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All Journal EDU-RELIGIA : Jurnal Keagamaan dan Pembelajarannya Jurnal Logistik Indonesia Jurnal Mantik
Franky Okto Bernando
STABN Sriwijaya
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Financial access, financial literature, and financial experience and the impact on MSMEs' financial behavior Franky Okto Bernando; Pringgondani
Jurnal Mantik Vol. 6 No. 4 (2023): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v6i4.3107

Abstract

The Gross Domestic Product (GDP) of Indonesia is made up of 60.6% MSMEs. On the other hand, there are still many MSME players who lack access to financial institutions and have poor levels of financial awareness and experience. This study aims to ascertain whether there is a relationship between financial access (X1), financial literacy (X2), and financial experience (X3) and SMEs' financial behavior (Y). The financial behavior (X1) Y variable was significantly influenced by the variables of financial access (X1), financial literacy (X2), and financial experience (X3). The value of the coefficient of determination in Adjusted R Square explains the magnitude of the influence to the extent of 72.8%, while the remaining 27.2% is influenced by b. The research data was tested using SPSS version 25, and the results of the study both partially using the T test and simultaneously using the F test.
Muslim Students' Preferences for Buddhist Universities: A Study of Inclusion Management in the Generation Z Pringgondani; Franky Okto Bernando; Andhyka Wicaksono
EDU-RELIGIA : Jurnal Keagamaan dan Pembelajarannya Vol. 9 No. 1 (2026): Edu-Religia: Jurnal Keagamaan dan Pembelajarannya
Publisher : Program Pascasarjana Pendidikan Islam Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/edu-religia.v9i1.12492

Abstract

The phenomenon of a growing number of Muslim students who are studying in Buddhist-based universities has been a great special educational case in the multicultural condition of higher education in Indonesia. This research analyzes factors that Muslim students consider when selecting the Sriwijaya State Buddhist College (STABN) and how inclusive management is implemented to offer a friendly learning environment for interfaith students in the era of Generation Z. The method employed in this study is qualitative, approach by a phenomenologic method. Empirical evidence was gathered from Muslim students and institutional agents using interviews, observations and documents. Thematic analysis with the help of NVivo software was employed in data analysis. The finding indicates that the desire of Muslim students is shaped by rational and pragmatic considerations, namely tuition fees, scholarships, state university status, accessibility and academic quality. Furthermore, an open social climate, assured imperative free religion, offered worship opportunities and positive first experiences support the pupils' choices. Inclusivity in management at STABN Sriwijaya is shown by making non-discriminatory rules, academic freedom, interfaith programs and contribution of leaders as well as lecturers to the acts; however the written regulation has not been comprehensive. This study demonstrates that inclusive management is a strategic tool for fostering trust and comfort among interfaith students in higher education.
The Role of Artificial Intelligence in Collaborative Green Supply Chain Management: Impact on Company Performance and Moderation of Top Management Commitment Franky Okto Bernando; Erick Lauren Ray; Benny Oktaviano
Jurnal Logistik Indonesia Vol. 9 No. 2: Oktober 2025
Publisher : Institut Ilmu Sosial dan Manajemen Stiami

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Abstract

This study explores the growing interest in big data and Artificial Intelligence (AI) while addressing the gap in research on AI's role in Collaboration within Green Supply Chain Management (CGSCM) and its impact on Firm Performance (FP). Integrating AI and assessing Top Management Commitment (TMC) as a moderating factor, a moderated mediation model was constructed using data from 152 Indonesian manufacturing firms. The results show that AI positively influences CGSCM and FP, with CGSCM acting as a mediator between AI and FP. Additionally, TMC enhances the positive relationship between AI and CGSCM, strengthening this connection at higher TMC levels. Conversely, TMC moderates the link between AI and FP, reducing its strength at lower TMC levels. These findings provide valuable insights for supply chain and logistics managers, offering guidance on implementing AI to promote collaboration in sustainable supply chains and improve firm performance.
Co-Authors Andhyka Wicaksono Benny Oktaviano Erick Lauren Ray Pringgondani