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All Journal JAKA (Jurnal Akuntansi, Keuangan dan Auditing) Journal of Finance and Business Digital (JFBD) Trending: Jurnal Manajemen dan Ekonomi JISEF : Journal Of International Sharia Economics And Financial Indonesian Journal of Banking and Financial Technology (FINTECH) International Journal of Global Sustainable Research International Journal of Integrated Science and Technology Public Service And Governance Journal Taraadin : Jurnal Ekonomi dan Bisnis Islam
Eny Latifah
Institut Agama Islam Tarbiyatut Tholabah Lamongan
Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Fintech (Financial Technology) Dalam Sistem Pembayaran Non Tunai Di Perbankan Syariah (Studi Kasus Pada Bank Muamalat KCP Lamongan) Faridah Niswatul Khoiroh; Eny Latifah
Public Service and Governance Journal Vol. 4 No. 2 (2023): Juli: Public Service and Governance Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/psgj.v4i2.924

Abstract

This study aims to find about: (1) fintech service in the mobile banking-based non-cash payment system (Muamalat-DIN) at Bank Muamalat KCP Lamongan: (2) implementation of fintech in the mobile banking-based non-cash payment system (Muamalat-DIN) at Bank Muamalat KCP Lamongan. This study uses a descriptive qualitative research method. The results of this study are: (1) fintech services in the non-cash payment system in Muamalat-DIN are transfers, QRIS, credit top-ups, internet credit top-ups, electronic money top-ups, google play voucher codes, spotify premium, postpaid credit payments, PLN electricity, Telkom, cable TV, PDAM, IPB campus education payments, airplane tickets, ZISWAF, family takaful, BPJS employment, BPJS health, SAMSAT/SIGNAL, BPJPH, virtual accounts, multi payments, and hijrah pensions (DPLK); (2) the implementation of fintech at Bank Muamalat varies, there are Muamalat-DIN, phone banking, internet banking, MADINA, online share-e debit, and ATMs. The most popular Fintech at Bank Muamalat KCP Lamongan is Muamalat-DIN. In Muamalat-DIN, customers of Bank Muamalat KCP Lamongan often use services in the form of transfer, QRIS, credit top-ups and internet credit top-ups, electronic money top-ups, payment services such as PLN electricity, Telkom, PDAM, ZISWAF, BPJS for employment, BPJS for health, virtual accounts, and hijrah pension (DPLK). This fintech implementation has benefits for banks and customers, the benefit for Bank Muamalat KCP Lamongan is that it will have a wider reach, operational and marketing costs are more economical. And the benefits felt by customers are that transactions are easier, faster, accessible 24 hours because access is via a smartphone, and customers don't need to carry a lot of cash everywhere.
MANAJEMEN KEUANGAN SYARIAH: PERAN SAKINAH FINANCE Eny Latifah; Rudi Abdullah
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 02 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i02.1127

Abstract

The aim of this research is to determine sharia financial management in the sakinah finance model which includes: Income Management, Needs Management, Dream/Desire Management, Surplus/Deficit Management, and Contingency Management in fulfilling sharia maqashid. The research method used is descriptive with a library approach. The results of the research are sharuag financial management using the sakinah finance model in meeting daily needs through family financial management which is dominated by mothers. The role of sakinah finance in fulfilling maqoshid sharia for society can be seen from: (1) as a controller of household expenditure including: education, health, investment and Zakat Infaq Sadaqoh (2) As an evaluation in managing family finances to avoid waste and extravagance. (3) As a good and careful financial planner in meeting the needs of family members.
PRESPEKTIF MAQASHID SYARIAH : PERAN EKONOMI HIJAU DAN BIRU DALAM MEWUJUDKAN SUSTAINABLE DEVELOPMENT GOALS Eny Latifah; Rudi Abdullah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 01 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i01.1128

