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Alasan Nasabah Non Muslim Memilih Pembiayaan Murabahah di Bank Syariah (Studi Kasus Nasabah di BNI Syariah KC. Rungkut Surabaya) Azmi, Amaliah Al; Fauzy, R. Moh. Qudsi
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 1 (2015): Januari-2015
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (145.332 KB)

Abstract

This research aims to find the reason of non muslim customers chose murabahah as their funding at BNI Syariah and to find the benefit after they got those funding. This research was conducted at BNI Syariah Branch Office Rungkut Surabaya, involving of 6 non muslim customers as prime respondents and 3 employees of BNI Syariah as second respondent. Data were collected by interviewing the respondents and then the answers compared with the data from marketing or Account Officer as source triangulation. Purposive sampling technique was chosen because there were some criteria to be respondent in this research, that are: the customer should be non muslim and using murabahah. The result of this study showed that there were 3 reason of non muslim customers to choose murabahah as their choice, the first reason was the simplicity of scheme, second reason was the promotion, and the third reason was profit.
Masjid Jogokariyan: Pemberdayaan Ekonomi dan Penguatan Pendidikan Umat di Yogyakarta Ni'mawati, Ni'mawati; Wibowo, Marsudi Fitro; Ihwanudin, Nandang; Azmi, Amaliah Al
FASTABIQ: JURNAL STUDI ISLAM Vol 5, No 1 (2024): Fastabiq: Jurnal Studi Islam
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47281/fas.v5i1.143

Abstract

This study examines the philosophy of economic empowerment in the Islamic education sector at the Jogokariyan Mosque in Yogyakarta. The Jogokariyan Mosque has successfully utilized Zakat, Infak, Charity, and Waqf (ZISWAF) funds productively to support economic and educational empowerment programs. The purpose of this study is to analyze the philosophy of economic empowerment at the Jogokariyan Mosque, educational financing at the Jogokariyan Mosque, and the results of economic empowerment in the education sector towards improving the spiritual and welfare of beneficiaries. This study uses a case study method, with data collection techniques through interviews, observations, and documentation. The results of the study show that the Jogokariyan Mosque not only functions as a place of worship, but also as a center for economic and social activities. The mosque management implements various empowerment programs that include providing business capital, educational assistance, and other social programs aimed at improving the quality of life of the community. The philosophy underlying economic empowerment at the Jogokariyan Mosque is to restore the function of the mosque as it was during the time of the Prophet Muhammad SAW, as the center of community activities. With this vision, the mosque is able to create a more economically independent and highly competitive society. This study provides insight and inspiration for other institutions to develop similar programs that can strengthen the economic and spiritual independence of the community. The implementation of the empowerment program at the Jogokariyan Mosque proves that with professional management, the mosque can become a center of civilization that advances MuslimsKeywords: Economic Empowerment; Islamic Education; Mosque