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All Journal el-Jizya: Jurnal Ekonomi Islam AMALA Jurnal Pengabdian Kepada Masyarakat Jurnal Sains Student Research
Dewi Laela Hilyatin
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other

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ANALISIS PREDIKSI POTENSI KEBANGKRUTAN PADA PT BANK MUAMALAT INDONESIA Tbk PERIODE 2012-2016 DENGAN MENGGUNAKAN METODE ALTMAN MODIFIKASI Dewi Laela Hilyatin
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (322.01 KB) | DOI: 10.24090/ej.v5i2.1884

Abstract

Abstract Bankruptcy is a very essential issue that every company should be aware of. Bankruptcy of a company can be minimized by advanced prediction; such as analyzing the financial statements. This study discusses the financial performance of PT Bank Muamalat Indonesia Tbk, which indicates that there is a degression in some number of financial ratios, the closing of offices and firing of employees in 2012-2016, causing he fact that BMI must pay attention and improve its financial performance and anticipate the existence of a bankruptcy in the company. Based on Altman analysis modification for financial performance of PT Bank Muamalat Indonesia Tbk in 2012-2016, it found Z-Score value of 0,825, 0,659, 1,243, 0,982 and 0,892. Based on Z-Score criteria, PT Bank Muamalat Indonesia Tbk is predicted to experience problems in management and financial structure and also in potentially bankruptcy due to Z-Score value <1,1 while the highest Z-Score value is in 2014, which shows the value of Z-Score>1,1 and <2,6, which means the company is in the gray area, meaning the company’s category is not said to be bankrupt and also not healthy. Keywords: Bankruptcy, Altman Modification Method
Development of The Economic Potential of Kalisalak Kebasen Banyumas Village Based on Religious Moderation: (Companying Study With CBR Approach) Dewi Laela Hilyatin; Miftaakhul Amri; Salma Labibah, Helmi; Akmussalamaah, Akrimah; Aisyati Sekar, Shofi
Amala Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2024): October 2024
Publisher : Faculty of Economics and Islamic Business State Islamic University of Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22393/amala.v3i2.263

Abstract

Kalisalak Village is known for its tourist villages and cultural traditions. The potential that is possessed, starting from the potential of natural resources developed as tourist destinations, the potential of MSMEs, and the potential of cultural traditions, can be integrated into a community's economic development based on religious moderation. One of them is the tradition of the Jamaican talisman. This community service is carried out as an effort to optimize the community's economic development based on religious moderation with the CBR (Community Based Research) approach through FGD, Sharing, and observation activities. There are five concepts or programs that are produced: pokdarwis and village government gather all relevant parties to develop programs; each stakeholder maps their potential and the problems they face; build networks or partnerships with external parties, namely academics, district-level government institutions, financial institutions, both bank and non- bank; some of the optimized programs are the integration of tourist destinations, MSME actors, and cultural tradition actors; The program is made in the form of a package, which is offered and promoted through online and offline strategies to government agencies, private sectors, and educational institutions.
STRATEGI FUNDRAISING WAKAF TUNAI PADA MI MA’ARIF AL FALAH JOYOKUSUMO BANJARNEGARA Uut SetiyaMingrum; Dewi Laela Hilyatin
JOURNAL SAINS STUDENT RESEARCH Vol. 2 No. 3 (2024): Juni : Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v2i3.1253

Abstract

One of the instruments in Islam that is closely related to the people's economy is waqf. As time progresses, waqf is not only in the form of land and immovable objects, but there are also movable objects such as cash waqf. The potential for cash waqf in Indonesia is very large considering that the majority of the population adheres to Islam. However, in reality, many philanthropic institutions and waqf managers are not optimal in carrying out waqf fund collection activities. In fact, fundraising activities are the most important thing in an institution as a means of achieving institutional goals. Therefore, fund raising strategies are needed that must be developed by waqf nadzir. This research uses a type of field survey research with a qualitative approach. In data collection techniques, the author uses observation, interviews and documentation. Meanwhile, in data analysis techniques, the author uses data reduction, data presentation, and drawing conclusions or data verification. And in data validity techniques, the author uses triangulation of sources, techniques and time. This research was conducted at MI Ma'arif Al Falah Joyokusumo Banjarnegara which also carries out cash waqf fundraising activities for the development of madrasa facilities and infrastructure. The fundraising strategy implemented by MI Ma'arif Al Falah Joyokusumo Banjarnegara refers to the theory put forward by Holloway which divides three business categories in fundraising. First, collect funds from sources that are already available in the community, such as direct mail/proposals, family and alumni networks, pick-up and media campaigns, etc. Second, making waqf assets productive/creating new funds, such as building dormitory facilities. Third, collecting waqf funds by empowering waqf proceeds for the general public/mauquf'alaih, such as holding calligraphy and tilawati training for madrasa teachers. The research results show that MI Ma'arif Al Falah Joyokusumo Banjarnegara has succeeded in carrying out cash waqf fundraising activities in a short time, but achieved maximum collection results.
Co-Authors Aisyati Sekar, Shofi Akmussalamaah, Akrimah Miftaakhul Amri Salma Labibah, Helmi Uut SetiyaMingrum