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The Effect of Sharia Financial Literature, Government Support and Sharia Fintech on MSME Sustainability Deni Pandu Nugraha; Iffan Ahmad Gufron; Pringgondani Pringgondani; Ilhamdi Ilhamdi
Enrichment : Journal of Management Vol. 12 No. 2 (2022): Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (964.768 KB) | DOI: 10.35335/enrichment.v12i2.406

Abstract

This study aims to formulate the importance of sharia financial literacy and sharia fintech to determine the sustainability of MSMEs which must be supported by appropriate government policies. This will determine the future strategy of MSMEs, in the sustainability of productivity and MSME development by accelerating the acceleration of sharia fintech adoption due to the pandemic-covid situation. In this causal research, data collection was done via online questionnaires to 236 SMEs between April 2021 and November 2021. Data analysis and path modeling was performed using smartPLS 3.0 software. The result shows that sharia fintech and government support have a direct influence on the sustainability of MSMEs. This indicates that an increase in the use of sharia fintech will increase the sustainability of MSMEs and government support can increase sustainability by making direct policies for MSME sustainability and indirect policies by increasing sharia fintech, meanwhile financial literacy sharia does not have a direct effect on the sustainability of MSMEs but has an indirect effect by increasing the use of sharia fintech.
Brand Image And Tuition Affect STABN Sriwijaya Students’ Decisions Pringgondani
Enrichment : Journal of Management Vol. 12 No. 3 (2022): August: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1071.877 KB) | DOI: 10.35335/enrichment.v12i3.589

Abstract

This study aims to determine: (1) effect of brand image and education costs on student decisions choosing Buddhist Business and Management major at STABN Sriwijaya; and (2) the influence of brand image and education costs on students' decisions choosing Buddhist Business and Management major at STABN Sriwijaya. This study investigates causality. The population of this study consisted of 76 students enrolled in the Buddhist Business and Management major in semesters 2, 4, and 6 of the 2021/2022 academic year. Using the formula given by Surakhmad (Akdon, 2005: 107), the sample size of 39 people was calculated with a margin of error of 5 percent. The sample was selected using the direct method, namely random sampling. Using multiple linear regression, a questionnaire with a Lickert scale was used to collect and analyze the data. The research findings show that (1) brand image influences students' decisions about the Buddhist Business and Management Study Program at STABN Sriwijaya, (2) education costs affect students' decisions about the Buddhist Business and Management Study Program at STABN Sriwijaya, and (3) both. brand image and education costs influence student decisions regarding the Buddhist Business and Management Study Program at STABN Sriwijaya.
Analisis Pengaruh Efektivitas Iklan, Word Of Mouth, Citra Merek Terhadap Keputusan Pembelian Mrprabspomade Pringgondani Pringgondani
Jurnal Ilmiah Universitas Batanghari Jambi Vol 22, No 3 (2022): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v22i3.2483

Abstract

The from physical to digital forms requires companies to develop their marketing. The purpose of this research is to know how the influence of advertising effectiveness, word of mouth, and brand image to the purchasing decision Mrprabspomade. The sampling in this study was convenience sampling and the sample that can be used in this research is 100 datas (round figures using Slovin (99,9). And the methods for the data analysis is regression, which are simple regression and multiple regression. The results of this study are positive influence on the effectiveness of advertising purchasing decisions. With the t value of 9.698 or more than t table 1.9845. Word of mouth has positive influence on purchasing decisions, with the t value of 9.192 or more than t table 1.9845. Brand image has positive influence on purchasing decisions, with the t value of 8.842 or more than t table 1.9845. Simultaneous with the test, all the independent variables (effectiveness of advertising, word of mouth and brand image) significant influence on purchasing decisions, the calculated F value of 54.923 over the F table at 2.70 and with a significant level of 0.000 <0.05, it can be concluded that the H04 is rejected and Ha4 accepted.
Financial access, financial literature, and financial experience and the impact on MSMEs' financial behavior Franky Okto Bernando; Pringgondani
Jurnal Mantik Vol. 6 No. 4 (2023): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v6i4.3107

