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Journal : JURIS (Jurnal Ilmiah Syariah)

PENJAMINAN SIMPANAN/INVESTASI NASABAH BA Ulya Atsani
JURIS (Jurnal Ilmiah Syariah) Vol 9, No 2 (2010)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (248.128 KB) | DOI: 10.31958/juris.v9i2.909

Abstract

Discussions upon the use of LPS by Sharia banks are interesting due to the existence of LPS which is believed to be identical to conventional finance system. Sharia banks have their own particular characteristics that make them different from that of conventional ones. Sharia baks operate based on the general rules of banking system and on Islamic faith and morals as well. However, laws on LPS points out that warranty functions are also applicable to sharia banks. LPS is needed to keep the public trust toward banking industries and to promote national economic stability. National economic stability is important. However, being committed to sharia laws is the most important.
Juridical Overview of The Financing of MSME Micro Capital Service Unit (ULaMM) Syariah Nurhikma Nurhikma; Ulya Atsani; Kieren Akbar
JURIS (Jurnal Ilmiah Syariah) Vol 20, No 2 (2021)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.769 KB) | DOI: 10.31958/juris.v20i2.3063

Abstract

This article is motivated by the special tasks carried out by thePT. Madani National Capital (PNM), which is only to carry out business activities to channel funds without making efforts to raise funds because this business unit is not a banking institution. The Micro Capital Service Unit (ULaMM) is a capital loan service for micro and small businesses accompanied by guidance to develop their business.UlaMM has been running business activities and providing financing services for the development of cooperatives, micro, small and medium enterprises. The agreement made by both parties was made in writing in accordance with POJK Number 16/POJK.05/2019 concerning the Supervision of PT. Permodalan Nasional Madani, Micro Capital Service Unit (ULaMM). This research uses descriptive qualitative method with data analysis used with descriptive analysis. Based on the method that has been used, it can be concluded that the agreement made is stated in writing in an agreement, this is in line with the provisions contained in POJK article 7 paragraph (2) which regulates that the financing service agreement must be made in writing. The agreement made is also in accordance with the provisions contained in Article 1320 of the Civil Code which regulates the legal terms of agreement.
Purification of Sharia Banking Law in the National Banking System Ulya Atsani
JURIS (Jurnal Ilmiah Syariah) Vol 21, No 1 (2022)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.784 KB) | DOI: 10.31958/juris.v21i1.5725

Abstract

The development of sharia banking law can be seen from the accommodation of the state towards Islamic law in the field of sharia economics, including the development of sharia banking regulations. It is also due to the fact that the development of sharia banking regulations in Indonesia is based on the needs of the Indonesians whose majority are Muslims.  During its development, sharia banking regulations have been carried through three stages, namely introduction, recognition, and purification. Meanwhile, the current legal fact shows that sharia banking existence does not meet its target of development, both institutionally and legally. To answer this problem, a normative legal method was used in conducting this research. The secondary data were qualitatively analysed concerning the purification of sharia banking law in the national banking system. The results shows that purifying sharia banking law can be done by strengthening the existence of sharia banking institutions through banking law policies. Refining the aspect of institutional can also be carried out by setting provisions regarding the settlement of sharia banking disputes in Indonesia.