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All Journal JDM (Jurnal Dinamika Manajemen) Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora AL-SULTHANIYAH
Rika Permatasari, Rika
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Understanding Determinants of Individual Intention to Invest in Digital Risky Investment Abdillah, Willy; Permatasari, Rika; Hendrawaty, Ernie
JDM (Jurnal Dinamika Manajemen) Vol 10, No 1 (2019): March 2019 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v10i1.18243

Abstract

This study examines the effect of emotional intelligence, the locus of control, and risk aversion on intention to risky investment with financial literacy as moderating effect. This study uses 98 investors distributed by online questionnaire. Data examined using Partial Least Square (PLS) technique. The results show that the emotional intelligence, the locus of control have a positive effect and risk aversion and financial literacy have a negative effect on intention to a risky investment. However, there is no moderating effect of financial literacy on those direct effects. The implication for stakeholder and further research are discussed.
Efektivitas Penerapan Transaksi QRIS Era Covid-19 di Pasar Tradisional Kota Batam Menurut Perspektif Hukum Progresif Permatasari, Rika; Amboro, F. Yudhi Priyo; Nurlaily, Nurlaily
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol 4 No 2 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i2.1780

Abstract

In the Covid-19 era, the Minister of Public Health uses non-cash transactions, non-cash transactions that reduce direct interaction are the QRIS (Quick Response Code Indonesian Standard) payment system, with a QR Code Scan of successful payment transactions. So according to researchers, traditional markets in Batam city are places that often use cash transactions, so it is good if QRIS payments can be made in traditional markets. The research used by the researcher is empirical which goes directly to the field to see the market situation and how effective the implementation of QRIS is by conducting interviews with business actors in the traditional market. The researcher obtained data from DISPRINDAG, Bank Indonesia and Conventional Banks for effective implementation of QRIS in Traditional Markets because of the 51 Traditional Markets in Batam City only 3 traditional markets have implemented QRIS, so the solution is according to Government Progressive Law, Bank Indonesia and Conventional Banks that support QRIS must conduct socialization to traditional market businesses and the community to explain more clearly and help business actors who want to implement QRIS so that the implementation of QRIS can run effectively, and can suppress the transmission of Covid-19, at the Batam City Traditional Market by utilizing the non-cash payment method using QRIS
Understanding Determinants of Individual Intention to Invest in Digital Risky Investment Abdillah, Willy; Permatasari, Rika; Hendrawaty, Ernie
JDM (Jurnal Dinamika Manajemen) Vol 10, No 1 (2019): March 2019
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v10i1.18243

Abstract

This study examines the effect of emotional intelligence, the locus of control, and risk aversion on intention to risky investment with financial literacy as moderating effect. This study uses 98 investors distributed by online questionnaire. Data examined using Partial Least Square (PLS) technique. The results show that the emotional intelligence, the locus of control have a positive effect and risk aversion and financial literacy have a negative effect on intention to a risky investment. However, there is no moderating effect of financial literacy on those direct effects. The implication for stakeholder and further research are discussed.
Efektivitas Penerapan Transaksi QRIS Era Covid-19 di Pasar Tradisional Kota Batam Menurut Perspektif Hukum Progresif Permatasari, Rika; Amboro, F. Yudhi Priyo; Nurlaily, Nurlaily
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 4 No. 2 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i2.1780

Abstract

In the Covid-19 era, the Minister of Public Health uses non-cash transactions, non-cash transactions that reduce direct interaction are the QRIS (Quick Response Code Indonesian Standard) payment system, with a QR Code Scan of successful payment transactions. So according to researchers, traditional markets in Batam city are places that often use cash transactions, so it is good if QRIS payments can be made in traditional markets. The research used by the researcher is empirical which goes directly to the field to see the market situation and how effective the implementation of QRIS is by conducting interviews with business actors in the traditional market. The researcher obtained data from DISPRINDAG, Bank Indonesia and Conventional Banks for effective implementation of QRIS in Traditional Markets because of the 51 Traditional Markets in Batam City only 3 traditional markets have implemented QRIS, so the solution is according to Government Progressive Law, Bank Indonesia and Conventional Banks that support QRIS must conduct socialization to traditional market businesses and the community to explain more clearly and help business actors who want to implement QRIS so that the implementation of QRIS can run effectively, and can suppress the transmission of Covid-19, at the Batam City Traditional Market by utilizing the non-cash payment method using QRIS
Pengaturan Penggabungan Gugatan Wanprestasi dan Perbuatan Melawan Hukum Rachmadhanto, Dimas Adam Satrio; Permatasari, Rika; Anjawai, Namrysilia Buti; Simanjuntak, Fhlorida Agustina
AL-SULTHANIYAH Vol. 15 No. 1 (2026): AL-SULTHANIYAH
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/al-sulthaniyah.v15i1.5125

