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All Journal Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Ilmiah Edunomika (JIE) Jurnal Iso Innovative: Journal Of Social Science Research
MOCHAMMAD ERWIN RADITYO, MOCHAMMAD ERWIN
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Legal Protection Against Debiturs In Syariah Economic Cases Decision Skmht Number 723/Pdt.G/Pa Gtlo Pariyono, Bambang Agus; Radityo, Mochammad Erwin; Siti Nurhayati
Jurnal ISO: Jurnal Ilmu Sosial, Politik dan Humaniora Vol. 4 No. 2 (2024): December
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/iso.v4i2.2135

Abstract

This journal discusses the legal issues related to the disbursement of financing facilities amounting to Rp. 80,000,000,- by DEFENDANT I without any valid Mortgage Rights binding on SHM No. 34/Buladu, which resulted in the disbursement being considered invalid. Decision Number 723/PDT.G/2021/PA.Gtlo confirms that the deeds made do not meet the formal requirements and must be declared null and void by law. This study also highlights legal protection for debtors in the context of sharia economics, with a focus on fiduciary guarantees regulated in Law No. 42 of 1999. The case discussed involves the confiscation of fiduciary guarantee objects due to the debtor's default, as well as the importance of SKMHT (Power of Attorney to Charge Mortgage Rights) as a legal instrument to secure the creditor's position. This study uses normative legal methods and identifies the factors causing the debtor's default, as well as the correct procedures in issuing APHT (Deed of Granting Mortgage Rights). The results of the study indicate that there is abuse of conditions in the agreement and breach of promise by the debtor, and emphasize the importance of understanding the rights and obligations of debtors and creditors in debt agreements.
Analisis Yuridis Terhadap Kedudukan PNS sebagai Calon Istri Kedua dalam Permohonan Izin Poligami Ditinjau dari PP No. 45 Tahun 1990 dan Hukum Perkawinan (Studi Putusan Nomor 1222/Pdt.G/2024/PA.Pbr) Hrp, Muhammad Alwi; Radityo, Mochammad Erwin; Nurhayati, Siti
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.19702

Abstract

Poligami sebagai bentuk perkawinan yang diatur dalam sistem hukum Indonesia menghadapi kompleksitas ketika melibatkan Pegawai Negeri Sipil (PNS) wanita sebagai calon istri kedua, dimana terjadi pertentangan norma antara hukum perkawinan yang memperbolehkan poligami dengan syarat tertentu dan PP No. 45 Tahun 1990 yang secara tegas melarang PNS wanita menjadi istri kedua/ketiga/keempat dengan ancaman pemberhentian tidak hormat. Penelitian terhadap Putusan Pengadilan Agama Pekanbaru Nomor 1222/Pdt.G/2024/PA.Pbr menunjukkan bahwa meskipun Majelis Hakim mengabulkan permohonan izin poligami karena terpenuhinya syarat-syarat hukum perkawinan dan adanya kesediaan calon istri kedua menanggung risiko, putusan ini justru menciptakan ketidakpastian hukum bagi PNS wanita yang bersangkutan karena meskipun perkawinannya sah secara hukum perkawinan, namun tetap berpotensi dijatuhi sanksi disiplin berdasarkan ketentuan hukum kepegawaian yang berlaku.
Implementation Of Buy Back Guarantee By The Bank Against The Developer As A Guarantee For Completion Bad Credit Problems Radityo, Mochammad Erwin; Asmuni, Asmuni; Harahap, Arifuddin Muda
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4855

Abstract

Purchase Back Guarantee is an agreement made by the bank and developer to provide collateral for the mortgage to the developer. Article 8 Paragraph (1) of Law Number 7 of 1992 concerning Banking as Amended by Law Number 10 of 1998 (Banking Law) stipulates that bank credit distribution must be based on confidence in the debtor, which in the provisions explaining this confidence refers to the existence of credit guarantee. In addition, Article 11 of the Banking Law regulates the provisions for providing guarantees by Bank Indonesia. However, these articles do not further regulate the collateral that can be provided for bank credit. This shows that this regulation is still rigid and many problems arise due to the implementation and execution of the Buy Back Guarantee. The aim of this study is to examine and analyze the validity of the implementation of the Buy Back Guarantee and efforts to resolve disputes. This study uses normative legal research methods with a legislative and decision approach. The study results show that the implementation of the Buy Back Guarantee is valid if it is carried out in accordance with applicable regulations and the agreements made relating to the implementation of the Buy Back Guarantee are valid and made before a Notary. Dispute resolution can be done through litigation and non-litigation. Litigation can be taken through the courts, and non-litigation can be done through Alternative Dispute Resolution, namely arbitration, negotiation or mediation. 
Analisis Kewirausahaan Muslim Terhadap Keberhasilan Usaha Radityo, Mochammad Erwin; Jasmalinda, Jasmalinda
JURNAL ILMIAH EDUNOMIKA Vol. 7 No. 2 (2023): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v7i2.10104

Abstract

The main problem of this research is how to analyze the relationship between the level of knowledge of Muslim entrepreneurs and the success of a business (a case study of Muslim entrepreneurs in Benteng District, Selayar Islands Regency) The main problem is raised into several sub-problems or research questions, namely: how is the relationship between the level of knowledge of Muslim entrepreneurs and the success of a business. This type of research is classified as quantitative research is a research method that is inductive, objective, and scientific in which the data obtained is in the form of numbers (score, value) or statements that are scored, and analyzed by statistical analysis. The source of data for this research is the Muslim community who work as entrepreneurs. The data collection methods used are interviews and questionnaires. Data management and analysis techniques are carried out by validity test, reliability test, simple regression analysis, correlation coefficient, determination coefficient test (R2), and t-test (partial). The results of this study indicate that: the correlation coefficient is 0.561 this value can be interpreted based on the correlation coefficient guidelines, that the relationship between the two research variables is in the category of moderately correlated relationships. And the coefficient of determination (R2) of 0.35.9 which means that the explanation of variable X to variable Y is 35.9% and the rest is explained by other variables not examined by researchers. Although the correlation coefficient test states that the level of correlation is sufficient, the partial t-test still shows that the t-count value is 3.570 and the t-table value is 1.991, which means t-count > t-table with a significance value of 0.001
Co-Authors Asmuni Asmuni Harahap, Arifuddin Muda Hrp, Muhammad Alwi Jasmalinda, Jasmalinda Pariyono, Bambang Agus Siti Nurhayati Siti Nurhayati