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All Journal Iqtishoduna: Jurnal Ekonomi Islam Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah
Moh. Syarifudin
Institut Agama Islam Negeri Fattahul Muluk Papua
Economics, Econometrics & Finance

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Towards Rahmatan lil ‘Alamin Economy (Analysis of Ukhuwah Islamiyah and Ashabiah for Economic Development in Medina) Moh. Syarifudin; Nur Kholis
IQTISHODUNA: Jurnal Ekonomi Islam Vol 10 No 1 (2021): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (998.848 KB) | DOI: 10.36835/iqtishoduna.v10i1.955

Abstract

Islam provides fundamental sources for human development, including ukhuwah Islamiyah, ashabiah and rahmatan lil ‘alamin. These concepts are strategic in developing the economy of the state. The current article aims to analyze the economic development in Medina carried out by the Prophet Muhammad. The authors employed a qualitative method through narrative reviews of the extant literature. The study shows that before the hijrah of the Prophet, Medina was already a multicultural and heterogeneous society with many prolonged conflicts.. The Prophet devised a strategic approach to build the Medina economy and society. Ukhuwah Islamiyah was used to unify differing, often conflicting cultures, beliefs, and ethnicities to form a strong brotherhood. Ashabiah was applied to tighten the glue among society members, creating high social solidarity. Upon the perfection of Medina, the apostolate of rahmatan lil ‘alamin leads to a universal, inclusive, and sustainable economic development.
Analisis Intensi Penggunaan Mobile Banking dengan Pendekatan Unified Theory Of Acceptance And Use Of Technology (UTAUT) Nurfitri Iriani Utami; Abd Karman; Moh Syarifudin
OIKONOMIKA: Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2022): OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v3i1.353

Abstract

The massive digital transformation was escalating due to the emergence of the Covid-19 Pandemic occurred in almost all industrial sectors including the banking sector. To respond to this challenge, banking presents an innovation that is Mobile Banking. However, using Mobile Banking services in the community is considered not optimal. The data obtained from the Financial Inclusion Insight shows that only 32.2% of adults know about electronic money and Digital Banking. Due to the lack of utilization of Mobile Banking in the midst of the onslaught of essential digital transformation, it is interesting to know what indicators trigger people to be interested in using Mobile Banking. This study employs the Unified Theory of Acceptance and Use of Technology Model to analyze the factors that drive the intention of the students of IAIN Fattahul Muluk Papua to use Mobile Banking. This study is explanatory quantitative research and the type of data used is primary data obtained from the distributed questionnaires that use the Likert scale. The method used to take the samples is the Proportionate Stratified Random Sampling technique and the number of respondents is 100 students of IAIN Fattahul Muluk Papua who use Mobile Banking. The data analysis method used in this study is multiple linear regression using the SPSS 24 version application. This study uses 4 main constructs of the UTAUT Model, namely Performance Expectations, Effort Expectations, Social Influences, and Facilitating Conditions to determine their influence on the Behavioral Interests of the students of IAIN Fattahul Muluk Papua in using the Mobile Banking application. The results of this study indicate that partially Effort Expectations and Facilitating Conditions have a significant influence on Behavioral Interest with the results of each t count is greater than the t table that is 2.851>1.985 and 5.541>1.985. The Performance Expectations have no significant effect with t count is smaller than t table (0.539<1.985) and Social Influence has a negative influence on Behavioral Interest with t count (-0.141<1.985). Meanwhile, simultaneously, the four variables have a significant influence as proven by the f count value that is greater than the f table, which is 38.76>2.47 with a determination coefficient of 0.645. It means that all four aspects influence the Behavioral Interest by 65% and the rest are influenced by variables other than the independent variables in this study.
Towards Rahmatan lil 'Alamin Economy (Analysis of Ukhuwah Islamiyah and Ashabiah for Economic Development in Medina) Moh. Syarifudin; Nur Kholis
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 10 No. 1 (2021): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (998.848 KB) | DOI: 10.36835/iqtishoduna.v10i1.955

Abstract

Islam provides fundamental sources for human development, including ukhuwah Islamiyah, ashabiah and rahmatan lil 'alamin. These concepts are strategic in developing the economy of the state.  The current article aims to analyze the economic development in Medina carried out by the Prophet Muhammad. The authors employed a qualitative method through narrative reviews of the extant literature. The study shows that before the hijrah of the Prophet, Medina was already a multicultural and heterogeneous society with many prolonged conflicts.. The Prophet devised a strategic approach to build the Medina economy and society. Ukhuwah Islamiyah was used to unify differing, often conflicting cultures, beliefs, and ethnicities to form a strong brotherhood. Ashabiah was applied to tighten the glue among society members, creating high social solidarity. Upon the perfection of Medina, the apostolate of rahmatan lil 'alamin leads to a universal, inclusive, and sustainable economic development.
Co-Authors Kholis, Nur Nurfitri Iriani Utami  Abd. Karman