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LITERASI KEUANGAN DIGITAL UNTUK MENDORONG WIRAUSAHA BERBASIS DIGITAL Nugroho Saputro; Muhammad Yusuf Indra Purnama; Linggar Ikhsan Nugroho; Muh Juan Suam Toro; Putra Pamungkas; Agista Putri Prameswari; Irwan Trinugroho
MANAJEMEN DEWANTARA Vol 7 No 1 (2023): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26460/md.v7i1.13606

Abstract

Digital-based financial innovation has grown rapidly in recent times along with internet and smartphone penetration. The emergence of fintech and the existence of digital-based innovations carried out by incumbents in the financial services sector, in this case banking, are expected to increase financial inclusion. Furthermore, financial inclusion will encourage the growth of the real sector through increasing new entrepreneurs and also increasing the scale of existing micro and small businesses so that it will ultimately drive economic output growth. However, to achieve this goal, joint efforts are needed to increase the digital financial literacy of the community, especially the younger generation so that digital financial presence can be used for productive activities. This article discusses community service programs within the framework of developing digital financial literacy to encourage the growth of new entrepreneurs and increase the scale of existing micro and small businesses, especially by utilizing technology..
Entrepreneurship, technology, and income inequality Metasari Kartika; Erni Panca Kurniasih; Linggar Ikhsan Nugroho
Sebelas Maret Business Review Vol 9, No 1 (2024): June 2024
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/smbr.v9i1.81393

Abstract

The issue of income inequality between people in the world and Indonesia is still interesting to discuss. Moreover, it is the tenth target in the sustainable development goals until 2030, namely reducing inequality within and between countries. Several targets have also been set, including ensuring equal opportunities and reducing income inequality. The relationship between entrepreneurship, technology, and inequality is studied theoretically and empirically, but empirically there are still not many studies that discuss the relationship between these two variables on income inequality in Indonesia. The research objectives include analyzing the influence of entrepreneurship and technology on income inequality in Indonesia. The data used are from 34 provinces in Indonesia during the period 2013-2020. The data was processed using E-views software. To produce the best model, it will be tested statistically and with classical assumptions. The results showed that entrepreneurship and technology had a significant negative effect on the income inequality variable. Therefore, one solution to overcome income inequality in Indonesia is for the Indonesian government can increase the percentage of individuals or households that can access the Internet.