan berhati-hati dalam melakukan akad tabarru, jangan sampai mengambil keuntungan dari akad tabarru yang tujuannya adalah untuk tolong menolong antar sesama.
PENERAPAN METODE BREAK EVEN POINT DALAM PEMBIAYAAN MUDHARABAH DI BPRS HIK CILEUNYI Indah Lestari Kusuma; Sofian Al-Hakim; Yusup Azazy
Al-Muamalat: Jurnal Ekonomi Syariah Vol 7, No 1 (2020): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i1.10858

Abstract

Harta Insan Karimah Islamic People's Financing Bank (BPRS) is a financial institution that applies the break even point method in an effort to prevent losses and make decisions in mudharabah financing. In its application, this method must be calculated carefully and thoroughly and know the magnitude of the benefits or its disadvantages and what if the calculations are wrong. Then the legal status is still being questioned. This study aims to determine the review of Islamic economic law on the application of the break-even point method in mudharabah financing at SRB HIK Parahyangan Cileunyi. The method used in this research is a descriptive case study. Based on the results of the study, it can be concluded that the application of the break-even point method cannot be made as a final decision because this method can only be used in a stable economic situation so as not to burden and cause injustice to. In a review of Islamic economic law, this method may be used because it is a business habit or 'urf that is known by business actors in the effort of risk loss management in stable economic conditions, this method is in accordance with the principles of muamalah namely principle' is or justice, principles antaradhin, the principle of manfaah (tabadu al-manafi '), the principle of ash-shiddiq and the principle of adam al-gharar and muamalah fiqh rules.
Sharia Economic Law Perspective On Online Meeting Premium Account Leasing Muhamad Izazi Nurjaman; Sofian Al-Hakim; Iwan Setiawan; Doli Witro; Mualimin Mochammad Sahid
Journal of Islamic Economic Laws Vol 5, No 2: July 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v5i2.18750

Abstract

In general, in leasing goods (ijarah ala al-a'yan) the object of the contract is the benefit that comes from tangible objects. However, it is different from renting a Zoom Meeting Premium account whose position is as application software. So that its position will have benefits if its use is collaborated with hardware as hardware. Meanwhile, if it is only the software that is being leased, how can the software have benefits as the object of an ijarah contract which is the benefit of an object. Therefore, this study will discuss the practice of renting a Zoom Meeting Premium account according to the perspective of sharia economic law. This research is a research that uses a descriptive case study method with an empirical juridical approach. The data analysis technique was carried out through three stages, namely data reduction, data presentation and conclusions. The results of this study find the fact that the position of Zoom Meeting is premium as an application software that is part of a computer program. While the computer program is part of the copyright in the form of intangible movable objects. So that there is the development of the object of the ijarah contract which is generally in the form of benefits derived from tangible objects which can also come from the benefits of intangible objects.
Islamic Economic Literacy: A Paradigma Economic Thought In Indonesia Ahmad Lukman Nugraha; Sofian Al Hakim; Dedah Jubaedah; Antoni Julian; Mohamad Anton Athoillah
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (779.794 KB) | DOI: 10.21111/jiep.v6i1.9279

Abstract

The author aims to find out the relationship between Islamic economic philosophy and developing economic ideology. The author tries to put forward the relationship between Islamic economic philosophy and the Pancasila ideology as the foundation of the nation. The method research used descriptive qualitative method by a literature study and a normative phisopic. The results of the analysis of this paper suggest that the post-sila economy has aspects in common with the principles of Islamic economic values, namely; the first precept with at-Tawhid, the second with al 'Adalah, the third precept with Ukhuwwah, the fourth precept with Musywarah and the fifth precept with Falah.
Traditional Boarding Schools in Dealing with Sharia Economic Development (Case Study at The Sidogiri Islamic Boarding School, Pasuruan, East Java) Muhamad Izazi Nurjaman; Sofian Al-Hakim; Mohammad Sar'an
TAWAZUN : Journal of Sharia Economic Law Vol 7, No 1 (2024): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v7i1.25209

Abstract

This research aims to examine traditional Islamic boarding schools in facing sharia economic developments by focusing the study on the Sidogiri Pasuruan Islamic Boarding School, East Java. The descriptive case study method with a sociological approach was applied in the data collection process. Meanwhile, data analysis was carried out using data reduction steps, data presentation and drawing conclusions. The results of the study found that Traditional Islamic Boarding Schools are able to maintain and produce human resources with trustworthy personalities (trustworthiness) as the main capital in developing human resources in sharia economic and financial institutions. Although there is no special material related to the study of Maliyyah muamalah fiqh. However, Islamic boarding schools have succeeded in capturing the essence of preparing qualified human resources by implementing the values of trust for students contained in the educational curriculum at Islamic boarding schools.
Perbandingan Fikih Tentang Gharar Gunariah, Frilla; Al Hakim, Sofian; Jubaedah, Dedah; Apriani, Triana; Fadhlya Hidayatunnisa, Nurul
Rayah Al-Islam Vol 8 No 1 (2024): Rayah Al Islam Februari 2024
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Sekolah Tinggi Ilmu Bahasa Arab Ar Raayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/rais.v8i1.922

