Caecilia Rosma Widyohening
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Pengaruh Rasio Keuangan Terhadap Kinerja Keuangan Pada Pt. Bank Negara Indonesia Tbk Periode 2013-2020 Caecilia Rosma Widyohening; Luluk Maghfiroh
JURNAL EKONOMI DAN TEKNIK INFORMATIKA Vol 10 No 2 (2022): JURNAL EKONOMI DAN TEKNIK INFORMATIKA
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/jneti.v10i2.212

Abstract

Good financial performance is the main goal to be achieved by a company. This study discusses the effect of financial ratios on financial performance at PT. Bank Negara Indonesia Tbk Period 2013-2020. The purpose of this research is to find out how the effect of Capital Adequecy Ratio (CAR) on Retum On Asset (ROA), the effect of Non Performing Loan (NPL) on Retum On Asset (ROA), and the effect of Biaya Operasional Pendapatan Oprasional (BOPO) on Retum On Asset (ROA) at PT. Bank Negara Indonesia Tbk Period 2013-2020. This research is a type of quantitative research and data collection techinques, namely documentation by looking at financial reports which are accessed through the offical website of the IDX www.idx.co.id and using multiple linear regression analysis techniques. The results of the study which were processed with SPSS 22 based on the Persian Test (T) showed that the value of the Capital Adequecy Ratio (CAR) was 0.362 > 0.05, which means that NPL has on effecton Retum On Asset (ROA) and the value of Non Performing Loan (NPL) is 0.744 > 0.05 means that NPL has on effecton Retum On Asset (ROA) while showing the value of Biaya Operasional Pendapatan Oprasional (BOPO) of 0.036 < 0.05, which means that BOPO has a negative effect on Retum On Asset (ROA).
PENERAPAN APLIKASI ACCURATE DALAM PENYUSUNAN LAPORAN KEUANGAN PADA UMKM KERIPIK TEMPE SANAH Caecilia Rosma Widyohening
Jurnal Ekonomi dan Teknik Informatika Vol 11 No 2 (2023): JURNAL EKONOMI DAN TEKNIK INFORMATIKA
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/jneti.v11i2.226

Abstract

Micro, Small, and Medium Enterprises of Tempe Chips Sanah is one of the manufacturing companies engaged in industry or manufacturing that produces tempe chips. Accounting records for Micro, Small, and Medium Enterprises Sanah Tempe Chips are still very simple and manual, namely recording cash in, cash out, and accounts receivable. Micro, Small, and Medium Enterprises Sanah Tempe Chips have not made a distinction on assets, this is due to a lack of knowledge about how to prepare financial statements. This results in the company's financial information being inaccurate. The research method in this study uses quantitative data, namely about the average number of production per month, the selling price of the product, and the salaries of employees. Researchers compiled financial reports for Micro, Small, and Medium Enterprises with Tempe Sanah Chips using the Accurate Accounting version 4 application. Accurate Accounting version 4 is accounting software that has provided accounts that can be adapted to the type of company, making it easier to prepare financial reports. The reports produced are statements of financial position, income statements, and notes to financial statements as of January 31, 2021 in accordance with accounting principles based on Financial Accounting Standards for Micro, Small, and Medium Entities. The results of this final report are financial reports on the Tempe Sanah Chips MSME using the Accurate Accounting version 4. Financial report is made to find out information about the statement of financial position, profit report so that it can be used as a means of making decisions in the future. While the application is used so that the process of preparing reports is faster and more accurate.