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TANGGUNG JAWAB BANK TERHADAP PENYALAHGUNAAN DATA INFORMASI NASABAH Titie Syahnaz Natalia; Ega Anzani
JUSTICIA SAINS - Jurnal Ilmu Hukum Vol 7, No 2 (2022): JUSTICIA SAINS: Jurnal Ilmu Hukum
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/jcs.v7i2.1928

Abstract

Pasal 40 ayat (1) Undang –Undang Nomor 10 tahun 1998 Tentang perbankan memberikan suatu kewajiban bagi Bank untuk merahasiakan keterangan mengenai nasabah penyimpanan dan simpananya, kecuali dalam hal sebagaimana dimaksud dalam pasal 41, pasal 41 A, Pasal 42, pasal 43, pasal 44, dan pasal 44 A. Dengan berlakunya undang-undang tersebut, artinya tidak sembarangan orang yang dapat membuka rahasia bank tersebut seperti yang ditegaskan di dalam undang-undang perbankan. Bentuk dan batasan rahasia bank yang diatur di dalam undang-undang dan peraturan terkait dan sanksi-sanksi bagi pihak banyak yang melakukan pelanggaran terhadap ketentuan rahasia bank tersebut. Sudah banyak peraturan-peraturan baru yang memberikan penafsiran maupun peluasan arti terhadap rahasia bank, sehingga memerlukan perubahan terhadap pasal 40 Undang-Undang Perbankan tentang rahasia bank, sedangkan tanggung jawab pihak bank terhadap pelanggaran rahasia bank dapat saja melalui pidana, perdata, maupun administrasi.
Fulfillment Of The Right To Mental Disability In Elections At Ogan Komering ULU District Ega Anzani; Rakhmat Saleh; Yunizir
Neo Journal of economy and social humanities Vol 2 No 3 (2023): Neo Journal of Economy and Social Humanities, September 2023
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v2i3.111

Abstract

The right to vote is an inherent human right, universally recognized and protected by international law. It is essential to ensure that every eligible citizen is given equal rights and opportunities to participate in the democratic process by casting their vote without exception. Because the non-involvement of persons with disabilities takes away from the true meaning of democracy, they must be involved in the democratic process. If the political rights of a person or group are not fulfilled, the election may be questioned. To guarantee fair elections, persons with disabilities must be equally involved in the electoral process. This study uses a normative analysis method which begins with describing legal facts, then seeks a solution through a critical analysis of existing positive legal norms. Protection for persons with disabilities has existed since Indonesia ratified the UNCRPD in 2011, even the derivative regulations already exist in Law No. 8 of 2016 which regulates the rights of persons with disabilities. Data at the Ogan Komering Ulu Election Commission shows that mental disabilities are the second largest in number of physical disabilities with a total of 256 people in 13 sub-districts in South Ogan Komering Ulu, they are people whose political rights should be protected by being given space to be creative.
A Comparative Analysis of KPPU Sanctions on Tender Collusion in Public Procurement in Indonesia Eduardo, Herroe; Anzani, Ega; Natalia, Titie Syahnaz
JUSTICIA SAINS - Jurnal Ilmu Hukum Vol 10, No 1 (2025): JUSTICIA SAINS: Jurnal Ilmu Hukum
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/jcs.v10i1.3572

Abstract

Collusion in public procurement tenders in Indonesia, particularly in the context of Hajj-related services, has been a persistent issue despite sanctions imposed by the Indonesian Competition Commission (KPPU). This study analyses KPPU’s approach to sanctions and compares it with international best practices to assess the effectiveness of these measures in preventing anti-competitive practices. Case studies of procurement for Hajj souvenirs, equipment, food, and transportation from 2007 to 2018 indicate that KPPU fines have not provided a sufficient deterrent to prevent repeat collusion. Factors such as weak law enforcement, close business relationships between companies, and ineffective oversight contribute to the recurrence of tender collusion. Through a comparative approach, this study provides recommendations for strengthening regulations, enforcing more stringent sanctions, and enhancing oversight to promote fair competition in public procurement in Indonesia.