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All Journal Tasharruf: Journal of Islamic Economics and Business
silda Labibi
Sekolah Tinggi Agama Islam Salahuddin Pasuruan
Economics, Econometrics & Finance

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Dinamika Ekonomi Dalam Perspektif Pesantren Saiful Bakhri; silda Labibi
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (138.843 KB) | DOI: 10.55757/tasharruf.v1i2.72

Abstract

Pesantren as a cultural institution that was born on the initiative and initiative (figure) of the community and is autonomous, since its inception it has been a strategic potential in the middle community life. Although many esantren position themselves (only) as an education and religious institution, but since birth until now several Islamic boarding schools have tried to reposition in addressing various social problems society, such as economic, social and poliyical. Therefore, pesantren are required to make updates that can optimize its potential. In particular, in community empowerment through the economy.
Perilaku Masyarakat dalam Mengambil Keputusan Memperoleh Pinjaman Uang pada Rentenir Ditinjauan dari Ekonomi Islam : di Desa Bajangan Kecamatan Gondang Wetan Pasuruan Nailatul Khoiriyah C; silda Labibi
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.893 KB) | DOI: 10.55757/tasharruf.v3i1.87

Abstract

This study shows people's behavior in making decisions to get money loans to moneylenders, to increase economic income, because not all people have sufficient capital to build their businesses. This condition makes it difficult for people, including small traders, to build their businesses. So that most people turn to borrow from moneylenders. This type of research uses qualitative research, while the research location is carried out in Bajangan Village, Gondangwetan District, Pasuruan. The approach used in this study uses a phenomenological approach model, in this study using two data sources, namely primary data and secondary data. Data analysis is done by working with data, organizing data, sorting it into units so that it can be managed. The results of the study show that people's behavior knows the law about the prohibition of usury carried out by moneylenders. However, there are many needs that force people to use the services of loan sharks. There are also many people who feel helped by the existence of the moneylender market because their presence can help the community's needs which sometimes suddenly become urgent. Furthermore, the ease of the loan process and without making agreements on paper only uses the basis of trust between the community and moneylenders, besides that there are no guarantees and there are no restrictions on borrowing.
Co-Authors Nailatul Khoiriyah C Saiful Bakhri