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All Journal Mutlaqah: Jurnal Kajian Ekonomi Syariah
Nahar Alang Abdul Ghani
Universitas Islam Sumatera Utara
Religion

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PENGARUH MINAT MAHASISWA TERHADAP ONLINE SHOP DALAM PERKEMBANGAN PRODUK HALAL Nanda Fajariah; Nahar Alang Abdul Ghani
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 1 (2022): Edisi Juli
Publisher : MUTLAQAH: Jurnal Kajian Ekonomi Syariah

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Abstract

This research is motivated by the assumption that student interest will greatly affect a business or online shop when a business or online shop they use provides good service and provides satisfaction to consumers by providing information about the product being halal. But in reality there are still many online shops that do not provide good service to consumers, from those who provide damaged products to fraud. This research was conducted in the department of Islamic economics, Faculty of Islamic Religion, Islamic University of North Sumatra. The population is 100 people, the sample is taken by accidental sampling, namely the technique of determining the sample based on chance if it is considered that the person who happened to be met is suitable as a data source, totaling 30 students. Data collection techniques through observation, interviews, questionnaires, and documentation. The researcher analyzed the data by using quantitative descriptive method by conducting statistical tests. To analyze the data, the researcher used research instrument test, classical assumption test and hypothesis test. From the results of this study, it was found that the relationship between student interest in online shops, which was strong. This means that the contribution given by the student interest variable to the online shop is valid while the remainng is influenced by other variables that are not in this study. And a review of the development of halal products regarding the online shop variable is appropriate, because based on the verse of the Qur'an QS Al-Mutaffifin/83:1-3, the buyer conducts buying and selling (commerce) with the online shop on a consensual basis, also has a contract agreed upon in the agreement. beginning. And achieve the target of customer satisfaction.
ANALISIS PENGARUH PEMBIAYAAN MUSYARAKAH TERHADAP PERKEMBANGAN INVESTASI NASABAH DI BANK ACEH SYARIAH MEDAN Nanang Kurniawan; Nahar Alang Abdul Ghani; Arifa Pratami
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 2, No 2 (2022): Edisi Januari
Publisher : MUTLAQAH: Jurnal Kajian Ekonomi Syariah

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Abstract

Perkembangan Bank Syari’ah di Indonesia adalah kepercayaan Masyarakat terhadap perbankan Syariah semakin meningkat. Kondisi seperti ini dimanfaatkan oleh Bank Syari;ah untuk terus memberi pengetahua da penjelasan kepada masyarakat mengenai perbankan Syari’ah dengan tujuan untuk dapat meningkatkan pangsa pasar. Fokus penelitian ini adalah apakah berpengaruh pembiayaan musyarakah terhadap perkembangan investasi nasabah di Bank Aceh Syariah Medan. Bagaiaman perkembangan investasi nasabah di Bank Aceh Syariah Medan berpengaruh terhadap akad musyarakah dalam waktu jangka pendek dan jangka panjang. Penelitian ini menggunakan pendekatan kuantitatif, sedangkan teknik pengumpulan data dalam penelitian ini adalah dengan menggunakan teknik wawancara denga kegiatan, motivasi, perasaan dan sebagainya, penelitian ini di Bank Aceh Syariah Cabang Jalan Sutomo Medan Provinsi Sumatera Utara. Hasil dari Penelitian ini Jumlah pembiayaan modal kerja akad musyarakah secara parsial berpengaruh positif dan signifikan terhadap pendapatan usaha nasabah dalam mengambil pembiayaan modal kerja akad musyarakah pada Bank Aceh Syariah Medan dengan perolehan nilai signifikan sebesar0,000 0,05. 
MINAT JUAL BELI ONLINE SHOP MASYARAKAT MENURUT HUKUM BISNIS ISLAM Ummairah Batubara; Nahar Alang Abdul Ghani
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 1 (2022): Edisi Juli
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Abstract