Abstract

Economic governance manages by maintaining and maintaining the use of the environment in a green economy and blue economy which will encourage the government to realize the sustainable development of a country. Research using a descriptive method of this type of literature has the aim of knowing the role of the green and blue economy in realizing sustainable development. The results of the study show that the role of the green and blue economy in realizing sustainable development is (1) realizing community welfare through the approach of partnership, institutional, fisheries and tourism, and entrepreneurship aspects; (2) reducing poverty, carbon dioxide emissions, and ecosystem degradation; (3) increasing human well-being and reducing inequality through activities that do not expose future generations to significant environmental risks and ecological scarcity; (4) "conservation" and "restoration" efforts to preserve the environment with a perspective based on Maqashid Al-shariah to achieve benefit in this world and the hereafter; (5) A green and blue economy capable of strengthening sustainable development as an effort to support national economic resilience.
PERSPEKTIF EKONOMI ISLAM ATAS PERILAKU KONSUMTIF Siti Nur Jami’uswaniyah; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 01 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i01.1135

Abstract

The purpose of this study was to determine the Islamic economic perspective on consumptive behaviour for students Islamic boarding school. This research method is qualitative descriptive with the type of case study. The results of the research are the consumptive behaviour of female students of Tarbiyatut Tholabah Islamic Boarding School in the perspective of Islamic economics is in accordance with the principles of Islamic economics, namely the principle of justice, the principle of cleanliness, the principle of simplicity, the principle of generosity, and the principle of morality. First, female students in consuming everything always consider its halal, female students also share and maintain mutual harmony among female students. Second, female students in maintaining cleanliness well. Third, female students in their consumptive activities have not been able to apply simplicity, because there are still female students who like to wear branded clothes. As for food, they still often deliv food from outside, because of the temptation of friends. Fourth, female students have a generous helping nature, when there are friends who have not been sent money by their parents, they lend them, share food with each other. Fifth, female students have made rules of order and obligations for female students in the boarding school.
ESENSI AKUNTANSI SYARIAH DI LEMBAGA KEUANGAN SYARIAH DI INDONESIA Moh Afthon Ilman Huda; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 01 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i01.1136

Abstract

Sharia financial institutions in Indonesia are growing rapidly in line with increasing public awareness of the importance of financial management in accordance with sharia principles. Sharia accounting is very important in sharia financial institutions, because sharia accounting plays an important role in maintaining compliance with sharia principles and ensuring that financial transactions are carried out in accordance with sharia principles. The essence of sharia accounting in sharia financial institutions in Indonesia includes sharia principles, Avoid riba, gharar, maysir and muamalah which are haram in every financial transaction. Apart from that, sharia accounting must follow sharia accounting standards set by the Indonesian Accountants Association (IAI). Several things that need to be considered in implementing sharia accounting in sharia financial institutions in Indonesia are the use of information systems, implementation of PSAK, supervision and employee training.
IMPLEMENTASI AKUNTANSI SYARIAH DALAM BISNIS: TANTANGAN DAN MANFAAT Muhammad Mustaghfirin; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 01 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i01.1137

Abstract

The purpose of this study is to examine the benefits and challenges of implementing Islamic accounting in business. The research method used is descriptive qualitative with the type of literature. The results of the study are the challenges of sharia accounting in business include changes in mentality, limited human resources competent in sharia, development of consistent sharia accounting standards, supporting technological infrastructure, and difficulties in leaving the conventional accounting paradigm. A focus on developing human resource competencies, improving Islamic accounting standards, and utilising appropriate technology will be key in facing and overcoming the challenges of effectively applying Islamic accounting in business. Islamic accounting has benefits: strengthening business accountability and transparency, enhancing customer confidence through sharia principles, and improving the efficiency and effectiveness of financial management. In addition, Islamic accounting promotes compliance with ethical principles and strengthens business competitiveness. Overall, Islamic accounting acts as an important pillar in conducting business in accordance with Islamic sharia principles, which in turn can strengthen the integrity and sustainability of the business.
KONSEP LABA AKUNTANSI SYARIAH DALAM BISNIS SYARIAH DI INDONESIA Hikmatus Sa’diyah; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 01 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i01.1138

