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All Journal FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal of Islamic Economic Studies
Meichio Lesmana
Universitas Darussalam Gontor, Indonesia
Religion Economics, Econometrics & Finance

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STUDENT CONTRIBUTIONS IN WAQF ARE REVIEWED THROUGH FACTORS OF RELIGIOSITY, KNOWLEDGE, AND FINANCIAL ATTITUDES Abdul Latif; Meichio Lesmana; Rusyda Afifah Ahmad; Antoni Julian
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 5 No 2 (2022): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (401.889 KB) | DOI: 10.32332/finansia.v5i2.5394

Abstract

Waqf is one of the important instruments and has enormous potential from a social and financial perspective. There are many types of waqf, one of which is money waqf or cash waqf. Cash waqf has different characteristics from zakat and alms. Waqf has very significant benefits if the waqf is given in a productive form. However, currently, the great potential of waqf has not been implemented properly. The purpose of this study is to analyze the students' intentions in waqf which are influenced by factors of religiosity, knowledge, and financial attitudes. This research uses Structural Equation Modeling method with the Lisrel tool. The results showed that the factors of religiosity and knowledge were less influential than the factors of financial attitudes which had a stronger influence. In a sense, students' interest in spending their money in the form of alms can be seen in their financial attitude.
Integrating Islamic Business Ethics Into Retail Marketing Strategies: A Case Study Of Sakinahmart Surabaya Raditya Hasan; Muhammad Alfan Rumasukun; Rusyda Afifah Ahmad; Meichio Lesmana
Journal of Islamic Economic Studies Vol. 2 No. 1 (2026): March 2026
Publisher : Yayasan Darussalam Patalassang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66274/

Abstract

This research examines the integration of Islamic business ethics into marketing strategies at Sakinahmart, using qualitative research and a case study approach. The 7Ps of marketing mix (product, price, place, promotion, people, process, and physical evidence) are used as an analytical framework to identify the implementation of Islamic business ethics in marketing strategies. Data was obtained through interviews, observations, and documentation, then analyzed using data reduction, data presentation, and conclusion techniques. The results show that Sakinahmart consistently integrates Islamic business ethics values into all of its marketing strategies. The sale of products is guaranteed to be halal with halal certification. Pricing is determined transparently, fairly, and without price monopolies. Product distribution is carried out while maintaining halal compliance and avoiding hoarding. Promotions are conducted honestly, without exaggeration or misleading consumer information. Human resources at Sakinahmart practices ethical behavior and provides fair wages and compensation. Operational processes follow Sharia standards and utilize Sharia financial services. Physical evidence of this integration is reflected in the provision of worship facilities and an Islamic store atmosphere. This integration contributes to increased consumer loyalty and strengthens retail competitiveness in Surabaya.  
Co-Authors Antoni Julian Latif, Abdul Muhammad Alfan Rumasukun Raditya Hasan Rusyda Afifah Ahmad