This research is motivated by the assumption that buying and selling interest will greatly affect a business or online shop when a business or online shop they use provides good service and provides satisfaction to consumers. against consumers, from delivering defective products to fraud. This research was conducted in the Department of Islamic Economics, Faculty of Islamic Religion, Islamic University of North Sumatra. The population is 100 people, the sample is taken by accidental sampling, namely the technique of determining the sample based on chance if it is considered that the person who happened to be met is suitable as a data source, totaling 30 students. Data collection techniques through observation, interviews, questionnaires, and documentation.The researcher analyzed the data by using quantitative descriptive method by conducting statistical tests. To analyze the data, the researcher used research instrument test, classical assumption test and hypothesis test. From the results of this study, it was found that the relationship between online shop buying and selling interest on Islamic business law was 0.683, which was strong. And the coefficient of determination is 0.434. This means that the contribution given by the interest variable to customer satisfaction is 43.4% while the remaining 56.6% is influenced by other variables that are not in this study. And the view of Islamic economics regarding the variable of buying and selling interest is appropriate, because based on the verse of the Koran QS An-Nisa '/4: 29, Buyers carry out buying and selling (commerce) with online shops based on consensual, also have a contract that was agreed at the beginning. And achieve the target of customer satisfaction.
PENERAPAN AKAD MURABAHAH PADA PEMBIAYAAN KPR SYARIAH DI BANK SUMUT SYARIAH CABANG RINGROAD MEDAN SELAYANG Rizky Nur Safitri; Nahar Alang Abdul Ghani; Eli Agustami
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 1 (2022): Edisi Juli
Publisher : MUTLAQAH: Jurnal Kajian Ekonomi Syariah

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Abstract

 A house is a basic human need, but the soaring house prices rarely make people able to buy a house in cash. This is where the Bank bridges the interests of home buyers and sellers by offering mortgage products (House Ownership Credit), but the interest system used in conventional banks is a usury transaction which is prohibited for Muslims. The emergence of Islamic banking is a positive thing for Muslims who need facilities from usury-free banking. However, the development of Islamic banks in Indonesia is still far below that of conventional banks, this is an illustration that most of the Muslim community in Indonesia do not fully believe in using Islamic banks. On this basis, the author examines and discusses the application of the murabahah contract in Islamic mortgage financing at the North Sumatra Islamic Bank branch Ringroad Medan Selayang. This research is a descriptive qualitative research with case study theory which aims to describe the application of murabahah contracts to Islamic mortgage financing at the North Sumatra Islamic Bank Ringroad Medan Selayang branch and to find out how the implementation of murabahah contracts in Islamic mortgage financing at Bank Sumut Syariah Ringroad Medan Selayang Branch and how the impact of the implementation of the murabahah contract on Islamic mortgage financing at Bank Sumut Syariah Ringroad Medan Selayang Branch. Techniques for collecting data using interview techniques, namely by conducting questions and answers with officers, employees and authorities (authorized) and documentation to seek information regarding the implementation of murabahah contracts in Islamic mortgage financing. The data analysis technique used descriptive method. The results of this study, the implementation of the DSN-MUI fatwa on murabahah on the practice of murabahah financing in Sharia mortgage financing carried out by the Harmoni branch of BTN Syariah is appropriate and implemented especially in the murabahah bil wakalah financing model and treatment for defaulting customers..
PENGARUH ZAKAT PROFESI TERHADAP PENGENTASAN KEMISKINAN DI BAZNAS LUBUK PAKAM, SUMATERA UTARA Juli Puspita Sari Harahap; Ahmad Adib Nasution; Nahar Alang Abdul Ghani
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 2, No 2 (2022): Edisi Januari
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Abstract

Penelitian ini bertujuan untuk menganalisis seberapa besar pengaruh zakat profesi terhadap pengentasan kemiskinan di baznas lubuk pakam, sumatera utara . Variabel yang digunakan penelitian ini yaitu zakat profesi (X), terhadap pengentasan kemiskinan (Y). Pada Penelitian ini metode yang digunakan adalah jenis penelitian dengan pendekatan kuantitatif. Sumber data yang digunakan adalah data primer. Responden yang dijadikan sampel dalam penelitian ini sebanyak 97 orang. Proses analisis data dalam penelitian ini menggunakaan metode analisis regresi linear berganda dengan bantuan SPSS20 untuk mendapatkan gambaran umum tentang hubungan antara satu variabel dengan variabel lainnya. Hasil penelitian secara parsial menunjukan bahwa variabel zakat profesi memiliki pengaruh signifikan terhadap pengentasan kemiskinan.
PENGARUH BAGI HASIL TERHADAP NASABAH DALAM MEMILIH TABUNGAN AKAD MUDHARABAH PT. BANK SYARIAH INDONESIA Salman Alfarisi; Nahar Alang Abdul Ghani; Sulaiman Tamba
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 2, No 2 (2022): Edisi Januari
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Abstract