Abstract

Civil litigation practice in Indonesia demonstrates a tendency for plaintiffs to combine claims of breach of contract and tort (unlawful act) within a single statement of claim. This combination gives rise to juridical debate, as breach of contract and tort are grounded in distinct conceptual foundations within civil law. This study aims to analyze the joinder of such claims from the perspectives of legal ontology, epistemology, and axiology. The research employs a normative legal method, utilizing both conceptual and case approaches. The findings indicate that, ontologically, breach of contract and tort constitute two distinct legal entities; however, from an epistemological standpoint, their combination may be justified insofar as it is based on a single sequence of legal events. From an axiological perspective, the joinder of claims can promote utility and justice for the parties, although it also carries the potential to create legal uncertainty if not carefully formulated.
Implementasi Peraturan Larangan Merokok di Jalan Raya Kota Batam Ditinjau dari Perspektif Hukum Normatif Permatasari, Rika; Rachmadhanto, Dimas Adam Satrio; Anjawai, Namrysilia Buti; Simanjuntak, Fhlorida Agustina
AL-SULTHANIYAH Vol. 15 No. 1 (2026): AL-SULTHANIYAH
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/al-sulthaniyah.v15i1.5132

Abstract

The prohibition of smoking in public spaces is a legal policy aimed at protecting the public’s right to a clean and healthy environment. Local governments have enacted regulations on smoke-free areas as a measure to control the negative impacts of tobacco use, including in open public spaces such as public roads. This study aims to analyze the implementation of regulations prohibiting smoking on public roads in Batam from a normative legal perspective. The research employs a normative legal research method using statutory and conceptual approaches. The legal materials analyzed consist of legislation, legal literature, and legal doctrines related to health law and law enforcement. The results indicate that the regulation on smoking prohibition is supported by a strong and hierarchical legal framework; however, its implementation has not been fully effective. This is due to weak law enforcement, inadequate application of sanctions, and low public compliance with the existing legal norms. Therefore, strengthening legal substance and ensuring consistent enforcement are necessary to enhance the effectiveness of smoking prohibition on public roads.
Tinjauan Yuridis terhadap Pemenuhan Hak Asasi Anak atas Keamanan Pangan dalam Program Makan Bergizi Gratis (MBG) di Kepulauan Riau Anjawai, Namrysilia Buti; Permatasari, Rika; Rachmadhanto, Dimas Adam Satrio; Simanjuntak, Fhlorida Agustina
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 12 No. 1 (2026): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v12i1.5133

Abstract

The Free Nutritious Meal Program (MBG) serves as a concrete instrument for the government to fulfill children's fundamental rights to adequate food, supporting their physical and mental development. However, the implementation of this program in the Riau Islands faces serious challenges, evidenced by food poisoning cases in several schools, such as SMPN 2 Karimun, which threaten student safety. This research aims to analyze the legal standing of food safety as a child's right within national and international frameworks and evaluate its implementation in the MBG program in the Riau Islands. Using normative legal research with a juridical approach, this study examines various regulations ranging from the 1945 Constitution to the Convention on the Rights of the Child. The results indicate that while regulations establish strict standards through the Food Law and National Nutrition Body (BGN) guidelines, many Nutrition Fulfillment Service Units (SPPG) in the Riau Islands have not yet obtained the Food Sanitation Hygiene Certificate (SLHS). Stronger supervision across all stages—from ingredient selection to distribution—and accelerated facility certification are required to ensure that children's rights to food safety are fulfilled tangibly and consistently.
Penyalahgunaan Data Pribadi Konsumen dalam Perjanjian Digital Berdasarkan KUHPerdata dan Undang-Undang Perlindungan Data Pribadi Simanjuntak, Fhlorida Agustina; Anjawai, Namrysilia Buti; Permatasari, Rika; Rachmadhanto, Dimas Adam Satrio
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 12 No. 1 (2026): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v12i1.5135

Abstract

The development of information technology has driven a major transformation in people's transaction patterns from direct interaction to a digital ecosystem that includes e-commerce, financial services, healthcare, education, and government administration. In the midst of the growth of the digital economy, consumers' personal data is developing into a strategic asset that is collected, analyzed, and utilized through big data and artificial intelligence for business purposes. The phenomenon of supervision-based economics raises new risks in the form of data misuse, weak security systems, and inequality in bargaining positions between consumers and business actors. Low digital literacy and complexity of service approvals also increase these vulnerabilities. Although various regulations have been present, including in Indonesia, the effectiveness of protection is still hampered by weak law enforcement, sub- optimal supervision, and the rapid development of digital business models. Therefore, strengthening personal data protection through regulatory harmonization, increasing platform accountability, and public education is an important step to maintain a balance between the growth of the digital economy and the protection of consumer privacy rights.
Co-Authors Anjawai, Namrysilia Buti Ernie Hendrawaty FL. Yudhi Priyo Amboro, FL. Yudhi Priyo NURLAILY, NURLAILY Rachmadhanto, Dimas Adam Satrio Simanjuntak, Fhlorida Agustina Willy Abdillah