Garuda - Garba Rujukan Digital

p-Index From 2020 - 2025

2.87

P-Index

This Author published in this journals

All Journal Ekonomi Islam Indonesia Journal of Islamic Economic Literatures International Journal of Waqf Review on Islamic Accounting Islamic Social Finance Tamkin Journal Islamic Economics Methodology Fara'id and Wealth Management Islamic Economic and History

Aam

SMART Indonesia

Author-ID : 5321113

Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Library & Information Science Social Sciences Other

Published : 21 Documents Claim Missing Document

Claim Missing Document

Articles

Title

Efficiency of Pre-Merged State-Owned Sharia Banks in Indonesia Using 2-Stage DEA Ilham; Sebastian Herman; Aam
Ekonomi Islam Indonesia Vol. 3 No. 2 (2021): Ekonomi Islam Indonesia
Publisher : SMART Insight

This study intends to conduct a comparative test of efficiency of the 3 merged state-owned banks using 5 merged Simulation models which will be measured by the 2-stage Data Envelopment Analysis (2-stage DEA) method with Islamic banks and also conventional in Indonesia. This study uses a quantitative approach using the 2-Stages Data Envelopment Analysis (DEA) method. By using in the first stage this method can measure the efficiency score generated from the input and also the output that has been determined, among others, by inputs namely Savings, Administrative Costs, Personal Costs. The outputs used are Financing and Income. In the second stage the method used is Tobit Regression which will see whether there is an influence between the dependent variables determined on the efficiency score. The dependent variable consists of 2 types, namely macrobanks consisting of GDP, Inflation, and Interest Rate. While the other is the Microbank variable including NPF, FDR, and ROA. In this study, 5 combination simulations will also be examined, which will see which combination is the most efficient. From the results of the study, it was found that the efficiency of Islamic banking as a whole is still below the efficiency of conventional banking. Meanwhile, by using 5 simulations of the merger planned by the government, namely combining BRI Syariah, BNI Syariah, and Mandiri Syariah, it was found that the merger of the 3 banks is the most optimal option in terms of efficiency. In this study also found that the dependent variable that affects the efficiency score is the ROA variable. Meanwhile, for other variables, namely NPF, FDR, GDP, Inflation, and also Interest rate does not significantly affect the efficiency score.

Impact of COVID-19 and Macroeconomic Factors on Sharia Stock Market Performance: A Case Study of Indonesia Aam; Dito
Ekonomi Islam Indonesia Vol. 3 No. 1 (2021): Ekonomi Islam Indonesia
Publisher : SMART Insight

Macroeconomic variables strongly influence investment decisions because macroeconomic variables can affect the stock market according to the country's economic conditions and government policies. The Covid-19 pandemic has harmed the economy of almost all countries in the world, including Indonesia. This study explores the effect of Covid-19 and various macroeconomic variables on Islamic stock prices in Indonesia, namely the Jakarta Islamic Index (JII), by analyzing monthly data from 2015 to 2020. This study uses the Vector Error Correction Model (VECM) to investigate the short-term and long-term effects of each macroeconomic variable and international stock index to the JII index. The results showed that the Covid-19 dummy variable significantly impacts the JII index in the short term. Meanwhile, inflation, exchange rates, money supply, the United States S&P 500 index, China's SSE index, and the Covid-19 dummy variable significantly affect the JII index in the long term. Long-term results show that inflation, exchange rates, the United States S&P 500 index, and the Covid-19 dummy variable harm the JII index. On the other hand, the money supply and China's SSE Index positively affect the JII index. This study confirms that Covid-19 can affect the decline in the Islamic stock index in Indonesia, at least the results of this study can be used as material for discussion and research on the economic impact of the Covid-19 pandemic by providing empirical evidence that the pandemic has a restrictive effect on the performance of the Islamic stock market in Indonesia.

The Influence of Internal and Macroeconomic Factors on the Profitability of Islamic Commercial Banks in Indonesia Aam; Dito Prakoso
Ekonomi Islam Indonesia Vol. 3 No. 2 (2021): Ekonomi Islam Indonesia
Publisher : SMART Insight

This paper analyzes the determinant factors to the profitability of Islamic Commercial Banks in Indonesia during the period 2012 - 2019. To this objection, 14 Islamic Commercial Banks in Indonesia have been studied. A panel data study uses impact of internal bank and macroeconomic are combine to explain the profitability of Islamic Commercial Banks as measured by Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), total of assets, inflation and Gross Domestic Product (GDP). This study analyzed using the Generalized Method of Moments (GMM) dynamic panel data. The results of the study found that only internal bank factors that significantly affect the profitability of Islamic Commercial Banks, namely CAR, NPF, and FDR. CAR has a positive effect on ROA, while FDR has a negative effect on ROA for Islamic Commercial Banks in Indonesia. Only NPF has a negative effect on the two proxies of profitability (ROA and ROE). The results of this study indicate that Islamic Commercial Banks in Indonesia need to manage their assets optimally and apply better prudential principles in financing management to minimize financing risks so as to increase bank profitability.

Islamic Banking Efficiency in The Covid-19 Pandemic Era and The Role of Digitalization Ihsanul Ikhwan; Aam
Ekonomi Islam Indonesia Vol. 4 No. 1 (2022): Ekonomi Islam Indonesia
Publisher : SMART Insight

Over the past two years, the COVID-19 pandemic has affected the banking industry. In the current sustainable era, increasing efficiency is one of the goals that must be achieved by banks. This study aims to measure the efficiency of Islamic banking, especially during the COVID-19 pandemic from 14 Islamic banks in Indonesia within a period of 6 years, from 2015 to 2020. The non-parametric method, Data Envelopment Analysis (DEA) is used as a research method in measure efficiency. DEA results are also used to identify input and output variables that must be improved if a decision-making unit (DMU) needs to increase its efficiency in the form of potential improvement. The results of the study show that COVID-19 has an impact on decreasing the efficiency of Islamic banking in Indonesia. The Islamic banks with the highest efficiency scores are Bank Syariah Mandiri, BRI Syariah, and Maybank Syariah. Furthermore, based on the analysis of potential improvement, the most important variable to be improved by banks during the pandemic is the variable amount of financing. Islamic banking is also required to be able to adapt to digitalization in order to survive during the crisis caused by the COVID-19 pandemic and remain able to compete with conventional banking or new startups in the banking sector.

Co-Authors Aisyah As-Salafiyah Denizar Mi'raj Dito Dito Prakoso Dwi Evania Evania Herindar Ihsanul Ikhwan Ihsanul Ikhwan Ilham Irman Firmansyah Lia Amaliawiati Lina Marlina Mimma Muhammad Ririn Riani Sebastian Herman Syahdatul

Title Search

Found 4 Documents Search Journal : Ekonomi Islam Indonesia

Abstract

Abstract

Abstract

Abstract

Title

Found 4 Documents
Search
Journal : Ekonomi Islam Indonesia