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MEMBANGUN KEKUATAN NILAI PERJANJIAN SYARIAH DALAM UPAYA MENINGKATKAN KINERJA KARYAWAN BANK SYARIAH DI INDONESIA Ayus Ahmad Yusuf; Layaman Layaman; Wartoyo Wartoyo
Akademika : Jurnal Pemikiran Islam Vol 22 No 2 (2017): Ekonomi Islam dan Pemberdayaan Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (504.063 KB)

Abstract

Abstrak Penelitian ini dilatarbelakangi oleh adanya data empiris yang menunjukkan target pertumbuhan aset perbankan syariah dalam 5 tahun kebelakang tidak pernah tercapai. Berdasarkan data BI per Oktober 2014, total aset perbankan syariah baik Bank Umum Syariah (BUS) maupun Unit Usaha Syariah (UUS) mencapai Rp 260,36 triliun. Angka ini, hanya 4,78% dari total aset perbankan konvensional yang bernilai Rp 5.445,65 triliun. Bahkan, pangsa aset perbankan syariah di akhir Oktober 2014 justru lebih sedikit jika dibandingkan Oktober 2013 yang sebesar Rp 229,55 triliun atau 4,86% dari total aset perbankan. BI pada akhir tahun 2013 menargetkan porsi aset bank syariah sebesar 5,25%–6,25% dari total aset bank umum konvensional. Hal ini salah satunya diindikasikan terjadi karena kapabilitas dan kompetensi karyawan bank syariah yang tidak mumpuni. Terbukti dari penelitian sebelumnya bahwa 70% karyawan bank syariah bukan merupakan lulusan berbasis syariah, melainkan karyawan hasil mutasi dari bank konvensional induknya. Empat hipotesis dibangun untuk menyelesaikan masalah penelitian, dengan metode pengumpulan data purposive random sampling. Teknik analisis data yang digunakan adalah structural equational modeling yang menggunakan software AMOS 16. Berdasarkan hasil penelitian dihasilkan kesimpulan bahwa (1) Komitmen organisasi berpengaruh positif terhadap sharia engagement. (2) Komitmen organisasi tidak berpengaruh terhadap kinerja karyawan. (3) Kepemimpinan transformasional berpengaruh positif terhadap sharia engagement. (4) Kepemimpinan transformasional tidak berpengaruh terhadap kinerja karyawan dan (5) Sharia engagement berpengaruh positif terhadap kinerja karyawan. Kata Kunci: Sharia Engagement, Bank Syariah, dan Kinerja Karyawan Abstract This research was motivated by the empirical data that shows the target growth of Islamic banking assets in 5 years back never reached. Based on BI data as of October 2014, the total assets of Islamic banking both Islamic Banks (BUS) and Sharia (UUS) reached Rp 260.36 trillion. This figure, only 4.78% of the total assets of conventional banks are worth Rp 5445.65 trillion. In fact, the share of Islamic banking assets at the end of October 2014 even less than in October 2013 from Rp 229.55 trillion, or 4.86% of total banking assets. BI at the end of 2013 targeting the portion of the assets of Islamic banks amounted to 5.25% -6.25% of the total assets of conventional banks. This is one of them indicated happen because of the capabilities and competence of employees of Islamic banks are not qualified. Evident from previous research that 70% of employees are graduates of Islamic banks is not based on sharia, but employees are the result of mutations of the parent conventional bank. Four hypotheses are built to solve the problem of research, data collection method purposive random sampling. Data analysis technique used is equational structural modeling using AMOS software 16. Based on the research produced the conclusion that (1) Commitment positive effect on sharia organization engagement. (2) The commitment the organization has no effect on employee performance. (3) Transformational leadership has positive influence on sharia engagement. (4) Transformational leadership does not affect the performance of employees, and (5) Sharia engagement positively affects employee performance Keywords: Engagement Sharia, Islamic Banking, and Employee Performance
Islamic Financial Literacy in Islamic Boarding Schools and Its Implications for the Preference of Islamic Financial Institutions Wartoyo Wartoyo; Ayus Ahmad Yusuf; Rita Kusumadewi
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 1 (2023): JUNI 2023
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i1.6881

Abstract

AbstractThis study aims to measure the level of financial literacy, analyze the influence of Islamic financial literacy levels on the preferences of Islamic financial institutions and estimate the impact of Islamic financial literacy among Islamic Boarding Schools on preferences and implications for Islamic Financial Institutions in Region III Cirebon. The method used is quantitative with mutinomial logistic regression analysis techniques. The data was collected using questionnaires from the population and the sample was among islamic boarding schools, both managers and students. The results of this study show that personal financial management literacy and Islamic economic literacy have an effect of 45% on Islamic banking preferences, 33% on sharia insurance preferences, and 29% on Islamic capital market preferences. This condition is in line with the results of measurements of Islamic financial literacy of islamic boarding school managers and students in the category of good literacy (well literate) in personal financial management and the category of sufficient literacy in the Islamic economy. The lowest is their literacy regarding sharia insurance of 25% and 29% (less literate) for the Islamic capital market. Keywords: Islamic Financial Literacy, Islamic Boarding Schools, Islamic Financial Institutions