Claim Missing Document
Check
Articles

Found 5 Documents
Search

PENERAPAN METODE CREDITRISK+ DALAM PENGUKURAN RISIKO KREDIT KENDARAAN BERMOTOR (KASUS PADA PT X) Meilani, Any
Jurnal Organisasi dan Manajemen Vol 6 No 2 (2010)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Identify and measure credit risk by using a method in accordance with the characteristics of finance companies is one of a prudent first step in minimizing potential losses. Potential losses can be seen from the Non Performing Loan (NPL) and recovery rate of the company. Credit risk measurement remains important as preventive and anticipatory measures for a finance company in managing the potential consumer default in fulfilling their obligations. By using 36 months of credit risk in motor vehicles (2006-2008) which includes the number of units of motor vehicles, the amount of exposure, collectability and recovery rate can be calculated expected Loss, unexpected loss and economic capital. Results showed that both the expected Loss and unexpected loss from year to year increase. Also with the economic capital increases annually. However, if the economic value associated with authorized capital owned by PT "X" each year, it can be concluded that the capital is still sufficient to cover possible losses caused by credit default unexpected losses. Testing the model using back testing and Likelihood Ratio, indicates that during the observation period the number of adverse events "X" with the level of losses that exceed the value of the vehicle financing credit VaR is still below the threshold amount of loss that can be tolerated. In other words the risk measurement method using a motor vehicle financing CreditRisk+ is acceptable and accurate enough to measure the risk of motor vehicle financing PT "X".
Dimensi Carter Kualitas Layanan Bank Syariah Indonesia: Studi Komparatif Sebelum dan Setelah Merger Dian Sugiarti; Any Meilani
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (252.471 KB) | DOI: 10.29040/jiei.v7i3.3660

Abstract

Islamic banking in Indonesia recorded a new history with the merger of three Islamic banks, namely Bank Syariah Mandiri, BNI Syariah and BRI Syariah. There are concerns arising from customers of the three Islamic banks of the merger in the transition period of bank merger. This customer concern, making Bank Syariah Indonesia try to provide the best value for consumers. This makes quality an important part of Bank Syariah Indonesia in carrying out its operational strategy to lure customers in assessing its performance. To find out how much service quality a bank, it can use an analysis in a dimension one of which is the DIMENSION OF CARTER (Compliance, Assurance, Reliability, Tangibility, Emphaty, Responsiveness) as a form of modification of SERVQUAL to be suitable for measuring the quality of islamic bank services. This study is a multiyear study that will be conducted within a period of 2 years and aims to compare the quality of services of Bank Syariah Indonesia before and after the merger. This research is a quantitative study study in comparison with kohrt survey. Data collection methods are done by collecting primary and secondary data. Primary data is obtained through the dissemination of questionnaires. Secondary data is obtained through literature studies by studying the results of studies and relevant document documents. Respondents in this study were customers of Bank Syariah Indonesia with predetermined characteristics. The study used a sign test or wilcoxon to analyze the data. This research is expected to have significant implications for both the theory and policy of state-owned Islamic Banks in improving the quality of their services in order to reach a wider market share. This research has targets and external in the form of national journals.
EMPLOYEE UPBJJ-UT PERCEPTIONS OF THE ROLE AUDITOR INTERNAL AUDIT Any Meilani; Yeni Widiastuti
Conference In Business, Accounting, And Management (CBAM) Vol 2, No 1 (2015): 2nd Conference in Business, Accounting, and Management (CBAM) 2015
Publisher : Conference In Business, Accounting, And Management (CBAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Differences in employee perceptions of the role of internal auditors can not be avoided. It is natural to happen because the perception is influenced by many factors. In performing its duties, the auditor can act as a supervisor, consultant and catalyst. The research objective was to obtain a Auditor Internal Audit (SPI) auditor's role in conducting the audit.  The  population in  this  study  were  employees Unit  Distance Learning Courses Open  University (UPBJJ-UT) throughout Indonesia. Samples were taken by simple random sampling 234 employees. Data collected by distributing questionnaires directly or indirectly to employees. The data were analyzed using descriptive statistical analysis and comparative analysis. The results showed that: (1) The role of the Auditor SPI as a consultant rank 1 (mean = 3.15). This suggests that employees UPBJJ-UT requires internal auditors not only focused on the discovery of fraud, but also act as an internal consultant; (2) The role of the auditor SPI as supervisors (mean = 3.10) was ranked second, meaning that the role of the auditor run the SPI still adhered to the old paradigm, advice and recommendations provided only short-term; (3) The role of the auditor SPI as a catalyst (mean = 3.06) was ranked third, meaning that this role is the role played by the auditor at least SPI. In applying this role fully takes time and a lo ng process, because the auditor's role as a catalyst SPI is dependent upon the quality of the auditor and the support and commitment of the leadership of the UT.  Keywords: perception, auditors, supervisor, consultants, catalyst
Peningkatan Keterampilan Pembuatan Pot dari Limbah Plastik Rumah Tangga di Kecamatan Pontang, Kabupaten Serang, Provinsi Banten Iis Solihat; Any Meilani; Olivia Idrus; Ace Sriati Rachman; Pesi Suryani; Milde Wahyu
Komunitas : Jurnal Pengabdian Kepada Masyarakat Volume 2 Issue 1 June 2022
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31506/komunitas:jpkm.v2i1.15851

