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Understanding Determinants of Individual Intention to Invest in Digital Risky Investment Abdillah, Willy; Permatasari, Rika; Hendrawaty, Ernie
JDM (Jurnal Dinamika Manajemen) Vol 10, No 1 (2019): March 2019 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v10i1.18243

Abstract

This study examines the effect of emotional intelligence, the locus of control, and risk aversion on intention to risky investment with financial literacy as moderating effect. This study uses 98 investors distributed by online questionnaire. Data examined using Partial Least Square (PLS) technique. The results show that the emotional intelligence, the locus of control have a positive effect and risk aversion and financial literacy have a negative effect on intention to a risky investment. However, there is no moderating effect of financial literacy on those direct effects. The implication for stakeholder and further research are discussed.
Efektivitas Penerapan Transaksi QRIS Era Covid-19 di Pasar Tradisional Kota Batam Menurut Perspektif Hukum Progresif Permatasari, Rika; Amboro, F. Yudhi Priyo; Nurlaily, Nurlaily
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol 4 No 2 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i2.1780

Abstract

In the Covid-19 era, the Minister of Public Health uses non-cash transactions, non-cash transactions that reduce direct interaction are the QRIS (Quick Response Code Indonesian Standard) payment system, with a QR Code Scan of successful payment transactions. So according to researchers, traditional markets in Batam city are places that often use cash transactions, so it is good if QRIS payments can be made in traditional markets. The research used by the researcher is empirical which goes directly to the field to see the market situation and how effective the implementation of QRIS is by conducting interviews with business actors in the traditional market. The researcher obtained data from DISPRINDAG, Bank Indonesia and Conventional Banks for effective implementation of QRIS in Traditional Markets because of the 51 Traditional Markets in Batam City only 3 traditional markets have implemented QRIS, so the solution is according to Government Progressive Law, Bank Indonesia and Conventional Banks that support QRIS must conduct socialization to traditional market businesses and the community to explain more clearly and help business actors who want to implement QRIS so that the implementation of QRIS can run effectively, and can suppress the transmission of Covid-19, at the Batam City Traditional Market by utilizing the non-cash payment method using QRIS