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Review of DSN-MUI Fatwa No. 177/DSN-MUI/II/2018 against the Practice of Paying Products on Credit Using the Shopee PayLater Payment Feature on the Shopee Application Yoyok Prasetyo; Neneng Fatimah
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.14617

Abstract

This study aims to find out to practice credit payments using the SPayLater feature in the Shopee application and the suitability of loan funds through the SPayLater feature is based on the DSN-MUI fatwa No.177/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. This research was conducted using a descriptive method, which describes specifically the practice of product payments using the SPayLater feature and conformity analysis based on sharia. The results of this study conclude that the use of SPayLater can be done after activation. As for the practice, select the item you want to buy then, click the payment method and select SPayLater, click long payment then confirm, click make the order and enter the Shopeepay PIN. Analysis of the suitability of the DSN-MUI fatwa No. 177/DSNMUI/ II/2018 on loan funds in the form of electronic money in the SPayLater feature there are things in practice that are not in accordance with sharia principles, in which there is an additional fee of minimum installments of 2-95% of the total payment and there are late fees of 5 percent of the total invoices that are due.
PENGARUH PERHATIAN ORANG TUA DAN MOTIVASI BELAJAR TERHADAP PRESTASI BELAJAR ILMU PENGETAHUAN SOSIAL Neneng Fatimah; Nani Hanifah
Herodotus: Jurnal Pendidikan IPS Vol 2, No 1 (2019): Herodotus: Jurnal Pendidikan IPS
Publisher : Universitas Indraprasta PGRI, Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/herodotus.v2i1.5898

Abstract

Tujuan utama penelitian ini adalah untuk mengetahui pengaruh perhatian orang tua dan motivasi belajar terhadap prestasi belajar IPS. Metode penelitian yang digunakan adalah metode survei korelasional, dengan total sampel 88 orang, diambil menggunakan teknik stratified random sampling proporsional. Instrumen yang digunakan adalah instrumen pengisian angket dan tes hasil belajar. Dari hasil penelitian perhitungan analisis regresi diperoleh persamaan garis regresi Y = - 23.206 + 0,613 X1 + 0,421 X2 dengan nilai signifikan 0,000 lebih kecil dari nilai ? = 0,05, ini menunjukkan bahwa regresi berpola linear. Hipotesis nol penelitian adalah bahwa tidak ada pengaruh perhatian orang tua dan motivasi belajar terhadap prestasi belajar IPS, setelah menguji hipotesis, untuk koefisien dan bersama-sama dengan Y diperoleh koefisien determinasi sebesar 72% dan diperoleh Fhitung> F tabel (106,457> 3,90) sehingga Ho ditolak pada tingkat signifikansi 0,05. Jadi kesimpulannya adalah bahwa ada pengaruh yang signifikan antara perhatian orang tua dan motivasi belajar terhadap prestasi belajar ilmu sosial