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All Journal Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Nanang Sobarna
Universitas Koperasi Indonesia
Religion Economics, Econometrics & Finance Social Sciences

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Implementasi Akad Pembiayaan Murabahah Pada Koperasi Pojok Syariah Derani Hotimah; Dandan Irawan; Nanang Sobarna
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.2956

Abstract

Murabahah Financing Agreement is one of the transactions of buying and selling an item or asset that is affirmed at the acquisition price to the buyer and the buyer will pay it at an additional price as a profit. One of the foundations used to manage the financing of this murabahah is the Fatwa DSN-MUI No.04/DSN-MUI/ IV/2000 concerning Murabahah. This study aims to determine the suitability between the implementation of the murabahah financing agreement at Koperasi Pojok Syariah in the perspective of DSN-MUI Fatwa No.04/DSN-MUI/IV/2000 concerning Murabahah. The research method used is a descriptive analysis and quantitative approach through observation, interviews with informants and the distribution of questionnaires to get an overview of the implementation of the murabahah financing agreement. The results of this study, the implementation of the murabahah financing agreement at Koperasi Pojok Syariah is in accordance with the provisions of the DSN-MUI Fatwa No.04 / DSN-MUI / IV / 2000 concerning Murabahah,
Penerapan Akad Al-Qardh Pada Koperasi Pojok Syariah Cileunyi Bandung Kesesuaiannya Dengan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia Khotimah Damayanti; Rima Elya Dasuki; Nanang Sobarna
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.2964

Abstract

Al-Qardh is a type of loan given to parties who need assistance in urgent circumstances for a certain period of time without having to pay interest or profit. The loan of al-Qardh's contract is adjusted to the perspective of DSN-MUI Fatwa No: 19/DSN-MUI/IV/2001 concerning Al-Qardh. Therefore, this study aims to determine the application of the Al-Qardh contract, conformity to the perspective of DSN-MUI Fatwa No: 19/DSN-MUI/IV/2001, and to know the efforts made by the Koperasi Pojok Syariah to be in accordance with the fatwa perspective. The research method used is descriptive analysis with a qualitative approach through observation and also interviews with informants to be able to describe the mechanism for implementing the Al-Qardh contract. The results showed that the Koperasi Pojok Syariah generally implemented the Al-Qardh agreement in accordance with DSN-MUI Fatwa No: 19/DSN-MUI/IV/ 2001. However, there needs to be a stage that must be recommended in the contractual mechanism in the Al-Qardh contract loan.
Analisis Penerapan Prinsip Operasional Lembaga Keuangan Syari’ah Pada Sistem Keuangan Koperasi Simpan Pinjam Dan Pembiayaan Syari’ah Al-Uswah Indonesia Nanang Sobarna
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v3i2.1012

Abstract

Al Uswah Indonesia Sharia Savings and Loans Cooperative is a cooperative business entity that collects funds from the public and distributes it to members in the form of financing based on sharia principles. This includes the application of operational principles to the financial system of KSPPS Al-Uswah Indonesia must be in accordance with sharia principles in regulating its financial system because the operation of this financial system will affect the financial performance of KSPPS Al-Uswah Indonesia. The purpose of this study is to find out the application of the operational principles of Islamic financial institutions at KSPPS Al Uswah Indonesia. The research method used is the case study method with a descriptive qualitative approach. The application of the operational principles of sharia financial institutions to the financial system of KSPPS Al-Uswah Indonesia has been implemented in accordance with the provisions of sharia principles that exist in sharia financial institutions as sharia cooperatives.
Mekanisme Penerapan Denda Keterlambatan Pembayaran Dalam Akad Murabahah Pada Koperasi Simpan Pinjam Dan Pembiayaan Syariah Baitul Maal Wa Tamwil Nusa Ummat Sejahtera Cabang Tanjungsari Nurhana Safira Putri Wahyudi; Nanang Sobarna
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i1.3715

Abstract

This study aims to determine the mechanism for applying late fines in murabahah contracts at the Baitul Maal wa Tamwil Nusa Ummat Sejahtera Sharia Cooperative, Tanjungsari branch (KSPPS BMT NU Sejahtera, Tanjungsari branch). The method used in this research is a qualitative descriptive approach. To obtain the necessary data using primary data techniques, namely interviews. From this study it can be seen that the mechanism for applying late fines in murabahah contracts at KSPPS BMT NU Sejahtera Tanjungsari branch is not applied to all members who are late in making installment payments, if members experience force majeure then members will not be fined. The mechanism for implementing late fines at KSPPS BMT NU Sejahtera Tanjungsari branch is appropriate because it is in accordance with the Fatwa of the National Sharia Council NO: 17/DSN-MUI/IX/2000 fatwa regarding sanctions for able customers who delay payments.
Co-Authors Dandan Irawan Derani Hotimah Khotimah Damayanti Nurhana Safira Putri Wahyudi Rima Elya Dasuki