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All Journal Jurnal Wawasan Yuridika Unes Law Review Menara Ilmu ADIL : Jurnal Hukum Jurnal Konstitusi Jurnal Hukum dan Peradilan Jurnal Hukum dan Pembangunan
Almaududi Almaududi
Universitas Andalas
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences

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FORMULASI PRUDENTIAL PRINCIPLE DALAM KOLABORASI ANTARA BANK DAN FINTECH LENDING Almaududi, Almaududi
Menara Ilmu Vol 15, No 2 (2021): VOL. XV NO. 2 JANUARI 2021
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/mi.v15i2.2399

Abstract

Fenomena financialtechnology (Fintech), digitalisasi dan internet ofthing (IoT) telah mengubah (change) dan mengganggu (disruption) lembaga perbankan selaku penyedia jasa keuangan tradisional. Untuk itu, kolaborasi antara Bank dan FintechLending harus dilakukan, agar kedua lembaga tersebut dapat tumbuh secara bersama-sama tanpa saling berebut pangsa pasar. Dalam hal dilakukan kerjasama, maka akan menimbulkan permasalahan terkait pengaturan penerapan prudentialprinciple. Terdapat banyak regulasi yang secara konkrit dan jelas mewajibkan Bank untuk menerapkan prudentialprinciple. Pada sisi lain, regulasi yang mewajibkan FintechLending untuk menerapkan prudentialprinciple masih bersifat abstrak atau umum. Dengan menganalisis peraturan perundang-undangan terkait bank, FintechLending, dan lembaga keuangan lainnya, kajian dalam tulisan ini dapat merumuskan bentuk kolaborasi dan terobosan pengaturan penerapan prudentialprincipleolehBank dan FintechLending untuk penyediaan pembiayaan bagi masyarakat unbankable. Kata Kunci: Fintech Lending, Bank, Prudential Principle, Kolaborasi
Eksistensi Aset Eks Bank Dalam Likuidasi Almaududi Almaududi
Jurnal ADIL Vol 7, No 2 (2016): DESEMBER 2016
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (648.091 KB) | DOI: 10.33476/ajl.v7i2.354

Abstract

Berdasarkan Peraturan Lembaga Penjamin Simpanan tentang Likuidasi Bank (PLPS LB) diatur ketentuan bahwa Lembaga Penjamin Simpanan (LPS) berwenang mengelola Aset Eks BDL, namun permasalahannya adalah tidak ditemukannya alas hak bagi LPS untuk melakukan pengelolaan tersebut.  Sebelum status badan hukum BDL hapus, tidak dilakukan terlebih dahulu penyerahan (levering) atau pengalihan piutang (cessie) dari Tim Likuidasi kepada LPS sehingga, secara yuridis tindakan penghapusan Aset Eks BDL dari NSL tidak benar-benar menghapuskan kepemilikan aset oleh BDL. Oleh karena itu, untuk menghindari potensi permasalahan hukum kedepannya, ada baiknya LPS memberi pengaturan yang jelas mengenai alas hak bagi LPS dalam melakukan pengelolaan Aset Eks BDL dengan tetap memperhatikan pelaksanaan likuidasi 16 bank yang dicabut izinnya pada tahun 1997, dimana Negara (c.q. Kementerian Keuangan) sebagai kreditur mayoritas menerima sisa Aset Eks BDL sebagai pembayaran non-tunai.
JURIDICAL PROBLEMS ON COOPERATIVE BANK REGULATIONS ON INDONESIA'S ECONOMIC GOALS Almaududi Almaududi; Ihsani Mazelfi
Jurnal Hukum dan Peradilan Vol 11, No 3 (2022)
Publisher : Pusat Strategi Kebijakan Hukum dan Peradilan Mahkamah Agung RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25216/jhp.11.3.2022.437-452