Abstract

The Gross Domestic Product (GDP) of Indonesia is made up of 60.6% MSMEs. On the other hand, there are still many MSME players who lack access to financial institutions and have poor levels of financial awareness and experience. This study aims to ascertain whether there is a relationship between financial access (X1), financial literacy (X2), and financial experience (X3) and SMEs' financial behavior (Y). The financial behavior (X1) Y variable was significantly influenced by the variables of financial access (X1), financial literacy (X2), and financial experience (X3). The value of the coefficient of determination in Adjusted R Square explains the magnitude of the influence to the extent of 72.8%, while the remaining 27.2% is influenced by b. The research data was tested using SPSS version 25, and the results of the study both partially using the T test and simultaneously using the F test.
ANALYZING THE NEW STUDENT ADMISSION FORECASTS USING SINGLE AND DOUBLE EXPONENTIAL SMOOTHING FORECASTING METHODS AT STABN SRIWIJAYA COLLEGE TANGERANG BANTEN Pringgondani Pringgondani; Franky Okto Bernando
Jurnal Ekonomi Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to assess the utilization of Single Exponential Smoothing (SES) and Double Exponential Smoothing (DES) techniques in predicting the number of new students at STABN Sriwijaya Tangerang. Additionally, the study aims to analyze the forecasted new student admissions for 2024 using the SES and DES methods. Lastly, the study seeks to identify the optimal value of the Constant error (α) for accurate forecasting.   The research methodology employed is applied research, utilizing a population of all historical data on new student admissions. The sample for analysis spans from 2013 to 2023 and was chosen using a purposive sampling procedure.   The research yielded the following results: (1) SES forecasting is conducted by determining the constants 0.1 and 0.9, followed by DES forecasting using the same constants. The forecasting methods are then evaluated using error metrics such as MAD, MSE, and MAPE. (2) Using the SES method, the forecasted number of new STABN Sriwijaya students for 2024 is 67 for an alpha value of 0.1 and 95 for an alpha value of 0.9.   The Double Exponential Smoothing (DES) method predicts that there will be 80 new students in 2024 when using an alpha value of 0.1. However, using an alpha value of 0.9, the forecasted number of new students is 76.   (3) The DES approach outperforms the SES method in terms of accuracy, yielding a MAPE result of 27%.
The Effect of Good University Governance on Financial Management Performance with Organizational Culture as an Intervening Variable at Sriwijaya Buddhist State College Andhyka Wicaksono; Pringgondani Pringgondani
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.4763

Abstract

This research uses organizational culture as an intervening variable at STABN Sriwijaya in order to examine the impact of good university governance (GUG) on financial management performance. The Sobel test and path analysis approaches are used in this quantitative research. The hypothesis is stated as follows: (a) H1 = GUG has a positive and significant impact on STABN Sriwijaya's financial management performance; (b) H2 = GUG has a positive and significant impact on STABN Sriwijaya's organizational culture; (c) H3 = Organizational culture has a positive and significant impact on STABN Sriwijaya's financial management performance; and (d) H4 = GUG has a positive and significant impact on STABN Sriwijaya's financial management performance through Organizational Culture. According to the research's findings, the Sobel test indicates that GUG has a positive and significant impact on financial management performance through organizational culture as an intervening variable. The computed z value of 4.78 is bigger than the z table value of 1.96. Meanwhile, from the path analysis, it can be seen that the coefficient value of GUG direct influence on Financial Management Performance is 0.336, and the coefficient value of GUG indirect influence on Financial Management Performance is 0.375. Because the direct relationship coefficient is smaller than the indirect relationship coefficient (0.336<0.375), it can be said that the relationship between GUG and Financial Management Performance is an indirect relationship because it is influenced by Organizational Culture as an intervening variable.
THE EFFECTIVENESS OF SOCIAL MEDIA MARKETING (INSTAGRAM) AND WORD OF MOUTH ON THE DECISION TO CHOOSE STABN SRIWIJAYA UNIVERSITY Pringgondani; Franky Okto Bernando; Andhyka Wicaksono
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 2 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v8i2.7940

