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DETERMINAN MINAT NASABAH TERHADAP PEMBIAYAAN MURABAHAH DI BAITUL QIRADH BAITURRAHMAN BANDA ACEH Annisa Chairina Lasa; Muhammad Haris Riyaldi; Teuku Muhammad Syahrizal
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 5 No. 2 (2022): Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v5i2.2898

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh religiusitas, promosi, pendapatan, dan pemahaman terhadap minat nasabah yang mengambil pembiayaan murabahah di Baitul Qiradh Baiturrahman Banda Aceh. Berdasarkan 96 kuesioner yang disebar kepada responden, dengan menggunakan teknik stratified random sampling dan dianalisis menggunakan model regresi linier berganda. Hasil penelitian menunjukkan bahwa religiusitas, pendapatan, pemahaman dan promosi berpengaruh secara simultan. Namun, secara parsial religiusitas, pendapatan dan pemahaman berpengaruh positif dan signifikan terhadap minat nasabah untuk mengambil pembiayaan murabahah di Baitul Qiradh Baiturrahman Banda Aceh, sedangkan promosi tidak berpengaruh.
Determinants Influencing the Interest of the Community in Making Cash Waqf in Banda Aceh City with Religiosity as A Moderating Variable Ahmad Fathin; Muhammad Haris Riyaldi; Eka Nurlina
El-Rusyd Vol. 11 No. 1 (2026): June
Publisher : Sekolah Tinggi Ilmu Tarbiyah (STIT) Ahlussunnah Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58485/elrusyd.v11i1.697

Abstract

This study aims to analyze the influence of knowledge, income, and access to information media on the interest of the community in cash waqf in Banda Aceh City, with religiosity as a moderating variable. A quantitative approach was used, involving 100 respondents selected through proportional stratified random sampling. The data analysis technique used was structural equation modeling (SEM) based on Partial Least Square (PLS). The results showed that knowledge, income, and access to information media had a positive and significant effect on the community's interest in cash waqf. The religiosity variable was unable to moderate the influence of knowledge, income, and access to information media on the community's interest in cash waqf.