Abstract

The purpose of this research is to examine the concept of the benefits of Islamic accounting for Islamic businesses in Indonesia. The role of the Islamic accounting concept of profit is crucial ensuring fairness, transparency, and compliance with sharia principles in business management. This article will discuss how these concepts are applied, how they impact financial transparency, and how they relate to Islamic values. The concept of Islamic accounting profit refers to the measurement and reporting of profit in accordance with the principles of Islamic sharia. Profits earned from Islamic businesses must be halal and not violate religious law. The purpose of this study is to increase our understanding of the ideas of Islamic accounting profit, why it is important to be applied in Islamic business, and the difficulties and opportunities that arise when applying it. The research method used is to conduct literature research by collecting data from relevant articles, books, and journals. The concept of Islamic accounting profit in Islamic business has several advantages. These include emphasizing social and environmental responsibility, encouraging sustainable investment, increasing trust and transparency, and conforming to Islamic values.
PRINSIP SYARIAH DALAM MANAJEMEN RUMAH SAKIT Muhammad Mustaghfirin; Anugrahi Putri Ziyadatin Ilmi; Dewi Ratih; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 02 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i02.1139

Abstract

This article examines sharia principles in sharia hospital management, covering the basic concepts of sharia management, leadership in sharia hospital management, service quality and ethics, human resource management (SDA), and hospital financial management. This research uses descriptive qualitative methods through a library research approach. The basic concept of sharia management is explained as the application of Islamic values ??in every aspect of hospital management. Effective and ethical leadership based on sharia principles is identified as a key factor in achieving organizational success. This article also highlights the importance of service quality and ethics according to Islamic teachings to provide optimal services to patients. Apart from that, efficient and transparent natural resource management and financial management in accordance with sharia principles is an important focus. The included case studies illustrate the implementation of these principles in real practice, as well as the challenges and solutions encountered.
EKONOMI MAKRO ISLAM : PERTUMBUHAN DAN PERKEMBANGAN DI INDONESIA Ghulam Asy Sya’Bany; Wisnu Handika Adi Cahyo; Ummul Karomah; Hikmatus Sa’diyah; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 02 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i02.1144

Abstract

This article aims to find out how the development and growth of macroeconomics in Indonesia.. Evaluation and analysis of economic performance of a country or region for a certain period of time known as a review of economic growth. This is done to understand how well the economic policy is applied and to find which part needs to be repaired or adjusted. The Macro Economy of Syariah is an economic branch that focuses on the principles of Islamic economics to achieve wholeness, prosperity, and prosperity as a whole. The contribution of the Macro Economic Sharia includes several important aspects: financial stability, financial inclusion, distribution of sustainable economic growth and growth. The Islamic economy has great potential to develop and provide an ethical and sustainable alternative in the global economy world. The economic development in an Islamic perspective involves various principles and concepts that aim to create sustainable and fair welfare. And several pillars of economic development in Islamic perspectives. Refuse of economic growth is various indicators used to measure the extent to which the economy of a country or region develops over time.
INOVASI PENGELOLAAN ZAKAT DAN WAKAF Dina Afifah Nuroini; Putri Sulis Setiyawati; Shoffi Rohmatul Umah; Syahroni Wasifaul Qolbi; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 02 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i02.1145

Abstract

The purpose of this research is to determine innovations in zakat and waqf management. The research method used is a library method by combining data sources from books and the results of previous research reports. The results of this research are that we can find out what innovations have developed in the management of zakat and waqf assets. First: zakat waqf assets can be managed through currently developing digital platforms. Second: zakat and waqf assets can be managed productively, where these assets are not only given freely to those who are entitled to them, but can be used as business or commercial capital to make them productive.
Co-Authors Addina Hunafa Anugrahi Putri Ziyadatin Ilmi Dewi Ratih Dina Afifah Nuroini Donny Prastya Faridah Niswatul Khoiroh Ghulam Asy Sya’Bany Hannik Lailatul Fitroh Hikmatus Sa’diyah Ismy Tsaniyah Nur Rohmawati Lailiyatul Azizah Lutfi Auliyah M. Nurul Fajar M. Syaiful Arif H Moh Afthon Ilman Huda Moh. Efendy Baharuddin Yusuf Muhammad Mamdukh Muhammad Mustaghfirin Nafiatus Sholihah Nanik Arifatin Neziana Indira Putri Primadia Nabila Putri Putri Sulis Setiyawati Rudi Abdullah Shoffi Rohmatul Umah Siti Nur Jami’uswaniyah Siti Nur Jami’uswaniyah Suroso Suroso Suroso Syahroni Wasifaul Qolbi Ummul Karomah Wanala Abdillaika Martiwi Wisnu Handika Adi Cahyo Wiwin Nur Lia Yazid Al-Busthomi Yuni Rohmah Zahara Fika