Abstract

This paper is concerned with the juridical problems on cooperative banks’ regulations on Indonesia’s goals stated in the 1945 Constitution Republic of Indonesia. The problems arise due to the absence of commercial banks in the form of cooperative banks. Furthermore, Indonesia has a minimum number of cooperative rural banks (BPR Co). Currently, OJK registered only 19 BPR Co out of 1545 BPRs (0.01%). The study aims to examine the juridical problems of cooperative bank regulation in Indonesia’s goals as stated in the 1945 Constitution. It is normative research, analyzed qualitatively and presented in a descriptive. The study reveals that the Government and the Financial Services Authority (OJK) have no intention of further regulating the legal form of Cooperative Banks. We can see it from the non-accommodation of Cooperative Banks in Law on Syariah Banking. In addition, we could also see it from the absence of regulation on Cooperatives Commercial Bank in OJK Regulation. Therefore, it is not surprising that no commercial banks in Indonesia are in the legal form of cooperative. 
Legal Certainty of Digital Assets Non-Fungible Token (NFT) on The Opensea Platform Ulfanora Ulfanora; Almaududi Almaududi
UNES Law Review Vol. 6 No. 1 (2023): UNES LAW REVIEW (September 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.870

Abstract

The role of technology in everyday life has become more sufficient. This technology results in digitalization which gives rise to digital assets that later become crypto assets that use blockchain technology to store data. The development of these crypto assets presents a technology called Non-Fungible Token (NFT) which is a technology linked to a work of art or other digital assets that serves to protect the artwork or digital assets and as proof of ownership. NFT presents a new way for artists to sell their art more safely and avoid harmful actions. However, the widespread use of NFT technology has created a problem due to the lack of legality regarding NFT. The formulation of the problems discussed in this thesis are: 1. What is the legal certainty for digital assets in the form of Non-Fungible Tokens (NFT) on the Opensea digital platform? 2. What is the legality of Smart Contracts in each transaction of Non-Fungible Token (NFT) through the Opensea digital platform? The research method used is a normative juridical research method, taking a statutory approach and having a descriptive-analytical nature. From the results of this research, can be seen that NFT has not been clearly regulated in Indonesian positive law, resulting in a legal vacuum. Regulations regarding Crypto are regulated by Bappebti as the governing body. Bappebti itself has not specifically regulated NFT regulations in Bappebti regulations. Besides that, other arrangements are seen through the Civil Code which regulates NFT as an intangible object ITE Law which regulates the implementation of the transaction. And regarding the protection of its Intelectual Property Rights through the Copyright Law. Then regarding the validity of the Smart Contract in Non-Fungible Token (NFT) transactions it is considered valid in Indonesian positive law based on the Pacta sunt servanda principle and must be based on the compliance of Article 1320 of the Civil Code.
Strategies for Ratifying Marriage Agreements to Avoid Partnership Liabilities Almaududi Almaududi; Shafira Hijriya
Jurnal Wawasan Yuridika Vol 7, No 2 (2023): September 2023
Publisher : Sekolah Tinggi Hukum Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25072/jwy.v7i2.4217

Abstract

This research aims to analyze the regulations and strategies for validating marriage agreements. This normative juridical research prioritizes secondary data as primary, secondary, and tertiary legal materials. Data was collected through document and literature studies and then analyzed qualitatively using a statutory and historical approach. The research findings indicate that the development of marriage agreement regulation can be categorized into three phases: before the enactment of Marriage Law, after the enactment, and after the Constitutional Court Decision No. 69/PUU-XIX/2016. Moreover, regulation remains unclear and has not been followed with legislation, giving rise to "strategies" to avoid partnership liabilities. One party may create a marriage agreement after entering into Marriage, and subsequently, that party only validates the marriage agreement before a notary (waarmerking).
Titik Singgung Wewenang Penyelesaian Sengketa Perbankan Syariah: Pasca Putusan MK No.93/PUU-X/2012 : Titik Singgung Wewenang Penyelesaian Sengketa Perbankan Syariah di Peradilan Umum Almaududi, Almaududi
Jurnal Konstitusi Vol. 21 No. 2 (2024)
Publisher : Constitutional Court of the Republic of Indonesia, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31078/jk2126

