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PENERAPAN SISTEM PENGENDALIAN INTERN ATAS PEMBIAYAAN KONSUMEN DALAM PENYALURAN KREDIT PEMILIKAN RUMAH (KPR) PT BANK SYARIAH MANDIRI CABANG SAMARINDA Dewi, Anita Puspita
EKONOMIA Vol 8, No 1 (2019)
Publisher : EKONOMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (494.842 KB)

Abstract

The purpose of this study is to improve and streamline Islamic banking products so that the achievement of the objectives of the consumer financing system in providing housing loans must be implemented by the company as a precautionary measure of the problems obtained from the housing finance credit system, evaluating Ownership Credit Systems and Procedures House (KPR) applied by PT Bank Syariah Mandiri Samarinda Branch. The application is compared to the Bank Indonesia Regulations that have been determined. This is done in order to see that with the conformity of procedures with Bank Indonesia regulations, the level of credit distribution can be controlled. These procedures are described to determine the factors that cause bad credit.The theoretical basis used is the Accounting Information System which focuses on the Standard Operating Procedure for Administration of Home Ownership CreditResearch results show that the Standard Operating Procedure for Home Ownership Credit (KPR) is in accordance with Bank Indonesia Circular Number 12/38 / DPNP dated December 31, 2010 Concerning the Guidelines for Preparing the Administration of Standard Operating Procedures for Home Ownership Loans in the Framework of Sekurutisasi. Then based on the results of interviews and observations of the implementation of the procedures it can be concluded that the procedures and control of the occurrence of credit disbursement at the Bank Mandri Syariah Branch Samarinda have been sufficiently implemented properly and correctly in accordance with the applicable Standard Operating Procedure (SOP), the principle of concerns, and Bank Indonesia regulations regarding credit provision. Each officer concerned, has understood the duties and obligations of each and carried out responsibly and guided the applicable rules.
Peningkatan Bblr Dengan Pmk Menggunakan Kain Stretchy Wrap Yang Dilakukan Orang Tua Di Rumah Sakit X Dewi, Anita Puspita; Simangunsong, Lilis; Bratajaya, Cicilia Nony Ayuningsih
Innovative: Journal Of Social Science Research Vol. 5 No. 4 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i4.21212

Abstract

LBW is a baby born with a weight below normal (<2,500 grams) and it has a higher risk of morbidity and mortality compared to babies with normal weight. Therefore various methods are needed in caring for LBW babies, one of which is the kangaroo method of care. KMC is a method that makes direct contact between the baby's skin and the mother's skin and places the baby in that area. Kangaroo Mother Care (KMC) has benefits for improving vital signs and weight of low birth babies. The purpose of this study was to determine the effectiveness of kangaroo mother care by parent with stretchy wrap onnweight gain in LBW babies at the X Hospital. The design of this study was a quasi-experimental one group pretest posttest design with a cross-sectional approach with a sample of 20 respondents, sampling using the total sampling technique. The results obtained the average weight before kangaroo method treatment was 2275 grams and after kangaroo method treatment the average baby weight increased to 2329 grams, with an average increase of 10.50 gramss for 4 days with a duration of 1 hour where the p value is 0.000 (<0.05). Iit is said that kangaroo Mother care by parent with stretchy wrap on weight gain in LBW babies at X Hospital is effective. To conclude, KMC with stretchy wrap could be an alternative to increase weight of newborn baby with LBW.