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ANALISIS YURIDIS TERHADAP PERJANJIAN BAKU DALAM AKTA PERJANJIAN KREDIT PERBANKAN (Studi Kasus: Putusan Nomor 178/Pdt.G/2015/Pn.Jkt.Pst) Syarifah Farahdiba
Indonesian Notary Vol 1, No 001 (2019): Jurnal Notary
Publisher : Universitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (309.349 KB)

Abstract

Dalam suatu perjanjian terdapat salah satu asas, yaitu asas kebebasan berkontrak, dimana diharapkan dalam pembuatan perjanjian posisi tawar menawar (bargaining position) para pihak adalah relatif seimbang. Sedangkan dalam perjanjian baku, posisi tawar menawar para pihak tidak seimbang, konsumen hanya dihadapkan pada satu pilihan. Adapun pokok permasalahan dari karya tulis ini adalah bagaimana pengaturan perjanjian baku berdasarkan peraturan perundang-undangan dihubungkan dengan asas kebebasan berkontrak, dan akibat hukum dengan adanya perjanjian baku dalam akta perjanjian kredit yang telah dibuat oleh kreditur dan debitur sebagaimana dalam Putusan Nomor 178/Pdt.G/2015/Pn.Jkt.Pst, serta peran notaris dalam klausula baku dalam perjanjian kredit bank. Metode yang digunakan dalam penelitian ini adalah metode penelitian yuridis normatif, bersifat deskriptif bersumber pada data sekunder, dianalisis secara kualitatif. Berdasarkan hasil penelitian meskipun telah terdapat beberapa ketentuan mengenai perjanjian baku, namun masih terdapat klausula-klausula yang memberatkan pihak debitur hal ini dapat dilihat dengan adanya putusan pengadilan 178/Pdt.G/2015/Pn.Jkt.Pst, dimana debitur merupakan pihak yang kalah, tentunya dalam hal pembuatan akta perjanjian kredit bank dibutuhkan peran notaris untuk memberikan penyuluhan hukum terkait dengan klausula-klausula yang tertera dalam perjanjian kepada debitur.Kata kunci: perjanjian baku, perjanjian kredit bank
AN ANALYSIS OF TYPES OF STUDENTS’ MISBEHAVIOURS IN EFL CLASSROOM Dian Indah Kusuma; Ahmad Talib; Syarifah Farahdiba
International Journal of Business English and Communication Vol 3 No 2 (2025): April
Publisher : Bahasa Inggris Program Sarjana Terapan, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/ijobec.v3i2.7463

Abstract

This research conducted at MTS Guppi Pesuloang and 16 seventh grade students and an English teacher were the subject in this research. This research is a qualitative descriptive that aims to find out the types of student misbehavior that appear in the EFL class. Student misbehavior as a single variable. This research has two instruments, namely the observation checklist and interview. From the research it was found that there were 7 misbehaviors committed by students in the process of learning English in the classroom during the research, namely 1) Ignoring the uniform rules, 2) Not paying attention to teacher's explanation, 3) Distrupting classmates, 4) Using google translate, 5) Diverting the conversation from the subject matter, 6) Disobeying teacher's instructions, and 7) Talking too much.
From Lyrics to Lexis: Exploring Students’ Perceptions of Modified English Songs in Vocabulary Learning La Sunra; Syarifah Farahdiba; Melinda
INTERACTION: Jurnal Pendidikan Bahasa Vol. 12 No. 4 (2025): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36232/interactionjournal.v12i4.4367

Abstract

This descriptive qualitative study explores seventh-grade students’ perceptions of using modified English songs to enhance vocabulary learning at SMPN 3 Minasatene, Indonesia. The research was conducted over four weeks, during which data were collected through semi-structured interviews with three students selected via purposive sampling. The interviews were analyzed thematically following the procedures of data reduction, display, and conclusion drawing. The findings reveal that students viewed modified songs as engaging and helpful tools for learning vocabulary. Adapting song lyrics to match students’ proficiency levels helped them understand word meanings more easily, improve pronunciation, and apply new vocabulary in appropriate contexts. Moreover, the use of songs created a more enjoyable and motivating classroom environment, enhancing students’ confidence in learning English. These results suggest that integrating modified songs into vocabulary instruction can strengthen both linguistic and affective aspects of learning by providing meaningful, memorable, and student-centered language experiences. The study highlights the importance of creative instructional media for young learners and encourages teachers to incorporate modified songs as a practical approach to vocabulary development in English language classrooms.