Abstract

Dalam hukum Islam, transaksi yang mengandung unsur ketidakpastian (gharar) dapat dianggap rusak jika ketidakpastian tersebut besar, tetapi tidak rusak jika ketidakpastian tersebut kecil. Penulis artikel ini mempunyai tujuan untuk mengkaji kapabilitas transaksi yang dianggap tidak sempurna, serta jenis-jenis gharar yang tidak diperbolehkan dan diperbolehkan berdasarkan kaidah hukum tersebut. Penelitian ini menetapkan metode kepustakaan dengan analisis deskriptif. Hasil penelitian menunjukkan gharar yang diperbolehkan adalah gharar yang kecil, yaitu gharar sebagian dari tradisi pasar atau jual beli dan tidak merugikan salah satu pihak atau pihak-pihak terkait. In Islamic law, transactions that contain elements of uncertainty (gharar) can be considered invalid if the uncertainty is great, but not invalid if the uncertainty is small. The author of this article aims to examine the capacity of transactions that are considered imperfect, as well as the types of gharar that are not allowed and allowed based on these legal principles. This research uses a literature review method with descriptive analysis. The results of the study show that the gharar that is allowed is the small gharar, which is gharar that has become part of the market or trade tradition and does not harm any party or parties involved.
POSITION OF THE QUR’AN MEMORY AS A PRICE PAYMENT MEDIA IN BUY AND SELL Nurjaman, Muhamad Izazi; Al-Hakim, Sofian; Naafisah, Didah Durrotun; Witro, Doli
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 8, No 2 (2023)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v8i2.13411

Abstract

AbstractThis research intends to describe a theme regarding the view of sharia economic law on the media of payment for buying and selling prices using the memorization of the Al-Qur’an. Using descriptive research (case study) through the method of collecting information in the form of interviews and documentation. This research found the fact that the view of sharia economic law equates or qiyas between the media of paying prices using the memorization of the Al-Qur’an with the dowry in the marriage contract. Giving a dowry is allowed to memorize the Al-Qur’an with the provision that it is mandatory to teach the Qur’an, as well as the practice of buying and selling. So that there is a wage in the form of benefits. Meanwhile, benefits include assets. So between the dowry and the price of both is something that has qimah madiyyah (property value). Indirectly, the buyer pays the price using the ujrah of the teaching. So that the harmony of buying and selling has been fulfilled properly and non-material benefits will lead to a business concept full of blessings.Keywords: Buy and Sell; Price; Wedding; Dowry; Memorizing Al-Quran.
The Transformation of the Refund Provisions of Tabarru' in Islamic Insurance: Fatwa DSN-MUI No. 53/2006 and No. 81/2011 Fitriansyah, Helmi; Rukmini, Neng Vivie Nurfauziah; Al Hakim, Sofian
Al-Muamalat: Jurnal Ekonomi Syariah Vol 12, No 1 (2025): January (IN PRESS)
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v12i1.41386

Abstract

This article examines the management of Tabarru' funds in Islamic insurance by analyzing DSN-MUI Fatwa No. 53/2006 and No. 81/2011, which play a crucial role in addressing operational and legal challenges within the Islamic insurance industry. The background of this study focuses on legal uncertainties concerning the status of Tabarru' funds as non-refundable grants, as stipulated in Fatwa No. 53/2006. In contrast, Fatwa No. 81/2011 introduces flexibility by allowing partial refunds for participants who terminate their contracts early, adapting to market needs. The regulatory changes introduced by Fatwa No. 81/2011 permit the partial refund of Tabarru' funds for participants who terminate their contracts before the agreed period concludes. This study employs a normative juridical approach, involving a comprehensive analysis of primary and secondary legal texts, including DSN-MUI fatwas, Islamic legal literature, and case studies on the implementation of these fatwas in the practice of Islamic insurance in Indonesia. Data are collected through library research and analyzed descriptively and comparatively to understand the roles of both fatwas in the management of Tabarru' funds and their implications. The findings indicate that Fatwa No. 81/2011 significantly contributes to the management of Tabarru' funds by introducing flexibility in refunding participants. The fatwas concerning Tabarru' funds in Islamic insurance demonstrate that they complement each other in regulating the concept and management of these funds. The operational implications of this study include recommendations to strengthen regulations and transparency in the management of Tabarru' funds and to enhance the protection of participants' rights.
Co-Authors Ahmad Lukman Nugraha Antoni Julian Apriani, Triana Azazy, Yusup Doli Witro Ending Solehudin Fadhlya Hidayatunnisa, Nurul Fitriansyah, Helmi Gunariah, Frilla Indah Lestari Kusuma iwan setiawan Jubaedah, Dedah Mohamad Anton Athoillah Mohammad Sar'an Mualimin Mochammad Sahid Mubarok, Anas Bayan Muhamad Izazi Nurjaman Naafisah, Didah Durrotun Naisabur, Nanang Nurjaman, Muhamad Izazi Putra, Haris Maiza Rukmini, Neng Vivie Nurfauziah Susandi, Adi Witro, Doli