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Pengaruh Rasio Keuangan Terhadap Kinerja Keuangan Pada Pt. Bank Negara Indonesia Tbk Periode 2013-2020 Caecilia Rosma Widyohening; Luluk Maghfiroh
JURNAL EKONOMI DAN TEKNIK INFORMATIKA Vol 10 No 2 (2022): JURNAL EKONOMI DAN TEKNIK INFORMATIKA
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/jneti.v10i2.212

Abstract

Good financial performance is the main goal to be achieved by a company. This study discusses the effect of financial ratios on financial performance at PT. Bank Negara Indonesia Tbk Period 2013-2020. The purpose of this research is to find out how the effect of Capital Adequecy Ratio (CAR) on Retum On Asset (ROA), the effect of Non Performing Loan (NPL) on Retum On Asset (ROA), and the effect of Biaya Operasional Pendapatan Oprasional (BOPO) on Retum On Asset (ROA) at PT. Bank Negara Indonesia Tbk Period 2013-2020. This research is a type of quantitative research and data collection techinques, namely documentation by looking at financial reports which are accessed through the offical website of the IDX www.idx.co.id and using multiple linear regression analysis techniques. The results of the study which were processed with SPSS 22 based on the Persian Test (T) showed that the value of the Capital Adequecy Ratio (CAR) was 0.362 > 0.05, which means that NPL has on effecton Retum On Asset (ROA) and the value of Non Performing Loan (NPL) is 0.744 > 0.05 means that NPL has on effecton Retum On Asset (ROA) while showing the value of Biaya Operasional Pendapatan Oprasional (BOPO) of 0.036 < 0.05, which means that BOPO has a negative effect on Retum On Asset (ROA).
Upaya Mengembangkan Potensi Pariwisata Dan Penghijauan Waduk Di Desa Mojowono Kecamatan Kemlagi Ratih Dwi Pangestu; Zulfa Muniroh; Rozy Nur Alif R.H; Syahril Dhiyah H.S; Luluk Maghfiroh; Devina Ayu P; Radika Novelia A.P; Yenny Triariani; Intan Dwi Utari; Poppy Nur Alifia P; Dyah Ayu K; Avivatin Khoirun N; Renggar Yudhistio S, M; Alfan Efendi; Rio Asrul Fa; Akhmad Ramadhan Yusga N; Bima Yogananta Adiansah; Rony Ad Wahyudy; Aan Nur Aris; Tegar Sukmawan; Rizal Dinar A.D; Risky Dwi P; Ismu Abdi S; Shela Novi Ana
JPMNT JURNAL PENGABDIAN MASYARAKAT NIAN TANA Vol. 2 No. 1 (2024): Januari: Jurnal Pengabdian Masyarakat Nian Tana
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/jpmnt.v2i1.285

Abstract

Mojowono Village is one of the villages in Kemlagi District, Mojokerto Regency, East Java Province which has local potential, namely agriculture, animal husbandry, MSMEs and tourism. Tourism potential in Mojowono Village can be developed because it has potential natural resources (SDA) and human resources (SDM). Tourism development activities aim to grow tourism businesses based on local potential in Mojowono Village, foster community creativity, and increase community economic resources. Tourism development is carried out through two programs, namely installing signboards between two reservoirs (Segawe Reservoir and Trunhyang Reservoir) in Mojowono village and environmental greening in the area around Segawe Reservoir. Implementation of the program involves the active role of the Mojowono Village Government and the community around the reservoir area. The installation of name signs at these two reservoirs has been able to attract tourists to visit Mojowono Village. However, there needs to be sustainability efforts through improving tourism infrastructure, increasing human resources for tourism managers and increasing tourism publications, promotions and branding so that Mojowono Village continues to develop as a tourist village in Kemlagi District.