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Analysis of the Influence of Financial Literacy Determinants on Undergraduate Students in Yogyakarta Sastri, Gita; Nahda, Katiya
International Journal of Management Science and Information Technology Vol. 3 No. 2 (2023): July - December 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v3i2.1479

This research aims to examine the factors influencing students' financial literacy using variables such as gender, age, field of study, participation in financial management classes, father's education, mother's education, amount of pocket money, and Grade Point Average (GPA). The study population comprises active students from different universities in Yogyakarta. A survey approach was employed, including distributing questionnaires to 216 undergraduate students associated with Universitas Islam Indonesia. The statistical tool used to test the hypothesis in this study was multiple linear regression analysis with SPSS 25. The outcomes indicated that gender and age indeed impact financial literacy. In contrast, variables including a field of study, participation in financial management classes, father's education, mother's education, pocket money, and GPA do not influence financial literacy.

Implementation of Good Corporate Governance in the Business and Operational Processes of PT BPR BKK Karangmalang (Perseroda) Sragen Khairunissa Nareswari; Nahda, Katiya
SENTRALISASI Vol. 13 No. 3 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i3.3318

This study aims to determine how good corporate governance impacts business and operational activities at PT BPR BKK Karangmalang (Perseroda) Sragen, especially in overcoming irregularities and promoting GCG, alignment of operational activities with GCG principles, GCG contribution in preventing fraud, and GCG effectiveness in improving financial performance. The qualitative research method involves observations and interviews with structural officials related to the topic. The results of this study indicate that the implementation of GCG can bring the company in a better direction from various sides. Effective and efficient GCG implementation can benefit the company, stakeholders, and society positively.

ANALYSIS OF THE OPTIMIZATION OF CAPITAL STRUCTURE AND CAPITAL BUDGETING AT PT PP SEMARANG DEMAK Rohmat, Fatur; Nahda, Katiya
Finance : International Journal of Management Finance Vol. 2 No. 3 (2025): March
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i3.68

PT PP Semarang Demak is a company engaged in the construction and management of toll roads on the Semarang-Demak section with a length of 26.40 KM. The investment made according to the capital expenditure value is 5,9 trillion with a capital structure composition of 70% debt and 30% equity. This study aims to identify the optimization of determining the composition of the capital structure towards creating corporate value. The method used is a qualitative approach, conducting direct observation during the internship and interviews with 5 selected respondents. The result showed that the determination of capital structure uses several methods to determine investment feasibility, namely Net Present Value (NPV), Internal Rate of Return (IRR), Weighted Average Cost of Capital (WACC), and Payback Period. At the beginning of determining the composition of the capital structure, it was found that the NPV value was 2.196.701 (in million), IRR 11,6%, WACC 10,54%, and Payback Period 10 – 15 years. It proves the investment project is feasible to continue because the NPV is positive and provides profit, IRR more than WACC. However, there are obstacle in the Semarang-Demak section 1 toll road construction project that pose a challenge for PT PP Semarang Demak in not maximizing revenue which has an impact on the ability to fulfill its debt. This can be followed up by the company to reconsider the portion of debt and equity with several strategies, one of which is to reduce the debt and improve the equity portion.

Analysis of the Influence of Financial Literacy Determinants on Undergraduate Students in Yogyakarta Sastri, Gita; Nahda, Katiya
International Journal of Management Science and Information Technology Vol. 3 No. 2 (2023): July - December 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v3i2.1479

This research aims to examine the factors influencing students' financial literacy using variables such as gender, age, field of study, participation in financial management classes, father's education, mother's education, amount of pocket money, and Grade Point Average (GPA). The study population comprises active students from different universities in Yogyakarta. A survey approach was employed, including distributing questionnaires to 216 undergraduate students associated with Universitas Islam Indonesia. The statistical tool used to test the hypothesis in this study was multiple linear regression analysis with SPSS 25. The outcomes indicated that gender and age indeed impact financial literacy. In contrast, variables including a field of study, participation in financial management classes, father's education, mother's education, pocket money, and GPA do not influence financial literacy.

Islamic bank stability and efficiency: A cross-country analysis Fakhrunnas, Faaza; Boubechtoula, Younes; Nahda, Katiya; Rezoanul Hoque, Mohammad
Economic Journal of Emerging Markets Volume 16 Issue 2, 2024
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol16.iss2.art2

Purpose ― The study investigates the impact of the efficiency of Islamic banks on banking stability. Method ― A panel data analysis using the Least Square Dummy Variable Corrected (LSDVC) method is employed to examine the impact of efficiency on banking stability in Islamic banks. The study has a sample of 54 Islamic banks across eight countries from 2013 to 2021.Findings ― The findings reveal that the efficiency of Islamic banks has a positive and significant effect on banking stability. In addition, financial turmoil negatively and significantly affects the stability of Islamic banks but does not significantly affect institutional development. Additionally, financial turmoil can influence how effectively Islamic banks manage their businesses in response to banking stability. The outcomes are robust across various robustness methods. Implications ― The results imply that the efficiency of Islamic banks has a pivotal role in banking stability, considering the efficiency level. To ensure the stability of Islamic banks, practitioners and regulators of Islamic banks have to achieve and maintain the efficiency of Islamic banks by implementing the required policies and guidelines.Originality/Value ― Previous studies examining the impact of Islamic banks' efficiency on banking stability remain limited. The paper fills the research gap by examining how Islamic bank efficiency affects banking stability, considering the effects of financial turmoil and institutional development.

Empowering Local Tailors with E-Catalog Creation and Digital Marketing: a Case Study from SMEs at Demak Nahda, Katiya; Setyaning, Alldila Nadhira Ayu
Asian Journal of Community Services Vol. 3 No. 2 (2024): February 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajcs.v3i2.7672

This program is designed to boost the digital prowess of tailors in the Semarang-Demak toll area, mentored by PT PPSD. Focused on e-catalog creation and digital marketing, it aims to sharpen their online marketing and cataloging skills. The goal is to widen their market presence, increase sales, and adapt to evolving digital trends. The initiative includes foundational training in e-catalog tools and digital marketing tactics, along with practical social media promotion strategies. Interactive workshops and mentorship sessions further reinforce this learning. By fostering collaboration between PT PPSD, the tailors, and our support team, we are not just driving immediate sales growth; we are equipping these artisans with enduring skills to thrive in today's competitive marketplace.

Analyzing The Effects Of The Health BPJS Regulation On The Insurance Companies Performance And Efficiency Army, Syefiki Amalia; Nahda, Katiya
Jurnal Indonesia Sosial Teknologi Vol. 4 No. 8 (2023): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v4i8.658

The purpose of this study was to determine the effect of the presence of BPJS Kesehatan regulations on the level of efficiency of insurance companies and to determine the effect of the level of efficiency of insurance companies on company performance in the period 2009 (before the implementation of the BPJS Kesehatan regulations) to 2019 (after the implementation of the BPJS Kesehatan regulations). The method used in this study is the analysis of Data Envelopment Analysis (DEA), calculation of Return on Assets (ROA), and calculation of Return on Equity (ROE) by testing 12 insurance company samples. The results showed that the company's efficiency had a significant positive change in the period before compared to after implementing the BPJS Kesehatan regulation. The tests of ROA and ROE showed that the company's performance did not significantly differ before and after implementing the BPJS Kesehatan regulation.

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