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All Journal Journal Of Sharia Banking Equivalent: Jurnal Ilmiah Sosial Teknik
maisarah maisarah
UIN Sumatera Utara
Economics, Econometrics & Finance Electrical & Electronics Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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THE EFFECT OF MURABAHAH MARGINS AND MURABAHAH FINANCING ON PROFITS AT PT. SHARIA PEOPLE'S FINANCING BANK (BPRS) SINDANGLAYA KOTANOPAN sunarji harahap; erni erni; maisarah maisarah
Journal Of Sharia Banking Vol 3, No 2 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v1i2.6434

Abstract

The background in this research is the existence of a phenomenon that is not in accordance with the theory that if the financing channel increases it will affect the bank’s profit, but seen from the data not in accordance with the theory. The formulation of the problem in this study is whether Murabaha margins and Murabaha financing have an influence on earnings partially or simultaneously, the purpose of this study of Murabaha margins and Murabaha financing on earnings at PT. Rakyat Syariah Financing Bank (SRB) Sindanglayan Kotanopan. The study discusses the effect of Murabaha margins and Murabaha financing PT Syariah Sindanglaya People’s Financing Bank Kotanopan so that the theory and theory of the Qur’an are adjusted to the scope, we can see how it affects the Sindanglaya Kotanopan Sharia People Financing Agency.  This research is a quantitative study using secondary data with a sample of 48 samples with a saturated sampling design. Data collection techniques used are documentation and study of literature. data obtained from the financial ratio report of the Islamic Peoples’ Financing Bank Sindanglaya Kotanopan Published by the authority. Data analysis techniques using multiple linear regression data processed by computer SPSS Persi 22. The result of the study showed that the R test was influential by 64,5% while 35,5% was influenced by other variables. The result of the t-test hypothesis showed that tarithmetic ttable ( 8,657 2,01410) and Murabaha financing had an influence on the profit tatitmetic ttable (2,223 2,01410). Simultaneously Murabaha margin and Murabaha financing affect profit because of Fcalculate Ftable  (40,843 3,20). This means Murabaha margins and financing margins have a positive effect on earnings.
Dampak Positif dan Negatif Pembangunan Infrastruktur Nasional di Era Digital Winda Kustiawan; Ahmad Andrehadi Hasibuan; Nurhidayah Lubis; Muhammad Fauzan Fayrozi; Maisarah Maisarah
Equivalent: Jurnal Ilmiah Sosial Teknik Vol. 5 No. 2 (2023): Equivalent: Jurnal Ilmiah Sosial Teknik
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jequi.v5i2.160

Abstract

Penelitian yang menggunakan metode kualitatif studi kasus dan subjek penelitian yang dipilih adalah pemerintah dapat memberikan pemahaman yang lebih mendalam tentang pentingnya komunikasi pembangunan melalui teknologi informasi dan komunikasi dalam era globalisasi, demokratisasi, dan desentralisasi. Beberapa temuan yang dihasilkan dari penelitian tersebut adalah sebagai berikut: Pentingnya Komunikasi Pembangunan melalui TIK: Penelitian menunjukkan bahwa komunikasi pembangunan yang efektif dengan memanfaatkan media TIK, terutama melalui e-Government, memiliki dampak positif dalam meningkatkan pelayanan publik yang baik, cepat, dan responsif. Penggunaan teknologi ini memungkinkan pemerintah daerah untuk berinteraksi secara langsung dengan masyarakat, menyampaikan informasi tentang program pembangunan, dan memfasilitasi partisipasi aktif dari masyarakat dalam proses pembangunan. Selain itu, transparansi anggaran dan program pembangunan juga menjadi faktor penting dalam membangun kepercayaan masyarakat terhadap pemerintah.
Co-Authors Ahmad Andrehadi Hasibuan erni erni Muhammad Fauzan Fayrozi Nurhidayah Lubis sunarji harahap Winda Kustiawan