Kokom Komariah
Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

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HOW GOOD IS MYGURU: THE LECTURERS’ PERCEIVED USEFULNESS AND ATTITUDE Mohamed Nor Azhari Azman; Arasinah Kamis; Che Ghani Che Kob; Arman Shah Abdullah; Mohammad Adam Jerusalem; Kokom Komariah; Emy Budiastuti
Jurnal Cakrawala Pendidikan Vol 39, No 2 (2020): CAKRAWALA PENDIDIKAN, VOL. 39, NO. 2, JUNE 2020
Publisher : LPMPP Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2217.747 KB) | DOI: 10.21831/cp.v39i2.30790

Abstract

The integration of e-learning platforms in the higher education system has been around for a long time and is seen in line with the changes in Industrial Revolution 4.0 (IR4.0). Realizing this, Sultan Idris University of Education (UPSI), Malaysia has developed a Learning Management System (LMS) platform based on Technology Acceptance Model for its members to streamline learning and facilitating processes, namely MYGURU. The purpose of this study was to determine the applicability and attitude of the lecturers towards the used of MYGURU during the teaching, learning and facilitating process. Using a survey method, the study involved 734 and 248 lecturers who were selected using simple random sampling. The questionnaire was distributed by email in 2 months period. The results of this study found the mean score for MYGURU perceived usefulness and mean scores of lecturers' attitude to be at moderate level. The study of attitudes toward MYGURU used was modest, whereas the correlation test showed that there was a significant positive and moderate relationship between perceived usefulness and lecturers’ attitude. This study implies that developing a Learning Management System such as MYGURU requires continuous improvement in order to provide a better quality of higher education.
Financial Performance of Bank Syariah Indonesia (BSI) Before and After Merger Bambang Iswanto; Siti Alawiyah; Kokom Komariah; Idhafiyyah Anwar
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 13, No 2 (2022): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v13i2.178-193

Abstract

As mergers can play a crucial role in enabling sharia banks to withstand intense competition, assessing their financial performance before and after a merger can provide valuable insights.. Therefore, this study analyzes the financial performance before and after the merger at Bank Syariah Indonesia. In analyzing the data, the comparative descriptive method was used by comparing the financial statements and the Good Corporate Governance report of Bank Syariah Indonesia for one year. The Risk-Based Bank Rating (RBBR) method, which includes four assessment factors, namely Risk Profile, Good Corporate Governance, Earning, and Capital (RGEC), was applied to assess the performance of the bank using NPF, FDR, GCG, ROA, ROE, NIM, BOPO, and CAR ratios. The data analysis used descriptive statistics, Shapiro-Wilk, and Wilcoxon Signed Rank Tests. Based on the analysis, the percentage difference in the BOPO and NIM ratios was the largest and lowest, which were 6.16% and 0.08%. Furthermore, there was a significant difference in the financial performance of Bank Syariah Indonesia before and after the merger, which became increasingly healthy. This study has implications for bank assessment policies, as it highlights the need to consider various factors to assess the output scale produced in the bank.
PENGARUH NON PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PROFITABILITAS (ROA) PADA BANK UMUM SYARIAH DI INDONESIA Randi Pratama; Akhmad Nur Zaroni; Kokom Komariah
Indonesian Scientific Journal of Islamic Finance Vol 1 No 2 (2023): Indonesian Scientific Journal of Islamic Finance
Publisher : FEBI Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i2.6064

Abstract

This research is motivated by the growth of Islamic banking, especially Islamic commercial banks in Indonesia, which are currently increasingly widespread and in demand by the Indonesian people, seen from the growth of banking and other sharia-based financial institutions from year to year. And the development of Islamic banks in Indonesia is a benchmark for the success of the existence of Islamic Economics.. This study aims to determine and analyze the effect of NPF, FDR, and CAR partially and simultaneously on ROA at Islamic Commercial Banks in Indonesia for the period 2017-2021. The research method used is quantitative research. The population in this study is BUS registered with OJK during the 2017-2021 period. The sample used is 9 Islamic Commercial Banks. This study uses a sampling technique with purposive sampling. The data is obtained from the financial statements of each BUS which is located on the official website of each Bank. Based on the tests that have been carried out in this study, the results show that NPF and CAR have a partial effect on ROA at Islamic Commercial Banks in Indonesia marked by a significant value of 0.000 <0.05. Meanwhile, FDR does not have a partial effect on ROA at Islamic Commercial Banks in Indonesia, marked by a significant value of 0.398 > 0.05. Simultaneously NPF, FDR and CAR have an effect on ROA at Islamic Commercial Banks in Indonesia marked by a significant value of 0.000 <0.05.