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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar E-JRM
Muhammad Ali Murtadho
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Economics, Econometrics & Finance Other

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ANALISIS PENGARUH TINGKAT INFLASI, PENDAPATAN GADAI, HARGA EMAS, DAN PAJAK PENGHASILAN TERHADAP PENYALURAN KREDIT PT. PEGADAIAN (PERSERO) INDONESIA Muhammad Ali Murtadho; Jeni Susyanti; Achmad Agus Priyono
E-JRM : Elektronik Jurnal Riset Manajemen e-Jrm Vol. 07 No. 03 Februari 2018
Publisher : UNIVERSITAS ISLAM MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (795.566 KB)

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ABSTRACTThis study aims to analyze the influence of variables rate inflation, lien income,gold prices, and income tax on the distribution of mortgage loans PT. Pawnshop(Persero) Indonesia. Hypothesis testing using multiple linear regression analysis,normality test and classical assumption test. The data used is time series data thatis the period 2009-2016. Based on the result of partial analysis of inflation rate(Sig. T equal to 0,104), pawn income (Sig. T sebesasr 0,188), and income tax (Sig.T equal to 0,551) have negative and insignificant effect to mortgage credit. whilegold price (Sig. t equal to 0,040) have a positive and significant effect to thedistribution of mortgage credit. Simultaneously all independent variables affectthe distribution of mortgage loans with Sig value. F of 002.Keywords: mortgage lending, inflation rate, lien income, gold price, income tax,and multiple linear regression.
MULTIKULTURALISME DALAM PENDIDIKAN ISLAM: STUDI TEMATIK AL-QUR’AN DAN HADITS Muhammad Ali Murtadho; Ridho Dwi Putra; Gusti; Ali Imron; Mukmin Zainal Arifin
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 04 (2025): Volume 10 No. 04 Desember 2025 In Order
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i04.37844

Abstract

This article discusses the concept of multiculturalism in Islamic education through a thematic study of Quranic verses and Hadith related to diversity. This study aims to uncover the normative foundations of multicultural education in Islam and its relevance to the development of contemporary educational practices. The method used is library research with a thematic approach (maudh'i), namely collecting, classifying, and analyzing verses and Hadith related to the principles of equality, tolerance, justice, and respect for differences. The results of the study show that the Quran emphasizes diversity as a sunnatullah that must be accepted constructively, as reflected in the principle of equal human dignity (QS. Al-Hujurat: 13), the prohibition of discrimination and fanaticism ('ashabiyyah), and the command to treat everyone fairly. The Hadith of the Prophet also reinforces these values ​​through the Prophet's life example in building an inclusive Medina society. The research findings confirm that Islamic education has a strong theological foundation for developing multicultural education that respects cultural, religious, and ethnic plurality. Thus, internalizing multicultural values ​​in Islamic education is important to implement to form students who are moderate, tolerant, and have a global perspective.
Co-Authors Achmad Agus Priyono Ali Imron Gusti Jeni Susyanti Mukmin Zainal Arifin Ridho Dwi Putra