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All Journal Al Naqdu: Jurnal Kajian Keislaman Jurnal Kajian Keislaman
Umi Hani
IAI Cirebon
Religion Humanities Education Library & Information Science Social Sciences

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STRATEGI PENANGANAN PEMBIAYAAN MURABAHAH BERMASALAH DI KSPPS PERAMBABULAN BABADAN Yesti Puspitasari; Fatmawati; Saerosa Indah; Umi Hani; Moch Faisal Fahmi
Al Naqdu Vol 2 No 2 (2021): AGUSTUS 2021
Publisher : IAIC (Institut Agama Islam Cirebon)

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Abstract

All financial institutions, including KSPPS Perambabulan, in providing murabahah financing do not want their financing to be problematic, however problems often arise. This study aims to determine the strategy used by KSPPS Perambabulan Babadan in dealing with problematic murabahah financing. This study uses a qualitative descriptive research method. Methods of data collection is done by using interviews, observation, and documentation. The results showed that KSPPS Perambabulan applied 3R (Restructuring, Rescheduling, Reconditioning) in dealing with problematic murabahah financing. In addition, if the above method does not work well, the cooperative will advise the customer to sell the collateral object, then the customer only needs to pay the principal to the cooperative. The remaining sales are the full rights of the customer. This strategy has been proven to be able to overcome the problematic murabahah financing problems that occur and have a good impact on the customer's responsibility in fulfilling their obligations.
STRATEGI PENANGANAN PEMBIAYAAN MURABAHAH BERMASALAH DI KSPPS PERAMBABULAN BABADAN Yesti Puspitasari; Fatmawati; Saerosa Indah; Umi Hani; Moch Faisal Fahmi
Al Naqdu Vol 2 No 2 (2021): AGUSTUS 2021
Publisher : UI Cirebon (Universitas Islam Cirebon)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

All financial institutions, including KSPPS Perambabulan, in providing murabahah financing do not want their financing to be problematic, however problems often arise. This study aims to determine the strategy used by KSPPS Perambabulan Babadan in dealing with problematic murabahah financing. This study uses a qualitative descriptive research method. Methods of data collection is done by using interviews, observation, and documentation. The results showed that KSPPS Perambabulan applied 3R (Restructuring, Rescheduling, Reconditioning) in dealing with problematic murabahah financing. In addition, if the above method does not work well, the cooperative will advise the customer to sell the collateral object, then the customer only needs to pay the principal to the cooperative. The remaining sales are the full rights of the customer. This strategy has been proven to be able to overcome the problematic murabahah financing problems that occur and have a good impact on the customer's responsibility in fulfilling their obligations.
##common.prefixAndTitle.tip## IMPLEMENTATION OF TAMAN BACA PROGRAM TO INCREASE CHILDREN'S INTEREST IN READING IN KALIKOA VILLAGE Salma Aufie Khumairoh; Umi Hani; Ahmad Faozan; Syukron Ma’mun; Achmad Nurjannah
Al Naqdu Vol 4 No 2 (2023): AGUSTUS 2023
Publisher : UI Cirebon (Universitas Islam Cirebon)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58773/alnaqdu.v4i2.150

Abstract

The habit of reading must be instilled from an early age to increase children's horizons. Reading will train children to be more sensitive, active and creative. In this case the motivation to read is needed to encourage someone to love reading. However, in motivating children to like reading, there are often problems with the availability of reading facilities. The implementation method used in this service is the method of providing reading gardens and reading habits. The target of the program is the community, especially children who live in Kalikoa Village. The reading garden program begins with a survey of locations that are easily accessible to readers in Kalikoa Village, especially children who need a variety of reading sources to enrich their scientific treasures. The results of this community service activity are a solution to the lack of access and reading facilities and become one of the efforts to increase children's interest in reading in Kalikoa Village. Motivation to read is very necessary to encourage someone to love reading. However, in motivating children to like to read, there are often problems with the availability of reading facilities. The absence of facilities and infrastructure to increase children's interest in reading is the reason for the establishment of a reading park that can be used for the surrounding community. Reading gardens can broaden the horizons of its users and serve as a medium for lifelong learning.
Co-Authors Achmad Nurjannah Ahmad Faozan Fatmawati Moch Faisal Fahmi Saerosa Indah Salma Aufie Khumairoh Syukron Ma’mun Yesti Puspitasari