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The Role of UKT Scholarships in Moderating Student Financial Attitudes and Financial Literacy on Finance Management Behavior Khairatun Nazah; Ayu Wirda Ningsih; Rudy Irwansyah; Dewi Rafiah Pakpahan; Septa Diana Nabella
Jurnal Mantik Vol. 6 No. 2 (2022): August: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v6i2.2781

Abstract

The problem in the research is the management behavior of students who receive UKT scholarships, especially students who cannot afford them and students who work. Indeed, in principle, the UKT scholarship is directly deducted from the cost of education. However, some students who get the scholarship have consumptive behavior such as buying a new cellphone and taking vacations. This study aims to determine the role of UKT scholarships in moderating financial attitudes and financial literacy on financial management behavior. This type of research is quantitative. The method of analysis in this study is a linear regression with a moderating model. The population in this study was 81 students who received UKT scholarships in 2021. The sampling technique used a saturated sample. So 81 students were sampled. The results of the study indicate that financial attitudes do not affect finance management behavior. Financial literacy has a positive and significant effect on finance management behavior. Finally, UKT scholarships have a role in strengthening or improving financial attitudes towards finance management behavior. Meanwhile, UKT scholarships have a role in weakening or reducing financial attitudes towards finance management behavior.
ANALYSIS OF THE LEVEL OF WORK LOYALTY OF SAFF AND EMPLOYEES THROUGH JOB SATISFACTION FACTORS AT THE PT. LSIP Andry Roy; Abdul Gani; Emilia Embun Sari; Ayu Wirda Ningsih
Jurnal Ekonomi Vol. 12 No. 01 (2023): Jurnal Ekonomi, 2023 Periode Januari - Maret
Publisher : SEAN Institute

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Abstract

The development of economic needs today greatly affects the state of workers, so every company must continuously maintain the level of job satisfaction and work loyalty of its employees. This needs to be done to be able to ensure that the company can develop and achieve the goals that have been set. Organizational resources can be broadly divided into two groups, namely: human resources and non-human resources. Human resources include all people who have the status of members in the organization, each of which has a role and function. Human resources are human potentials inherent in a person which include physical and non-physical potentials.
Penerapan Break Even Point Dan Perencanaan Laba Dalam Menilai Kinerja Keuangan Pada Ptpn-III Medan Minasari Nasution; Abdul Gani; Emilia Embun Sari; Ayu Wirda Ningsih
Innovative: Journal Of Social Science Research Vol. 3 No. 3 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i3.2988

Abstract

Penelitian ini dilakukan dengan tujuan (1) mengetahui penjualan yang harus dipertahankan PT Perkebunan Nusantara III Medan agar tidak mengalami kerugian (2) mengetahui jumlah penjualan minimal yang harus dicapai pada jumlah laba yang direncanakan PT Perkebunan Nusantara III Medan. Penelitian ini menggunakan pendekatan penelitian kuantitatif. Teknik pengumpulan data menggunakan pengumpulan data melalui dokumentasi. Analisis data menggunakan rumus titik impas dan margin keamanan. PT Perkebunan Nusantara III Medan adalah perusahaan yang bergerak dibidang merupakan Badan Usaha Milik Negara (BUMN) yang bergerak di bidang pengelolaan, pengolahan, dan pemasaran hasil Perkebunan. Hasil analisis sebagai berikut: (1) BEP dalam rupiah pada tahun 2018 sebesar Rp. 7.367.408.347.338 dengan penjualan Rp.32.842.657.434.976, tahun 2019 Rp. 9.904.060.475.935 dengan penjualan Rp. 35.501.152.237.420, tahun 2020 Rp.7.781.556.115.953 dengan penjualan Rp. 39.390.436.833.196. (2) agar tahun 2021 mencapai perencanaan laba yang telah ditentukan sebesar 12% dari penjualan maka perusahaan harus dapat menjual dengan jumlah produk yang dijual sebanyak 13.166.206.575 unit atau dengan penjualan sebesar Rp. 39.488.745.072.481.