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All Journal Tasharruf: Journal of Islamic Economics and Business Tasharruf : Journal of Islamic Economics and Business Cashless
Siti Ilfiah
Sekolah Tinggi Agama Islam Salahuddin Pasuruan, Indonesia
Economics, Econometrics & Finance

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Analisa Produk Tabungan BSI dalam Menarik Minat Nasabah Rachmad Nor Firman; Siti Ilfiah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (213.252 KB) | DOI: 10.55757/tasharruf.v3i1.91

Abstract

Bank Syariah Indonesia Pasuruan Branch is one of the banks operating based on sharia principles that offers products for raising funds and distributing funds, one of which is BSI savings. This BSI savings account is based on sharia principles with a mudharabah muthlaqah contract. This study uses primary data and secondary data. The results showed that the marketing strategy of BSI's savings products was to attract customers' interest. Bank Syariah Indonesia Pasuruan Branch has been running well, from promoting, socializing, distributing brochures and participating in certain events. In addition, the existence of Bank Syariah Indonesia Pasuruan Branch is very helpful for customers to open various kinds of savings provided by Bank Syariah Indonesia Pasuruan Sub-Branch Office.
S Strategi Penanganan Pembiayaan Bermasalah Pada BPRS Daya Artha Mentari Pasuruan: Strategi Penanganan Pembiayaan Bermasalah Siti Ilfiah; Saiful Bakhri; Ilham Wahyudi
Cashless : Journal of Sharia Finance and Banking Vol. 1 No. 2 (2023): Cashless : Journal of Sharia Finance and Banking (Oktober)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v1i2.322

Abstract

Problematic financing can affect the income of BPRS Daya Artha Mentari Pasuruan. This requires treatment to overcome problematic financing. The aim of this research is to find out the strategy for handling problematic financing carried out by BPRS Daya Artha Mentari Pasuruan. This research is field research with a qualitative approach. The research results discuss problematic financing caused by two factors, namely internal factors (coming from BPRS Daya Arha Mentari Pasuruan) and external factors (coming from members). Handling problematic financing at BPRS Daya Arha Mentari Pasuruan by contacting members by telephone, SP warnings, billing directly to the customer's location, conducting customer negotiations through rescheduling, Reconditioning, Restructuring, and confiscation of collateral.
S Strategi Penanganan Pembiayaan Bermasalah Pada BPRS Daya Artha Mentari Pasuruan: Strategi Penanganan Pembiayaan Bermasalah Siti Ilfiah; Saiful Bakhri; Ilham Wahyudi
Cashless : Journal of Sharia Finance and Banking Vol. 1 No. 2 (2023): Cashless : Journal of Sharia Finance and Banking (Oktober)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v1i2.322

Abstract

Problematic financing can affect the income of BPRS Daya Artha Mentari Pasuruan. This requires treatment to overcome problematic financing. The aim of this research is to find out the strategy for handling problematic financing carried out by BPRS Daya Artha Mentari Pasuruan. This research is field research with a qualitative approach. The research results discuss problematic financing caused by two factors, namely internal factors (coming from BPRS Daya Arha Mentari Pasuruan) and external factors (coming from members). Handling problematic financing at BPRS Daya Arha Mentari Pasuruan by contacting members by telephone, SP warnings, billing directly to the customer's location, conducting customer negotiations through rescheduling, Reconditioning, Restructuring, and confiscation of collateral.
Analisis Faktor yang Mempengaruhi Peningkatan Nasabah di Bank BTN Syariah Kota Pasuruan dimasa Pandemi Rachmad Nor Firman; Siti Ilfiah
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 2 (2021): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i2.80

Abstract

The current condition of the corona pandemic in indonesia has been running for almost a year, of course, people want to have this pandemic over quickly. However, when the situation has not improved as before and is still required to undergo new normal activities. This pandemic has changed our behavior in carrying out daily activities, including in terms of the world of work. Employed performance will greatly affect the progress of the company and its customers. Good performance will result in good business development of this company. On the contrary, poor performance will also have a bad impact on the company. Therefore, to support good performance it is necessary to increase the target customer. The purpose of this study is to analyze the effect on increasing BTN Syariah customers during the pandemic. The research method used uses quantitative descriptive. The results showed that the work environment has a positive influence on customers, especially customers will be a affaected by products in BTN Syariah Pasuruan City, one of which is he deposit savings product whose distribution for the results is higher. BTN Syariah continues to increase its target from month to month even to the point of having a target by increasing the realization of cunsumer financing 0 to 28,690 M as of December 31,2021.
Analisa Produk Tabungan BSI dalam Menarik Minat Nasabah Rachmad Nor Firman; Siti Ilfiah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.91

Abstract

Bank Syariah Indonesia Pasuruan Branch is one of the banks operating based on sharia principles that offers products for raising funds and distributing funds, one of which is BSI savings. This BSI savings account is based on sharia principles with a mudharabah muthlaqah contract. This study uses primary data and secondary data. The results showed that the marketing strategy of BSI's savings products was to attract customers' interest. Bank Syariah Indonesia Pasuruan Branch has been running well, from promoting, socializing, distributing brochures and participating in certain events. In addition, the existence of Bank Syariah Indonesia Pasuruan Branch is very helpful for customers to open various kinds of savings provided by Bank Syariah Indonesia Pasuruan Sub-Branch Office.
Co-Authors Ilham Wahyudi Rachmad Nor Firman Saiful Bakhri