Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi Journal of Ekonomics, Finance, and Management Studies
Ery Rosmawati
Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Buana Perjuangan Karawang
Religion Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
ANALYSIS OF NON-PERFORMING LOAN (NPL) HANDLING MECHANISMS IN PJT II EMPLOYEE COOPERATIVES BY BHAKTI RAHARJA Indah Nurfitria Sari; Santi Pertiwi Hari Sandi; Ery Rosmawati
Jurnal Ekonomi Vol. 11 No. 02 (2022): Jurnal Ekonomi, Periode September 2022
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.089 KB)

Abstract

PJT II Karya Bhakti Raharja Employee Cooperative is one of the employee cooperatives under the auspices of BUMN. One of the activities in this cooperative, of course, is savings and loans. In financial institutions, the term bad credit is not something foreign. Bad credit or commonly called Non-Performing Loan is a delay in loan payments by customers. Many factors influence the occurrence of bad loans, for example, economic problems that make customers not smooth in paying their loans. To anticipate things like this, each financial institution has its own mechanism or method of handling it. The purpose of this study was to determine the mechanism for handling bad loans or Non Performing Loans in KBR Cooperatives with a quantitative descriptive approach research method. One of the treatments that the KBR Cooperative can take when a customer has bad credit is by giving a Warning Letter (WL 1,2,3). The calculation of the NPL in the KBR cooperative is 0,47%, which means it is in the “very healthy” category.
Efektivitas Penggunaan Modal Kerja dalam Meningkatkan Laba Usaha PT Indofood Sukses Makmur Tbk pada Bursa Efek Indonesia Zaira Hanla Diva; Santi Pertiwi Hari Sandi; Ery Rosmawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11799

Abstract

The purpose of this study is to determine the effectiveness of working capital utilization in increasing the profits of PT Indofood Sukses Makmur Tbk, a company listed on the Indonesia Stock Exchange. Secondary data was obtained from the company’s annual financial reports for the period 2020–2024. A quantitative descriptive method was employed. The analysis was conducted by measuring working capital turnover, cash turnover, and inventory turnover, as well as profitability ratios such as gross profit margin, net profit margin, return on investment, and return on equity, which were compared to industry standards. The research findings indicate that PT Indofood Sukses Makmur Tbk’s working capital management is effective in boosting the company’s profits, as evidenced by an inventory turnover ratio of 3.47 times—above the industry standard—as well as profitability ratios of 32.60% for gross profit margin (GPM), 10.37% for net profit margin (NPM), and 11.45% for return on equity (ROE). However, the company still needs to improve its working capital turnover, cash turnover, and ROI to optimize its financial performance. These findings demonstrate that the company’s use of working capital has been effective, as evidenced by the increase in net profit despite a temporary decline in 2020.
Co-Authors Indah Nurfitria Sari Santi Pertiwi Hari Sandi Zaira Hanla Diva