Penelitian ini menjelaskan apakah sistem bagi hasil berpengaruh terhadap nasabah dalam memilih tabungan akad mudharabah PT. Bank Syariah Indonesia, apakah manfaat sistem bagi hasil terhadap nasabah dalam memilih tabungan akad Mudharabah PT. Bank Syariah Indonesia, dan bagaimanakah penyebab nasabah memilih tabungan akad Mudharabah PT. Bank Syariah Indonesia. Metode dalam penelitian ini adalah deskriptif dengan pendekatan kuantitatif. Jumlah populasi yang terdapat dalam penelitian ini adalah 200 nasabah. Sedangkan yang dijadikan responden sebanyak 50 nasabah dengan teknik pengambilan sampel teknik accidental sampling. Teknik pengumpulan data dengan observasi, kuesioner, wawancara, dan dokumentasi. Teknik analisis data yang digunakan adalah Uji Validitas, Uji Reliabilitas, Uji Normalitas, Analisis Regresi Linear Sederhana, Uji t Statistik, dan Koefisien Determinasi. Berdasarkan hasil Analisis Regresi Linear Sederhana diketahui bahwa sistem bagi hasil berpengaruh signifikan terhadap nasabah dalam memilih tabungan akad mudharabah PT. Bank Syariah Indonesia. Hal tersebut dibuktikan melalui uji t, nilai thitung sebesar 3.180 ttabel 1.677. Hal ini juga mengindikasikan Ha diterima dan H0 ditolak. Berdasarkan uji koefisien determinasi diperoleh nilai R square sebesar 0,174. Artinya, variabel nasabah dalam memilih tabungan akad mudharabah dapat dijelaskan oleh variabel system bagi hasil produk PT. Bank Syariah Indonesia sebesar 17.4%, sedangkan 82,6%%  dijelaskan oleh variabel lain di luar penelitian.
ANALISIS SISTEM BAGI HASIL PADA PENDAPATAN MASYARAKAT NELAYAN DI DESA SINGKUANG KECAMATAN MUARA BATANG GADIS KABUPATEN MANDAILING NATAL Adriana Sari; Nahar Alang Abdul Ghani; Eli Agustami
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 1 (2022): Edisi Juli
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Abstract

The profit-sharing system is a system in which an agreement or joint bond in the business is agreed upon for the sharing of profits or losses that will be shared between two or more parties. This study aims to determine the cooperation agreement between toke and fishermen in Singkuang Village, Muara Batang Gadis District, Mandailing Natal Regency and to determine the implementation of the profit sharing system between toke and fishermen carried out in Singkuang Village, Muara Batang Gadis District, Mandailing Natal Regency. This type of research is quantitative research. Collecting data in the form of a questionnaire. The data analysis method used is descriptive quantitative. The results of this study indicate that 1. The system of cooperation agreements carried out between toke and fishermen in Bagan Deli Village, Medan Belawan District, is by using a profit-sharing system whose agreement has been carried out for generations, namely by using a method that is only done verbally and trusting each other. one another. 2. The implementation of the profit sharing system carried out by the toke with the fishermen, namely there are 2 types of distribution, the first type of profit sharing is the profit sharing system between the toke and the fisherman whose marine products must be sold with the toke in question and is carried out by means of five divisions, namely the toke gets 1 share and fishermen get 4 shares and that includes deductions from boat rental fees and oil money when going to sea or in percentage terms, which is 80% for fishermen and 20% for toke. While the second type of profit-sharing system is a profit-sharing system by means of three divisions, namely 2 parts for fishermen and 1 part for toke or in terms of the percentage, which is 65% for fishermen and 35% for toke.
Co-Authors Adriana Sari Ahmad Adib Nasution Arifa Pratami Eli Agustami Juli Puspita Sari Harahap Nanang Kurniawan Nanda Fajariah Rizky Nur Safitri Salman Alfarisi Sulaiman Tamba Ummairah Batubara