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All Journal Journal of Mathematics UNP
Suherman Suherman
Jurusan Matematika Universitas Negeri Padang
Computer Science & IT Decision Sciences, Operations Research & Management Mathematics

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Analisis Konjoin pada Pengukuran Preferensi Mahasiswa FMIPA UNP dalam Memilih Smartphone Sismita Sari; Suherman Suherman; Minora Longgom Nasution
Journal of Mathematics UNP Vol 6, No 2 (2021): Journal Of Mathematics UNP
Publisher : UNIVERSITAS NEGERI PADANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (117.705 KB) | DOI: 10.24036/unpjomath.v6i2.11567

Abstract

Abstract – Currently, the smartphone comes with a variety of attributes, such as RAM, camera, battery, display and prices vary. The variety of smartphones make consumers can choose the desired product. Based on these problems, then the problem formulation in this research is what most influential attributes against the preferences of FMIPA UNP’s students in choosing a smartphone. The population of this research are all students of FMIPA UNP with sample as much as 190 respondents. In this research, the data used is primary data. Data analysis techniques used are Conjoint Analysis. From the results of data analysis, retrieved the importance attribute for each attribute RAM, camera, battery, display, and consecutive registration 37,402%, 12,342%, 9,623%, 7,772%, and 32,862%. Based on the importance of these attributes retrieved conclusion that attribute that most influences the referrers students of FMIPA UNP in choosing a smartphone is the attribute of the RAM.               Keywords – smartphone, preferences, attributes, conjoint analysis
Modifikasi Cadangan Premi Tahunan Retrospektif Pada Asuransi Jiwa Berjangka Kasus Joint Life Dengan Metode Zillmer Ihsan Kamil; Suherman Suherman; Dewi Murni
Journal of Mathematics UNP Vol 6, No 2 (2021): Journal Of Mathematics UNP
Publisher : UNIVERSITAS NEGERI PADANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.349 KB) | DOI: 10.24036/unpjomath.v6i2.11553

Abstract

Abstract – Insurance company in carrying out its duties requires a fee. It causes the values of premiums paid by the policy participants increase. Premiums which involve additional costs are named gross premiums. Most of the premiums paid are a premium reserves which should be provided by the insurance company as a liability if there is a claim in the future. In this research, the value of the reserves was calculated with  retrospective method which is modified with Zillmer method for life term  insurance product case joint life, where two people just pay one insurance policy. In the calculation of Zillmer reserve, gross premiums used as the basis of calculation. Furthermore, interest rates also affect the value of  reserves and the value of premium that must be paid by the participants. The mortality tables used is Table Mortality Indonesia (TMI) 2011. Keywords – Premium Reserves, Zillmer Method, Retrospective, Life Insurance, Joint Life
Co-Authors Dewi Murni Ihsan Kamil Minora Longgom Nasution Sismita Sari