Abstract

The purpose of this study is to examine how social media marketing, particularly Instagram, and word-of-mouth marketing affect students' decisions to enroll at Sriwijaya State Buddhist University (STABN). The study involved 200 randomly selected students from the second, fourth, sixth, and eighth semesters at STABN Sriwijaya, Tangerang, Banten. The survey approach was used, and the major tool was a questionnaire. With a computed t-value of 5,559 and a significance level of 0.000 <0.05, the initial hypothesis test findings from a population of 400 students demonstrate that social media marketing has a considerable impact on student decisions. With a t count of 11,775 and a significance level of 0.000 <0.05, the results of the second test also demonstrate a significant impact of word-of-mouth marketing. When the third hypothesis is tested, the estimated F value of 175.509 and the significance level of 0.000 <0.05 reveal that the two variables taken together have a substantial effect on student decisions. These findings suggest that word-of-mouth and social media marketing techniques play a significant role in luring students to STABN Sriwijaya. 
The Influence of Capital Market Training, Investment Knowledge, and Investment Benefits on Investment Interest Among Students in Religious Higher Education Institutions Franky Okto Bernando; Pringgondani Pringgondani; Deni Pandu Nugraha
Journal of Nonformal Education Vol. 12 No. 1 (2026): Community empowerment and Adult education
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jone.v12i1.28313

Abstract

Background: Indonesia's capital market faces a critical challenge with foreign investors dominating 51.99% of top issuers, highlighting an urgent need to cultivate domestic investor participation. Research Objectives: This study investigates how capital market training, investment knowledge, and perceived benefits influence investment interest among students in Islamic universities, aiming to identify effective strategies for faith-based financial education. Research Method: Employing a quantitative approach, we surveyed 136 members of Sharia Investment Galleries across three state Islamic universities (UIN Jakarta, Bandung, and Banten) and analyzed data using PLS-SEM. Research Findings: The findings highlight the psychological importance of perceived returns and value creation as key influencers. At the same time, it also reveals the effectiveness of Sharia-compliant investment benefits in religious academic settings, where ethical alignment strengthens financial engagement. These insights underscore the interplay of cognitive preparation and value-driven incentives in fostering sustainable investment participation, offering valuable guidance for financial educators and policymakers aiming to promote informed and motivated investment decisions. Conclusion: The study concludes that capital market training, investment knowledge, and perceived benefits significantly enhance investment interest. Additionally, emphasizing the advantages of Sharia-compliant investments proves particularly effective in religious academic environments. Novelty/Originality/Value: This study pioneers the validation of capital market training (KSPM) in Islamic universities, revealing how religious values shape investment behavior. It introduces the groundbreaking Faith-Smart KSPM framework, blending Islamic finance principles with modern investment education to develop ethical investors. The findings offer regulators a strategic approach to boost domestic investment while aligning with Indonesia's financial sovereignty goals.
Muslim Students' Preferences for Buddhist Universities: A Study of Inclusion Management in the Generation Z Pringgondani; Franky Okto Bernando; Andhyka Wicaksono
EDU-RELIGIA : Jurnal Keagamaan dan Pembelajarannya Vol. 9 No. 1 (2026): Edu-Religia: Jurnal Keagamaan dan Pembelajarannya
Publisher : Program Pascasarjana Pendidikan Islam Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/edu-religia.v9i1.12492

Abstract

The phenomenon of a growing number of Muslim students who are studying in Buddhist-based universities has been a great special educational case in the multicultural condition of higher education in Indonesia. This research analyzes factors that Muslim students consider when selecting the Sriwijaya State Buddhist College (STABN) and how inclusive management is implemented to offer a friendly learning environment for interfaith students in the era of Generation Z. The method employed in this study is qualitative, approach by a phenomenologic method. Empirical evidence was gathered from Muslim students and institutional agents using interviews, observations and documents. Thematic analysis with the help of NVivo software was employed in data analysis. The finding indicates that the desire of Muslim students is shaped by rational and pragmatic considerations, namely tuition fees, scholarships, state university status, accessibility and academic quality. Furthermore, an open social climate, assured imperative free religion, offered worship opportunities and positive first experiences support the pupils' choices. Inclusivity in management at STABN Sriwijaya is shown by making non-discriminatory rules, academic freedom, interfaith programs and contribution of leaders as well as lecturers to the acts; however the written regulation has not been comprehensive. This study demonstrates that inclusive management is a strategic tool for fostering trust and comfort among interfaith students in higher education.