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Dyah Titis Kusuma Wardani
Department of Economics, Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta, Special Region of Yogyakarta
Economics, Econometrics & Finance

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The Effect of City/District Minimum Wages on Poverty Levels: A Case Study of the Special Region of Yogyakarta in 2010-2019 Resafilian Dwi Prayoga; Dyah Titis Kusuma Wardani; Romi Bhakti Hartarto
Journal of Economics Research and Social Sciences Vol 6, No 2: August 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v6i2.14401

Abstract

Poverty is still a complex economic problem in every country, especially in developing countries like Indonesia. One of Indonesia's provinces with a high poverty rate is the Special Region of Yogyakarta (DIY), which amounted to 11.44% in 2019. This figure is the highest in Java and even higher than the national poverty rate of 9.82%. The high level of poverty is in line with the regional minimum wage of the DIY Province, which is the lowest in Indonesia, which is less than Rp. 1.6 million per month. This study then analyzes the minimum wage at the poverty level in the Province of DIY. The method used in this research is panel data with Fixed Effect Model (FEM) for all districts/cities in DIY Province from 2010-2019. By controlling for variables such as economic growth, education, and health, the results of this study indicate that the minimum wage has a negative effect on poverty levels in the Special Region of Yogyakarta. Therefore, to accelerate poverty reduction in the DIY Province, the provincial and district/city governments must review the minimum wage calculation annually.
Analysis of Financial Performance on Shariah Insurance Companies in Indonesia Using Early Warning System (EWS) and Risk Based Capital (RBC) Methods Ratu Mengge Ayu; Dyah Titis Kusuma Wardani
Journal of Economics Research and Social Sciences Vol 7, No 1: February 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v7i1.17969

Abstract

This study aims to analyze the financial performance of Sharia Life Insurance companies and Sharia General Insurance companies for the period 2017-2019 using the Early Warning System (EWS) and Risk-Based Capital (RBC) methods. The EWS ratios used in this study are Liquidity Ratios, Capital Adequacy Ratios, Claim Expense Ratios, and Own Retention Ratios. Meanwhile, the RBC method used is based on regulations set by the government. This research was descriptive research with a quantitative approach. The samples used in this study were 5 Sharia Life Insurance companies and 4 Sharia General Insurance companies selected using the purposive sampling method. The results of this study indicate that: First, the financial performance of Sharia Life Insurance companies and Sharia General Insurance companies for the period 2017-2019 were quite good. Second, Sharia General Insurance was slightly better than Sharia Life Insurance. And third almost all research variables showed that there is no significant difference between Sharia Life Insurance and Sharia General Insurance. In the future, Sharia Life Insurance companies and Sharia General Insurance companies are advised to pay more attention to the company’s stability because stability is very important to show the success of an insurance company in running its business.
Co-Authors Ratu Mengge Ayu Resafilian Dwi Prayoga Romi Bhakti Hartarto