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All Journal Signifikan : Jurnal Ilmu Ekonomi Economic Journal of Emerging Markets Jurnal Manajemen & Supervisi Pendidikan Jurnal Bina Praja JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK JURNAL PENDIDIKAN TAMBUSAI Economics and Finance in Indonesia GOLDEN AGE: JURNAL PENDIDIKAN ANAK USIA DINI Jurnal Ekonomi Journal of Enterprise and Development (JED) Jurnal Informatika Ekonomi Bisnis RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL BASKARA: Journal of Business and Entrepreneurship Journal of Economics and Business UBS Jurnal Locus Penelitian dan Pengabdian Jurnal Informatika Ekonomi Bisnis Economic and Finance in Indonesia Asian Journal of Social and Humanities
Sartika Djamaluddin, Sartika
Fakultas EKonomi Dan Bisnis Universitas Indonesia
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Journal : Economic Journal of Emerging Markets

 1 
Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia Sartika Djamaluddin; Achmad Nizar Hidayanto; Sita Wardhani
Economic Journal of Emerging Markets Volume 8 Issue 1, 2016
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol8.iss1.art2

Abstract

Wide access to formal finance for poor households through distribution of social assistance via electronic money (E-money) is believed to accelerate eradication of poverty. We would like to find out the beneficiaries response to this payment method. This aims of this study is to investigate the perception of beneficiaries towards distribution of social assistance through e-money. We surveyed 230 beneficiaries in Jakarta, Cirebon and Pasuruan. The result of research indicates that the perception of PKH beneficiaries related to the cost, benefits and security of e-money is relatively good. However, from the aspect of ease of use and the respondents’ desire to use e-money, the perception is quite low. 
Co-Authors Achmad Nizar Hidayanto Aditya Dewanggajati Ai Nurcahyani Annisa Novita Faruddin, Haris Eko Hadiman, Rizki Husna, Mudhiah Maya Krisnawati, Gita Meliala, Eka Oktavia, Sari Ramadhani, Ira Chinta Sirma Oktaviani (Universitas Indonesia) Sita Wardhani Sugiarsih, Ira Syafrizal Syafrizal Tito Luthfi Novianto Rizaldi Ulfa, Yostiana Bella