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All Journal Ekonomi Bisnis Economics, Business, Management, & Accounting Journal
Muhamad Farid Mahmud
Gunadarma University
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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INCREMENTAL CAPITAL OUTPUT RATIO: BAROMETER EFISIENSI PEREKONOMIAN NASIONAL Muhamad Farid Mahmud
Jurnal Ilmiah Ekonomi Bisnis Vol 13, No 1 (2008): ENGLISH
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (78.965 KB)

Abstract

ICOR is used for determining ammount of investments which is required to achievetarget of national outputs. The value of the ratio is also representing efficiency ofeconomic of a country. The higher the value of the ratio the less efficient the country’seconomic is, indicating that the goverrment spending has not generated optimaloutputs. In other words, the country’s productivity is relatively low. Ordinary LeastSquare method were used to analyze time series data on real interets rates and othersbebas. variabels infulencing ICOR. Results of the study indicated that interest rate asan influencing variabel towards ICOR cannot be used as a solely policy instrument toincrease investement. In optimizing the nation’s output, a non conventional monetarypolicy, balanced infrastructure development, and poverty elimination programs seemto be required accordingly.
PENINGKATAN KINERJA MELALUI TRANSFORMASI DIGITAL LAYANAN PUBLIK KEPABEANAN YANG DIPERKUAT DENGAN BUDAYA DAN POLA KERJA ADAPTIF Muhamad Farid Mahmud; Rini Tesniwati
Jurnal Ilmiah Ekonomi Bisnis Vol 28, No 2 (2023)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35760/eb.2023.v28i2.7004

Abstract

Kinerja organisasi menjadi muara dalam proses transformasi digital layanan publik yang telah dilakukan dalam beberapa tahun terakhir. Namun demikian masih kedapatan kinerja yang perlu perbaiki. Indikator kinerja tersebut dapat dilihat dari kepuasan pengguna jasa, efisiensi layanan dan juga target lain dalam key performance indikator. Penelitian ini bertujuan untuk menganalisis dan memperluas pemahaman tentang dampak budaya organisasi yang adaptif dan pola kerja adaptif dalam mendorong transformasi digital untuk meningkatkan kinerja organisasi, mengembangkan program budaya dan opsi pola kerja yang efektif sebagai strategi meningkatkan kinerja selama proses transformasi digital. Studi ini menggunakan pendekatan mix method, metode kuantitatif untuk menguji hipotesis, sampel purposif pemeriksa Bea Cukai. Pendekatan kualitatif dengan observasi dan focus grup discussion sebagai konfirmasi dan memperdalam penelitian tersebut. Temuan dari penelitian ini adalah: budaya adaptif dan pola kerja berpengaruh kuat terhadap transformasi digital untuk mendorong kinerja, terutama nilai stakeholders focus, kolaborasi dan pengembangan diri, kemudian transformasi digital dapat memediasi budaya adaptif dan pola kerja dalam meningkatkan kinerja organisasi lebih baik.
Determinan Loyalitas Pengguna Layanan BCA Mobile Berbasis Kemudahan Akses Layanan, Keamanan Sistem Aplikasi dan Kepercayaan Nasabah Muhamad Farid Mahmud; Dian Putri Lestari
Ebisma (Economics, Business, Management, & Accounting Journal) Vol. 6 No. 2 (2026): Economics, Business, Management, & Accounting Journal (Ebisma)
Publisher : Haka Vyza Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61083/ebisma.v6i2.124

Abstract

This study aims to examine and analyze the effects of ease of access, application system security, and customer trust on BCA Mobile user loyalty in the Depok area. This study, in light of the latest developments in banking digitalization, has encouraged the widespread use of mobile banking. However, several obstacles, such as access disruptions, data security concerns, and network instability, can impact user loyalty. This study uses a quantitative method with a Structural Equation Model analysis approach. Primary data is processed through testing stages including: Outer Model or Measurement Model, which includes Validity Test and Reliability, Inner Model or Structural Model, which includes the Coefficient of Determination, Model Fit Test, and Hypothesis Test. The tool used in this test is SmartPLS 4.0. The research findings reveal that the variables of ease of access and customer trust have a significant effect on BCA Mobile user loyalty. The variable of application system security has no effect on user loyalty.
Co-Authors Dian Putri Lestari Rini Tesniwati