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Prulink Syariah Products at PT Prusyariah Binjai Agency Achievement in Islamic Shari'a Review Sri Putri Wahyundari; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.476

Abstract

The development of the Islamic insurance industry is not balanced with the amount of research that will halal the Islamic insurance product. This indicates that there are still many inconsistencies in Islamic insurance products with Islamic principles. The application of a sharia insurance product is very important to maintain the halal product. In this paper, we will discuss the mechanism for applying prudential sharia insurance products (pru link sharia). By systematically describing the application of Islamic prinkets which will then be compared with the principles of Islam. This research shows that Prudential Shariainks are not fully in accordance with sharia principles.
PENGARUH E-TRUST DAN E-SERVICE QUALITY TERHADAP E-LOYALTY NASABAH PENGGUNA BSI MOBILE DENGAN E-SATISFACTION SEBAGAI VARIABEL INTERVENING (Studi Kasus Pengguna BSI Mobile di Kota Medan) Ika Ramadani Panjaitan; Tri Inda Fadhila Rahma; Nur Fadhilah Ahmad Hasibuan
Journal of Innovation Research and Knowledge Vol. 2 No. 11: April 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v2i11.5489

Abstract

Penelitian dilakukan untuk mengetahui pengaruh e-trust dan e-service quality terhadap e-loyalty nasabah pengguna BSI Mobile dengan e-satisfaction sebagai variabel intervening (studi pada pengguna BSI Mobile di Kota Medan). Dalam penelitian ini yang menjadi variabel independen adalah e-trust dan e-service quality, dan untuk variabel dependen adalah e-loyalty serta variabel perantara/intervening adalah e-satisfaction. Data yang digunakan dalam penelitian ini adalah data primer yang didapatkan melalui penyebaran kuisioner dengan google formulir kepada nasabah pengguna BSI Mobile di kota Medan. Jumlah sampel dalam penelitian ini berjumlah 100 responden yang diperoleh dari hasil penyebaran kuisioner. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan deskriptif. Teknik analisis pada penelitian ini menggunakan analisis jalur atau path analysis dengan menggunakan software SPSS 22. Dari penelitian diperoleh hasil pada sub struktural I terdapat pengaruh langsung antara e-trust terhadap e-satisfaction, e-service quality berpengaruh langsung terhadap e-satisfaction dan e-trust dan e-service quality berpengaruh simultan terhadap e-satisfaction. Pada sub struktural II terdapat pengaruh langsung antara variabel e-trust terhadap e-loyalty, e-service quality berpengaruh langsung terhadap e-loyalty, e-satisfaction berpengaruh langsung terhadap e-loyalty serta e-trust, e-service quality dan e-satisfaction berpengaruh simultan terhadap e-loyalty. Kemudian hasil Uji Sobel menunjukkan pengaruh tidak langsung e-trust terhadap e-loyalty melalui e-satisfaction dan e-service quality berpengaruh tidak langsung terhadap e-loyalty melalui e-satisfaction.
MODEL PROGRAM STUDI ASURANSI SYARIAH FEBI UIN SU MEDAN DALAM MELAKUKAN PELAMPAUAN INDIKATOR KINERJA UTAMA Tri Inda Fadhila Rahma; Rahmi Syahriza; Atika Atika
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7691

Abstract

The purpose of this study is to establish a model that can reflect how the Main Performance Indicators are exceeded, so that they can become IKT documents (Additional Performance Indicators) specifically for the Islamic Insurance Study Program at FEBI UIN SU Medan. The material used in this study is the main performance indicators and additional performance indicators from several universities in Indonesia. Main Performance Indicators (IKU) are measurements obtained from organizational performance by calculating indicators in fulfilling performance, especially in certain targets and goals, while Additional Performance Indicators (IKT) are governance, governance and other cooperation indicators developed by universities and/or UPPS and research programs to go beyond SN-DIKTI. In this study, it limits KPI and IKT in Education, Research and Service. The approach method used in this research is a descriptive qualitative method, which is a method for seeking information related to research subjects through interviews with stakeholders. The objects of this research are FEBI Managers of UIN SU Medan, namely leaders and lecturers who have the additional task load of managing FEBI UIN SU Medan, FEBI Students of UIN SU Medan in this case Sharia Insurance students and stakeholders, namely parties related to FEBI UIN SU Medan and have certain competencies, especially in terms of determining performance appraisal. The results of this study are that the Islamic Insurance Study Program has exceeded the determination of the Key Performance Indicators issued by SN-Dikti. In determining the Additional Performance Indicators for the Islamic Insurance Study Program, it is adjusted to the Strategic Plan (Renstra) of the Study Program derived through the Strategic Plan of UIN North Sumatra Medan and the Faculty of Islamic Economics and Business, UIN North Sumatra Medan. The Islamic Insurance Study Program sets educational standards to make license certificates (profession) from Financial Institutions such as Insurance a requirement for student graduation, on research standards that lecturer and student research refer to research themes set by the study program and community service standards that lecturers and students collaborate in carrying out PKM by adjusting the community service theme that has been set by the study program. So in determining the IKT, the Sharia Insurance study program has exceeded.