Claim Missing Document
Check
Articles

Found 2 Documents
Search

Pengaruh Tingkat Kecukupan Modal, Likuiditas, dan Risiko Kredit terhadap Profitabilitas Bank Pembangunan Daerah Wildan Army Abdillah; Muhammad Iqbal Nurfauzan
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 4 No 1 (2022): Business Innovation and Entrepreneurship Journal (February)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (307.401 KB) | DOI: 10.35899/biej.v4i1.360

Abstract

The purpose of this paper is to analyze the effect of the level of capital adequacy. Liquidity, and credit risk to bank profitability. The data collected is data from Regional Development Banks as a population and obtained 22 Regional Development Banks as samples and 242 observational data. Sampling through purposive sampling technique with multiple regression analysis method with the help of Eviews version 9. The results of this study indicate that partially the level of capital adequacy as proxied by Capital Adequacy Ratio and liquidity as proxied by Current Ratio has no effect on profitability as proxied using return on assets. Meanwhile, non-performing loans as credit risk have a significant effect on profitability.
Pengaruh Risiko Kredit, Tingkat Kecukupan Modal, dan Ukuran Perusahaan Terhadap Return on Assets (ROA) Bank yang Terindeks INFOBANK15 Wildan Army Abdillah; Muhammad Iqbal Nurfauzan
JURNAL BISNIS STRATEGI Vol 31, No 1 (2022): Juli
Publisher : Magister Manajemen, Fakultas Ekonomika dan Bisnis Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jbs.31.1.%p

Abstract

Profitability is the company's ability to seek profit, through the ability of resources and profitability to control the size of a company to determine its assets. This study aims to determine the effect of credit risk, capital adequacy level and firm size on profitability. The research method used is descriptive and verification methods. The subjects of this study were conventional banks registered with INFOBANK15 for the period 2009-2019 with a total sample of 14 banks and 153 observational data. Statistical analysis used in this study is panel data regression. The results of the study stated that credit risk and capital adequacy level had no effect on profitability, while firm size had a significant effect on profitability.