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PERMASALAHAN EKONOMI MAKRO ISLAM : KONSEP UANG, RIBA DAN BUNGA Wiwin Nur Lia; Neziana Indira Putri; Nafiatus Sholihah; M. Nurul Fajar; M. Syaiful Arif H; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 02 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i02.1146

Abstract

In the early days, before the creation of money, economic activities or business transactions were carried out through barter or commonly called barter trade. In the exchange process, goods and services were exchanged directly with other goods and services that were mutually needed by the parties involved. At the macro level itself, the parties involved in the production of goods and services can easily and smoothly exchange goods and services by using money as an intermediary. Meanwhile, the domestic sector that receives income in the form of money uses the money to buy goods and services produced by the commercial and manufacturing sectors. It is the changes in these cash flows that cause changes in prices and/or production quantities, for example. It also affects saving behavior, investment and the business cycle. The method in this study is to use a type of qualitative descriptive research. The purpose of this study is to understand and explore the concept of money in Islamic macroeconomics that does not contradict Islamic law.
PRINSIP AKUNTANSI SYARIAH PADA LEMBAGA KEUANGAN MIKRO SYARIAH DI INDONESIA Dewi Ratih; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 2 No 02 (2023): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v2i02.1147

Abstract

Islamic accounting principles play an important role in the operations of Islamic microfinance institutions in Indonesia. This study explores the application of Islamic accounting principles in the context of Islamic microfinance institutions. These principles include joint ownership, profit and loss sharing, avoidance of speculative practices and prohibition of usury. Islamic accounting principles in Islamic microfinance institutions are based on Islamic teachings, which means that Islamic microfinance institutions are required to carry out practices in accordance with Islamic values. This study provides an understanding of these principles in maintaining conformity with sharia principles. It analyzes the impact of the implementation of Islamic accounting principles on transparency, customer trust, financial management, financial reporting and sustainability of Islamic microfinance. The research also identifies a number of challenges faced in the implementation of Islamic accounting principles such as the shortage of trained human resources.
APLIKATIF GREEN ECONOMY DALAM KOPERASI SYARIAH STUDI KASUS KSPPS BMT BINA UMMAT SEJAHTERA LAMONGAN Eny Latifah
Taraadin : Jurnal Ekonomi dan Bisnis Islam Vol. 3 No. 2 (2023): Taraadin : Jurnal Ekonomi dan Bisnis Islam
Publisher : FEB Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24853/trd.3.2.1 - 12

Abstract

he purpose of this study is to find out the understanding and applicability of Green Economy in the KSPPS BMT Bina Ummat Sejahtera Lamongan Cooperative in order to realize a green economy. The method used is Descriptive Qualitative with case studies with convenience data collection and combines data triangulation in order to obtain complete truth and information in research. The results of the study show that KSPPS BMT Bina Ummat Sejahtera cares about the environment and is able to apply green economy in its operations through the use of paper savings and the effectiveness of transactions with the ActionPay application both in the context of promotion. Submission of invoices and purchases, as well as payments and financial transactions that are packaged in a modern way to maintain the effectiveness and efficiency of Sharia Cooperatives.