Abstract

AbstrakKegiatan Pengabdian kepada Masyarakat ini merupakan bagian dari pendidikan tata kelola sampah yang bermanfaat bagi peningkatan pengetahuan, sikap dan perilaku daur ulang khususnya limbah plastik. Pemilihan mitra di Provinsi Banten didasarkan atas telaah pustaka yang menyatakan bahwa di Provinsi Banten, jumlah limbah plastik yang berhasil dikumpulkan tergolong rendah yakni sebesar 10,24%. Hal ini menunjukkan minimnya kesadaran pemerintah dan masyarakat di Provinsi Banten dalam mengelola limbah plastik. Kreasi pot tanaman hias dipilih karena merupakan produk daur ulang yang tergolong mudah dilakukan dengan teknologi sederhana di tengah suburnya hobi merawat tanaman hias selama pandemi. Warga belajar di Kecamatan Pontang, Kabupaten Serang, Provinsi Banten yang dilibatkan sejumlah 56 orang. Pelatihan diselenggarakan secara daring dan luring. Pendekatan partisipatif dan eksperimental dipilih agar warga belajar dapat langsung mengimplementasikan ilmu dalam praktik nyata. Selain itu, warga belajar juga dibekali pengetahuan dan teknis memasarkan pot plastik hasil kreasinya di berbagai e-commerce guna meningkatkan taraf hidup sekaligus berkontribusi pada kelestarian lingkungan.Kata kunci:  e-commerce; daur ulang; limbah plastik; pot hias AbstractThis Community Service activity is part of waste management education that is beneficial for increasing knowledge, attitudes and behavior in recycling, especially plastic waste. The selection of partners in Banten Province was based on a literature review which stated that in Banten Province, the amount of plastic waste collected was low at 10.24%. This shows the lack of awareness of the government and society in Banten Province in managing plastic waste. The creation of ornamental plant pots was chosen because it is a recycled product that is relatively easy to do with simple technology in the midst of the fertile hobby of caring for ornamental plants during the pandemic. The residents studied in Pontang District, Serang Regency, Banten Province, which involved 56 people. The training is held online and offline. Participatory and experimental approaches were chosen so that the learning community could directly implement their knowledge in real practice. In addition, learning residents are also equipped with knowledge and technical skills to market their plastic pots in various e-commerce platforms to improve their standard of living while contributing to environmental sustainability.Keywords: e-commerce; recycle; plastic waste; decorative pots
CUSTOMER SATISFACTION IN USING MOBILE SERVICES BANK SYARIAH INDONESIA Sugiarti, Dian; Meilani, Any
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 2 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(2).14820

Abstract

Transformasi digital dunia saat ini berkembang pesat. Indonesia masih menyesuaikan diri dengan era revolusi 4.0, namun perkembangan teknologi dunia sudah menuju era society 5.0. Pemanfaatan teknologi pada sektor jasa telah membawa perubahan finansial yang signifikan pada sektor perbankan. Sektor perbankan mulai menyesuaikan diri dalam percepatan digitalisasi teknologi dan layanan, termasuk di Bank Syariah Indonesia (BSI). Penelitian ini bertujuan untuk mengetahui pengaruh kualitas layanan mobile banking pada aspek speed, accessibility, feature, usability dan privacy terhadap kepuasan nasabah Bank Syariah Indonesia. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan data primer dan sekunder. Sampel yang diambil dalam penelitian berjumlah 102 responden dengan menggunakan kuesioner online. Hasil penelitian menunjukkan bahwa variable speed, accessibility, feature, dan usability pada layanan mobile banking Bank Syariah Indonesia berpengaruh positif signifikan terhadap kepuasan nasabah. Variabel layanan mobile banking memiliki hubungan yang erat sebesar 85,7 % dan memberikan kontribusi sebesar 73,5 % terhadap kepuasan nasabah dalam menggunakan layanan mobile banking Bank Syariah Indonesia.