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All Journal Journal of Business & Banking Jurnal Kedaymas
Chitra Laksmi Rithmaya
Unknown Affiliation
Economics, Econometrics & Finance

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PEMBERDAYAAN PEMUDA KARANG TARUNA MELALUI PROGRAM BUSINESS CREATIVE Achmad Saiful Ulum; Chitra Laksmi Rithmaya
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Publisher : Jurnal KeDayMas: Kemitraan dan Pemberdayaan Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/kedaymas.v2i2.3140

Abstract

The Youth Organization is a forum that can be used for coaching, developing, and empowering youth communities in an effort to create new jobs or increase the potential of products that have been produced. In this KKN, it will be carried out on Youth Karang Taruna who are in RW VIII, Gunung Anyar Village, Surabaya. Kartar, Gunung Anyar Village, Surabaya plays an active role in development and improvement through culinary businesses or in collaboration with the home industry, but is constrained by the interest of Kartar youth who still have fun in youth activities and activities more than just get-togethers. , hang out, play online games and eat. - eat, so there is still a lack of productivity in Kartar in the village. The method in KKN which was carried out on Karang Taruna Youth in RW VIII, Gunung Anyar Village, Surabaya, was the method of Material Exposure, Practicum, and Mentoring. The results of this KKN include: Increased basic knowledge about the essence of Entrepreneurship, Youth Able to Create and Develop Business Ideas that are ready to be Implemented, able to determine and assess Market Opportunities through Business Feasibility Study Analysis and being able to produce Creative Businesses that can be proven from processed products produced and packaged ready to be marketed and have global competitiveness.Kata kunci: Youth Organization, Creative Business, Market Opportunity and Global
Biometric Technology in Digital Banking: Insights from Generation Z and Millennials Erwin, Herwin Ardianto; Chitra Laksmi Rithmaya; Larasati Ayu Sekarsari
Journal of Business & Banking Vol 15 No 01 (2025): Mei-Oktober 2025
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v15i1.5378

Abstract

Biometric technology offers various conveniences and security features that can enhance the user experience of digital banking. This study explores the adoption of biometric technology in digital banking among Indonesian Generation Z and Millennials. Utiliz-ing the Technology Acceptance Model (TAM), we investigate factors influencing atti-tudes, intentions, and actual use of biometrics among 326 respondents. Data analysis was performed using Partial Least Squares-Structural Equation Modeling (PLS-SEM). Findings indicate that perceived usefulness, ease of use, security, and convenience signif-icantly affect user attitudes, intentions, and actual usage. Additionally, perceived use-fulness moderates the relationship between perceived ease of use and attitudes toward biometric adoption. These insights are crucial for financial institutions aiming to en-hance user acceptance of biometric systems, contributing to secure and user-friendly digi-tal banking solutions for younger consumers in Indonesia.
Co-Authors Achmad Saiful Ulum Ardianto, Herwin Larasati Ayu Sekarsari