Abstract

Pasca Putusan MK No.93/PUU-X/2012, masih terdapat sengketa perbankan syariah yang kemudian diadili dan diselesaikan melalui Peradilan Umum. Seperti dalam Putusan Pengadilan Negeri Padang No. 27/Pdt.G.S/2022/PN Pdg. Penelitian ini bertujuan untuk mengurai titik singgung wewenang penyelesaian sengketa perbankan syariah pasca Putusan MK No.93/PUU-X/2012. Penelitian ini dilakukan dengan menggunakan jenis penelitian yuridis normatif. Hasil penelitian menunjukkan bahwa Pasca Putusan MK No.93/PUU-X/2012, masih terjadi ketidakpastian hukum dalam penyelesaian sengketa perbankan syariah disebabkan keberadaan Pasal 50 ayat (2) UU Peradilan Agama. Ketentuan tersebut mengakibatkan kekaburan titik singgung wewenang mengadili Peradilan Agama dan Peradilan Umum dalam penyelesaian sengketa hak milik, sengketa perbuatan melawan hukum (PMH), dan sengketa konsumen. Agar nasabah ataupun perbankan syariah mendapatkan kepastian hukum dalam penyelesaian sengketa sesuai amanaat Pasal 28D ayat (1) UUD 1945, diperlukan perubahan terhadap norma dalam Pasal 50 ayat (2) UU Peradilan Agama dan juga UU 8/1999.
KEPASTIAN HUKUM PENYELESAIAN SENGKETA DENGAN KLAUSULA ARBITRASE DI MAHKAMAH AGUNG Fitri, Devianty; Almaududi, Almaududi
Jurnal Hukum & Pembangunan
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Settling disputes in court can be a time-consuming and exhausting process. Therefore, the availability of arbitration as an Alternative Dispute Resolution (ADR) is one of the efforts to achieve faster solutions and dispute resolutions. However, in some cases in the Supreme Court, there are disputes that contain arbitration clauses in the agreement, yet they are still submitted to court and decided by the court. This research aims to examine the disappearing in-depth study of legal certainty in dispute resolution with arbitration clauses by analyzing several verdicts. The method used in this study is normative juridical with a legislative and case approach. The research results show that in reality, even if an agreement is made with an arbitration clause, the parties still file a lawsuit in the general court on the pretext of unlawful acts and/or the involvement of third parties outside the agreement
Legal Analysis of Family-Owned Companies in Indonesia: Insights from Court Decisions Almaududi Almaududi
Jurnal Hukum dan Peradilan Vol 13, No 2 (2024)
Publisher : Pusat Strategi Kebijakan Hukum dan Peradilan Mahkamah Agung RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25216/jhp.13.2.2024.421-446

Abstract

Family-owned companies have a significant role in enhancing national competitiveness. However, conflicts that lead to court disputes threaten the sustainability of family-owned companies. It has happened because some decisions still need to provide legal certainty. This research analyzes the legal aspect of family-owned companies in Indonesia, as reflected in several court decisions in Indonesia. The research method employs a qualitative case study approach. The research findings identify the existence of family-owned companies in court decisions; however, there are some difficulties, such as in determining the legal standing of disputing parties, potentially detrimental provisional decisions, and complexities in understanding corporate law, especially regarding General Meetings of Shareholders (GMS), dividends, and inter-organizational relationships as well as internal family disputes. The findings highlight the need for courts to consider the unique characteristics of family-owned companies, which could improve the consistency of court decisions, enhance legal certainty in the business sector, and promote sustainable economic activities.
Co-Authors Fitri, Devianty Mazelfi, Ihsani Shafira Hijriya Ulfanora, Ulfanora