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All Journal Jurnal Tekinkom (Teknik Informasi dan Komputer) Jurnal EK dan BI
William Liang
Politeknik Bisnis Indonesia
Computer Science & IT Economics, Econometrics & Finance

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PENGARUH DAMPAK PANDEMI COVID-19 TERHADAP MINAT MENGAJUKAN PINJAMAN KREDIT PADA CUM CARITAS HKBP PEMATANGSIANTAR Calen Calen; Beatrice Nathania; William Liang
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 4 No 2 (2021)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v4i2.420

Abstract

This study aims to determine the effect of the impact of the Covid-19 pandemic on the interest in applying for credit loans at CUM Caritas HKBP Pematangsiantar. The research variable x is the impact of Covid-19 and the variable y is the interest in applying for a credit loan. In this study, the sampling technique was carried out by purposive sampling where the sample data collection method was by selecting subjects based on criteria predetermined by the researcher. The population of this research is all members of CUM Caritas HKBP Pematangsiantar during January to July 2019-2020 as many as 520 members, the sample is the special criteria for members who make loans (daily) who actively borrow from January to July 2019-2020 with a total of 80 people. . Data collection techniques used questionnaire techniques, interviews, observation. Data analysis used simple regression analysis program SPSS (Statistic Product and Service Solution) 24 For Windows. Based on these results, it shows that the Impact of the Covid-19 Pandemic has a significant negative effect on the Interest in Applying for Credit Loans at CUM Caritas HKBP. The regulations and performance of CUM Caritas HKBP affect the interest of members to apply for credit loans, not only the Covid-19 impact factor. So it is suggested for further researchers to conduct extensive research and add other variables that affect the interest of members in applying for credit loans.
TRANSFORMASI FINANCIAL TECHNOLOGY PADA PENGELOLAAN PRODUK HASIL EKONOMI KREATIF UNTUK MENINGKATKAN EKONOMI MASYARAKAT DI DESA WISATA PARDOMUAN MOTUNG William Liang; Novendra Adisaputra Sinaga; Erikson Damanik
Jurnal Tekinkom (Teknik Informasi dan Komputer) Vol 6 No 2 (2023)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/tekinkom.v6i2.982

Abstract

The urgency of this research is to build a technology-based financial system that is used by the creative economy community in Pardomuan Motung Village in managing their products. The system built is a form of transformation from a conventional financial management model to a technology-based one. The results of this research have had a big influence on the economic conditions of the business world in Pardomuan Motung because since the Covid-19 pandemic until post-pandemic there have been major changes in financial and business governance in Indonesia from traditional to modern. continue to innovate. So, if the governance and financial system of the creative economy community in Pardomuan Motung Village does not transform, then the businesses they are involved in will find it difficult to develop and compete. The aim of this research is to create a technology-based financial system for managing creative economic products to improve the community economy in the Pardomuan Motung Tourism Village. The system to be built includes financial technology that allows users to carry out financial processing, recording systems and various financial transactions online. The result of this research is a design for an accounting recording system that will be used as a medium for recording all accounting transactions and will produce complete and accurate financial information.
Co-Authors Beatrice Nathania Calen Calen Erikson Damanik Novendra Adisaputra Sinaga