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All Journal Jurnal Bisnis Dan Kajian Strategi Manajemen Humanism : Jurnal Pengabdian Masyarakat Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Eastasouth Journal of Effective Community Services Sharia Economic and Management Business Journal (SEMBJ) PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) International Journal of Kita Kreatif
Teuku Muhammad Syahrizal
Universitas Syiah Kuala
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Public Health Social Sciences Other

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DETERMINAN MINAT NASABAH TERHADAP PEMBIAYAAN MURABAHAH DI BAITUL QIRADH BAITURRAHMAN BANDA ACEH Annisa Chairina Lasa; Muhammad Haris Riyaldi; Teuku Muhammad Syahrizal
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 5 No. 2 (2022): Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v5i2.2898

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh religiusitas, promosi, pendapatan, dan pemahaman terhadap minat nasabah yang mengambil pembiayaan murabahah di Baitul Qiradh Baiturrahman Banda Aceh. Berdasarkan 96 kuesioner yang disebar kepada responden, dengan menggunakan teknik stratified random sampling dan dianalisis menggunakan model regresi linier berganda. Hasil penelitian menunjukkan bahwa religiusitas, pendapatan, pemahaman dan promosi berpengaruh secara simultan. Namun, secara parsial religiusitas, pendapatan dan pemahaman berpengaruh positif dan signifikan terhadap minat nasabah untuk mengambil pembiayaan murabahah di Baitul Qiradh Baiturrahman Banda Aceh, sedangkan promosi tidak berpengaruh.
Upaya Peningkatan Literasi Keuangan Syariah Di Kalangan Santri Pesantren Tradisional Aceh Khairil Umuri; Muhammad Haris Riyaldi; Ahmad Nizam; Syahriyal; Sartiyah; Amri; Ikhsan; Nurma Sari; Teuku Muhammad Syahrizal
Humanism : Jurnal Pengabdian Masyarakat Vol 4 No 3 (2023): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/hm.v4i3.20368

Abstract

Pengabdian ini bertujuan untuk memberikan edukasi keuangan syariah bagi santri Pesantren Darul Hikmah Khaju melalui kegiatan literasi keuangan syariah dengan menggunakan media edukatif. Kegiatan ini dilatarbelakangi masih rendahnya literasi keuangan syariah di Provinsi Aceh, terutama kalangan santri pesantren. Padahal Provinsi Aceh dikenal dengan pelaksanaan syariat Islam. Kegiatan pengabdian meliputi persiapan pelaksanaan kegiatan, pelaksanaan kegiatan, dan evaluasi kegiatan. Persiapan pelaksanaan kegiatan dilakukan dengan berkoordinasi dengan pihak pesantren mengenai kesediaan, tempat, dan peserta kegiatan. Kegiatan dilakukan dengan melibatkan para santri yang dibagi tiga kelompok berdasarkan tingkat pendidikan. Penyampaian materi mengenai konsep dasar ekonomi Islam dan keuangan syariah dilakukan dengan menggunakan media video. Evaluasi pelaksanaan kegiatan pengabdian tergambar dari kehadiran dan antusias peserta dalam menyimak materi yang disampaikan. Kegiatan pengabdian masyarakat diharapkan dapat memberikan hasil yang positif dengan meningkatnya literasi keuangan syariah para peserta.
The Mediating Role of Destination Image on the Effect of Smart Tourism Applications on Behavioral Intentions of Tourists to Aceh: Moderated by Information Search Ahmad Nizam; Sartiyah Sartiyah; Nurul Ilyana Muhd Adnan; Hendra Halim; Khairil Umuri; Teuku Muhammad Syahrizal
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.2102

Abstract

Background: This research examines the influence of Smart Tourism Applications on tourists' Behavioral Intentions in Aceh, with Destination Image as a mediating factor and Information Search Behavior as a moderating variable. Method: Using a quantitative approach, the research surveyed tourists who used smart tourism applications during their visit to Aceh. Results: The results reveal that the Smart Tourism Application significantly influences Destination Image, positively affecting tourists' intention to visit or revisit the destination. Furthermore, the destination image is a key mediator that links the Smart Tourism Application to tourists' behavioral intentions. However, Information Search Behavior did not significantly enhance the connection between the application and tourists' behavioral intentions. This indicates that the quality of information offered by the application plays a more critical role in influencing tourists' perceptions and building their confidence. The practical implication of this study is the need to optimize smart tourism applications to support Aceh's Syariah-based tourism by providing comprehensive information about local culture, halal facilities, and religiously guided tourism. Conclusion: This research contributes to the literature on technology in tourism, particularly in religious and cultural destination contexts, and offers insights for developing more effective destination marketing strategies.
Integrating Islamic Values and Place Identity to Enhance Halal Tourist Attractions among Tourists in Sumatra Teuku Muhammad Syahrizal; Najla; Syahriyal; Cut Salwa Syarafina
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.388

