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All Journal Jurnal MEBIS (Manajemen dan Bisnis) J-MIND (Jurnal Manajemen Indonesia) Jurnal Riset Manajemen dan Bisnis
Sarah Usman Sarah Usman
Fakultas Ekonomi Universitas Negeri Papua
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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ANALISIS KINERJA FINANSIAL DAN NON FINANSIAL MENGGUNAKAN KONSEP BALANCE SCORECARD (BSC) PADA RUMAH SAKIT UMUM DAERAH (RSUD) MANOKWARI Muji Rahayu; Sarah Usman; Nurwidianto Nurwidianto
Jurnal MEBIS (Manajemen dan Bisnis) Vol 4 No 2 (2019): Desember 2019
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/mebis.v4i2.60

Abstract

Tujuan penelitian ini untuk melihat kinerja Rumah Sakit Umum Daerah (RSUD) Manokwari berdasarkan konsep Balance Scorecard (BSC). Hasil penelitian Kinerja perspektif keuangan rasio ekonomis dikategorikan ekonomis, nilai rasio efisiensi dikategorikan tidak efisiensi, dan nilai rasio efektifitas dikategorikan tidak efektif. Kinerja perspektif pelanggan bahwa variabel wujud fisik memperoleh skor sebesar 17%, variabel ketanggapan memperoleh skor sebesar 20%, variabel keandalan memperoleh skor sebesar 20%, variabel jaminan memperoleh skor sebesar 21%, dan variabel empati memperoleh skor sebesar 22%. Sedangkan untuk akuisisi pasien dinilai kurang baik karena mengalami penurunan setiap tahunnya. Dan untuk retensi pasien dinilai baik karena mengalami kenaikan terus menerus setiap tahunnya. perspektif proses bisnis internal indikator proses inovasi dinilai kurang baik dikarenakan tidak ada penambahan jasa pelayanan baru. Pada indikator proses operasi pada jumlah pasien baru terjadi penurunan secara terus menerus. Sedangkan jumlah pasien lama mengalami kenaikan secara signifikan setiap tahunnya, dan untuk jumlah kunjungan terjadi peningkatan setiap tahunnya. Pada rasio pelayanan rumah sakit yaitu ALOS dikategorikan tidak ideal, BOR dikategorikan ideal, TOI dikategorikan ideal, dan dikategorikan ideal. perspektif pertumbuhan dan pembelajaran pada retensi karyawan dikategorikan baik karena mengalami kenaikan setiap tahunnya. Sedangkan untuk tingkat produktivitas karyawan dinilai buruk karena mengalami penurunan setiap tahunnya dan memperoleh persentase yang kecil.
TINGKAT SUKU BUNGA PINJAMAN DAN KINERJA KEUANGAN PERBANKAN: STUDI KASUS PADA BPR PT PRISMADANA Sarah Usman
Jurnal Riset Manajemen dan Bisnis Vol 6, No 2 (2011): Jurnal Riset Manjemen dan Bisnis
Publisher : Fakultas Bisnis UKDW

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21460/jrmb.2011.62.67

Abstract

The purpose of this study is to analyze the role of loan interest and its implication towardsRural Bank’s financial performance. Database collected from primer data is based onobservation, meanwhile secondary data from Rural Bank’s financial statements during2006-2008 period. This study based on net interest margin analysis. The role of loan interestand it’s implication proxied by net interest income indicator.This study shows that anincrease in interest income (Net Interest Income) at Rural Bank due to an increase of it’slending activities for five years. Thus, loan interest income has important role on theincreasing perfomance of PTPrismadana rural bank's finance.Keywords: Interest Rate, Financial Performing, BPR
ANALISIS TINGKAT KESEHATAN KOPERASI CREDIT UNION MAMBUIN TEMPAT PELAYANAN PRAFI KABUPATEN MANOKWARI Cinthia Rianita Tumbio; Sarah Usman; Ted M Suruan
J-MIND (Jurnal Manajemen Indonesia) Vol 7, No 2 (2022): J-MIND (Jurnal Manajemen Indonesia), Desember 2022
Publisher : Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/j-mind.v7i2.9346

Abstract

 This study aims to determine the level of health of the Mambuin Credit Union Cooperative TP Prafi Manokwari Regency in 2014-2018 based on the Regulation of the Minister of Cooperatives and SMEs Number: 14 / Per / M.KUKM / XII / 2009 concerning aspects of capital, aspects of productive asset quality, aspects efficiency, aspects of liquidity, aspects of independence and growth, aspects of cooperative identity and management aspects. In this study data were collected through observation, documentation and interview methods. Data were analyzed using qualitative and quantitative techniques guided by the Regulation of the Minister of Cooperatives and SMEs Number: 14 / Per / M.KUKM / XII / 2009. The results showed that the health level of the 2014 Prafi Credit Union Cooperative in the 2014-2018 category was "Fairly Healthy".The results of the study that in 2014-2018 amounted to 66.31. Based on the Regulation of the Minister of Cooperatives and SMEs, if the score obtained is equal to or greater than 60 to smaller than 80 (60 ≤ x <80) it is categorized as "Fairly Healthy". The cooperative must equalize the mandatory savings for all members in order to increase their own capital
TINGKAT SUKU BUNGA PINJAMAN DAN KINERJA KEUANGAN PERBANKAN: STUDI KASUS PADA BPR PT PRISMADANA Sarah Usman
Jurnal Riset Manajemen dan Bisnis Vol. 6 No. 2 (2011): Jurnal Riset Manajemen dan Bisnis
Publisher : Fakultas Bisnis Universitas Kristen Duta Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21460/jrmb.v6i2.240

Abstract

ABSTRACT The purpose of this study is to analyze the role of loan interest and its implication towards Rural Bank’s financial performance. Database collected from primer data is based on observation, meanwhile secondary data from Rural Bank’s financial statements during 2006-2008 period. This study based on net interest margin analysis. The role of loan interest and it’s implication proxied by net interest income indicator. This study shows that an increase in interest income (Net Interest Income) at Rural Bank due to an increase of it’s lending activities for five years. Thus, loan interest income has important role on the increasing perfomance of PT Prismadana rural bank's finance. Keywords: Interest Rate, Financial Performing, BPR
Co-Authors Cinthia Rianita Tumbio Muji Rahayu Nurwidianto Nurwidianto Ted M Suruan