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Financial Literacy and Demographics on Financial Behavior of Malang State Polytechnic Students Yekie Senja Oktora; Yuliati
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 2 No 3 (2022): IJHESS-DECEMBER 2022
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v2i3.306

Abstract

The purpose of this research is to analyze (1) the influence of financial literacy on financial behavior (2) the effect of gender on financial behavior (3) the effect of age on financial behavior (4) the effect of academic ability on financial behavior (5) the effect of residence on financial behavior . The population in this study were all active D3 students in the Business Administration Study Program, State Polytechnic of Malang, consisting of 547 people. The sample was selected using clustered proportional sampling to obtain a total sample of 116 students. The data of this research are primary data and secondary data. Data were analyzed by multiple regression analysis using SPSS version 25.0. The results of this study are: (1) financial literacy has a positive and significant relationship to behavioral finance (2) gender has a positive and significant relationship to behavioral finance (3) age has a positive and significant relationship to behavioral finance (4) academic ability has a positive relationship and significant on behavioral finance (5) place of residence has a relationship on behavioral finance.
STRATEGIC COMPENSATION DESIGN AND MARKETING SUCCESS: AN EMPIRICAL STUDY OF FACILITATIVE EMPLOYEE ALLOWANCES Indra Lukmana Putra; Candrawati Triesti; Peni Puspitasari; Yekie Senja Oktora
Reviu Accounting, Business & Organizations Vol. 1 No. 2 (2025): (Vol 1 No 2 (2025)
Publisher : Center for Indonesian Accounting Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64417/rabo.v1i2.0015

Abstract

Research Objective - examine impact facilitative allowances specifically beauty, clothing, and communication allowances marketing performance of employees. Focuses how allowances influence motivation, productivity, customer engagement, and achievement of sales targets, as well as their role in strengthening professional image and client trust. Research Method – quantitative research employed using a survey method. Data collected h questionnaires distributed to marketing staff service and retail sectors in Indonesia, purposive sampling techniques. Multiple linear regression analysis SPSS to measure both the simultaneous and partial effects of the allowances on marketing performance. Research Findings – reveal beauty, clothing, and communication allowances simultaneously get positive and significant effect on marketing performance. Communication allowance strongest influence, followed clothing allowance and beauty allowance. Marketing employees who receive facilitative benefits tend more motivated, productive, and effective in building customer relationships, turn boosts sales performance. Theoretical and Policy Implications – marketing and human resource management theories highlighting employee appearance and communication skills suddenly key drivers customer trust and brand image. For management, allocating allowances support marketing employees appearance and communication effectiveness can serve strategic investment  competitiveness and market reach. Novelty of the Research – combined effect non-financial facilitative allowances on marketing performance rarely addressed previous research. Allowances are not merely aesthetic or operational perks, but strategic tools, enhance sales outcomes and strengthen brand positioning.
Designing a Community-Driven Circular Value Chain for Plastic Upcycling in Indonesia’s TPS 3R Systems Indra Lukmana Putra; Triesti Candrawati Candrawati; Peni uspitasari; Yekie Senja Oktora; Mohammad Junus
Reviu Accounting, Business & Organizations Vol. 2 No. 1 (2026): Vol 2 No 1 2026
Publisher : Center for Indonesian Accounting Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64417/rabo.v2i1.0023

Abstract

Research Objective – To design an integrated Circular Value Chain Model for upcycling plastic waste through community-based TPS 3R systems, enhancing economic value, social impact, and environmental sustainability. Research       Method - Mixed-methods approach: qualitative case study with in-depth interviews, field observations, and document analysis at TPS 3R Basama; quantitative simulation for economic feasibility (NPV, IRR, Payback Period) and environmental impact estimation. Research Findings – An applicable Circular Value Chain Model for TPS 3R that identifies existing barriers (technical, institutional, market), with simulations of economic value added and landfill residue reduction through upcycling into high-value products. ​Theoretical and Policy Implications – Theoretically strengthens circular economy frameworks by adapting plastic packaging waste supply chains community level upcycling; policy-wise, models for local governments to integrate TPS 3R into sustainable waste management strategies, supporting SDGs 11, 12, and 13. Research Novelty – Develops a context-specific Circular Value Chain Model for TPS 3R in Indonesia, addressing gaps value chains for plastic upcycling—transforming linear waste management into community-driven circular economies with validated prototypes