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All Journal Jurnal Pendidikan Ilmu Sosial Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Imara: Jurnal Riset Ekonomi Islam
Yola Yolanda
Universitas Pendidikan Indonesia
Religion Economics, Econometrics & Finance Education Environmental Science Social Sciences

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INTENSI BERWIRAUSAHA PADA GENERASI MILENIAL: PERSPEKTIF KEPRIBADIAN Kurjono Kurjono; Yola Yolanda
Jurnal Pendidikan Ilmu Sosial Vol 32, No 1 (2022): JURNAL PENDIDIKAN ILMU SOSIAL
Publisher : Department of Accounting Education, Faculty of Teacher Training and Education Universitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jpis.v32i1.18829

Abstract

The challenge of finding a job for college graduates are getting tighter due to the number of jobs with an unbalanced workforce. One solution to overcome this problem is to become an entrepreneur. This study aims to look at the influence of locus of control, tendency to take risks, self-confidence, need for achievement, tolerance for ambiguity, and innovation, on entrepreneurial intentions. The grand theory used is the Planned Behavior Theory from Ajzen (1991). The research method used is the explanatory survey method. The study population was 19,919 students with a sample size of 366 respondents. The research sample was taken from the UPI student population. Collecting data using a questionnaire that has been tested for the level of validity and reliability. The data processing technique used descriptive analysis and regression analysis. The results showed that locus of control, propensity to take risks, selfconfidence, need for achievement, tolerance for ambiguity, and innovation had a positive and significant effect on entrepreneurial intentions. Innovation as the most dominant factor influencing entrepreneurship intention. There is no difference in entrepreneurship intention from the aspect of gender. It is recommended to increase the locus of control indicators, namely the indicator of belief in success, the confidence variable, namely the indicator of having weaknesses and fears, the need for achievement, namely the indicator of not liking paid work, the variable of innovation, which is an indicator of avoiding doing things.
PENGARUH FINANCIAL LITERACY, FINANCIAL EXPERIENCE DAN INCOME TERHADAP FINANCIAL BEHAVIOR SISWA SMA N 1 BATUSANGKAR Yola Yolanda; Kurjono Kurjono; Meta Arief; Hari Mulyadi
Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Vol 6, No 2 (2021): November 2021
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/ep.v6i2.10231

Abstract

Penelitian ini bertujuan untuk melihat pengaruh literasi keaugan, pengalaman keuangan dan pendapatan terhadap perilaku keuangan siswa SMA N 1 Batusangkar. Jenis penelitian ini adalah penelitian kuantitatif. Sampel diperoleh secara proporsional stratified random sampling sebanyak 96 responden dari siswa SMA N 1 Batusangkar. Penelitian ini menggunakan analisis regresi berganda. Teknik pengumpulan data yang digunakan adalah kuesioner. Pengujian instrumen menggunakan uji validitas dan reliabilitas. Uji prasyarat analisis yang dilakukan meliputi uji normalitas, uji heteroskedastisitas, dan uji multikolinearitas. Data yang telah terkumpul dianalisis dengan SPSS versi 22. Hasil penelitian literasi keuangan, pengalaman keuangan dan pendapatan berpengaruh positif signifikan terhadap perilaku keuangan siswa SMA N 1 Batusangkar. Adapun saran yang dapat diberikan dari penelitian ini untuk meningkatkan indikator literasi keuangan adalah meningkatkan asuransi, meningkatkan indikator pengalaman keuangan adalah mengontrol pengeluaran, meningkatkan indikator pendapatan adalah mengelola pendapatan dengan baik, dan meningkatkan indikator perilaku keuangan. adalah mengelola konsumsi. Hal ini harus dikelola dengan bijak agar dapat meningkatkan perilaku keuangan yang baik di masa mendatang.Kata kunci: literasi keuangan, pengalaman keuangan, pendapatan
ANALYSIS OF THE EFFECT OF ISLAMIC COMMERCIAL BANK FINANCING AND INFLATION ON ECONOMIC GROWTH IN INDONESIA 2010-2019 PERIOD Yola Yolanda; Amir Machmud; Nabilah Yusof
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 2 (2021): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i2.2756

Abstract

This study aims to analyze the effect of Islamic commercial bank financing on the analysis of financial development in Indonesia, and to analyze the effect of inflation on financial development in Indonesia. This research method is multivariate cointegration and error correction model (ECM). Research uses time series data using Time series data starts from 2010 to 2019 with a total of 40 data (n), the data is sourced from the financial services authority (OJK). The findings in this study indicate that Islamic commercial bank financing has a significant effect on economic growth in Indonesia. The coefficient value of -0,122 indicates that every 1% economic growth will reduce the economic growth index in Indonesia by 0.122%. Meanwhile, inflation has a positive and insignificant effect on economic growth in Indonesia. The coefficient value of 0.028 indicates that every 1% increase in inflation has no effect on the increase in the financial development index in Indonesia by 0.028%. It is fitting for the government in this case to encourage the development of Islamic banking to be proven to have contributed to economic growth through regulations that can support the acceleration of Islamic banking to the national economy
Co-Authors Hari Mulyadi Kurjono - Meta Arief Nabilah Yusof