Abstract

This study examines the influence of Islamic values on domestic tourists’ intention to visit Aceh, with place identity as a potential moderating variable. Aceh’s strong Islamic character positions it as an attractive destination for Muslim tourists from Sumatra. Employing a quantitative approach, data were collected from 119 respondents via questionnaire and analyzed using simple linear regression and Moderated Regression Analysis (MRA). Findings reveal that Islamic values have a significant positive effect on visit intention. Place identity also positively influences visit intention, but does not moderate the relationship between Islamic values and visit intention. These results indicate that Islamic values serve as a primary motivator for domestic tourists, while place identity exerts an independent effect on visit intention. Keywords: Islamic values, visiting interest, place identity, halal tourism, Aceh
The Role of Entrepreneurial Characteristics and Islamic Financial Behaviour in Improving Business Performance Toward the Welfare of Mustahik Sheikha Naura; Muhammad Haris Riyaldi; Eka Nurlina; Najla Najla; Teuku Muhammad Syahrizal
International Journal of Kita Kreatif Vol 3, No 1 (2026): International Journals Kita Kreatif Vol. 3 No.1 Februari 2026
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v3i1.936

Abstract

This study aims to analyze the role of business performance as a mediating variable in the relationship between entrepreneurial characteristics and Islamic financial behavior on the welfare of Mustahik (Zakat recipients). The research was conducted through the BAZNAS Microfinance Village (BMV) Program in Banda Aceh using a quantitative approach with both primary and secondary data. The population consisted of micro entrepreneurs in Banda Aceh, with a sample of 103 determined using the Slovin formula and selected through purposive sampling based on predefined criteria. Data were analyzed using path analysis to examine both direct and indirect effects among the variables. The results of the study indicate that entrepreneurial characteristics and sharia financial behavior have a positive and significant effect on business performance. Moreover, entrepreneurial characteristicsalso have a positive and significant influence on the welfare of Mustahik. However, sharia financial behavior and business performance do not show a significant effect on Mustahik welfare. Furthermore, business performance is proven to partial mediatethe relationship between entrepreneurial characteristics and Mustahik welfare.Conversely, business performance does not mediate the relationship betweensharia financial behavior and Mustahik welfare non-mediation.
Pematang Johar Creative Village: Developing a Creative Village through Local Wisdom – Based Economic Empowerment Putri Mentari; Hana Salsabila Lubis; Muhammad Hafiz Abd. Rashid; Khairil Umuri; Teuku Muhammad Syahrizal; Sipnarog Kanchawongpaisan; Mhd Ihsan
Eastasouth Journal of Effective Community Services Vol 4 No 02 (2025): Eastasouth Journal of Effective Community Services (EJECS)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/ejecs.v4i02.515

Abstract

This community service program was implemented by lecturers and students if STIE Eka Prasetya in Pematang Johar Village, North Sumatra, in response to the underutilization of local products (various rice, duck egges, tempe, and its derivatives, batik, and recycled crafts) for creative economic development and sustainable tourism. The program aimed to empower the community by strengthening entrepreneurial capacity, product innovation, and the use of local wisdom as the identity of a creative village. The approach used included workshops, participatory training, business mentoring, and hands-on digital marketing practice over one month. As a result, local producers improved product quality and variety, enhanced design and packaging, began using social media for promotion, and developed a better understanding of a basic business management. This program demonstrates the important role of higher education institutions in knowledge transfer and in supporting the development of creative, locally rooted village economies.
ShopeePay Later Restrictions in Aceh: A Study of Qanun No. 11 of 2018 and Consumer Protection Teuku Muhammad Syahrizal; Najla Najla; Rusdi Rusdi
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 9, No 2 (2025): JURNAL BISNIS DAN KAJIAN STRATEGI MANAJEMEN
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbkan.v9i2.13350

Abstract

The development of fintech and e-commerce in Indonesia has triggered a transformation in consumer behavior, one of which is through Paylater services that provide instant access to financing. However, in Aceh, these services are inaccessible due to the implementation of Aceh Qanun No. 11 of 2018 on Sharia Financial Institutions, which requires all financial activities to be based on sharia principles and prohibits the practices of usury, gharar, and maisir. This study aims to analyze the relationship between the Qanun on Sharia Financial Institution and the protection of Muslim consumers in the context of fintech and e-commerce development, with a focus on the case of ShopeePay Later restrictions. The research method employed is a descriptive qualitative approach, utilizing a literature study and regulatory analysis. The findings indicate that the restrictions on ShopeePay Later in Aceh represent not only the enforcement of local law but also a strategy to safeguard Muslim consumers from non-Sharia financial practices. These results confirm that the Qanun on Sharia Financial Institution functions as both a legal instrument and a mechanism for securing Islamic values in digital transactions. Furthermore, this regulation encourages fintech and e-commerce innovation to deliver Sharia-based products, so that consumer protection does not become an obstacle but rather an opportunity.
Co-Authors Ahmad Nizam Amri Annisa Chairina Lasa Cut Salwa Syarafina Eka Nurlina Hana Salsabila Lubis Hendra Halim Ikhsan Mhd Ihsan Muhammad Hafiz Abd. Rashid Muhammad Haris Riyaldi Muhammad Haris Riyaldi Najla Najla Najla Nurma Sari Nurul Ilyana Muhd Adnan Putri Mentari Rusdi Rusdi Sartiyah Sartiyah Sheikha Naura Sipnarog Kanchawongpaisan Syahriyal Umuri, Khairil