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All Journal eCo-Buss Conference on Community Engagement Project (Concept)
Hanif Ahmadi
Universitas Islam Sultan Agung
Arts Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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IT SUPPORTS TO IMPROVE THE FINANCIAL LITERACY OF THE MUSHROOM FARMERS COMMUNITY IN CENTRAL JAVA, INDONESIA Agustina Fitrianingrum; Yuli Indah Sari; Hanif Ahmadi
ConCEPt - Conference on Community Engagement Project Vol 2 No 1 (2022): Conference on Community Engagement Project
Publisher : Universitas Internasional Batam

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Abstract

There are numerous researches explained that the number of entrepreneurs in a country is frequently used as an indicator of national economic growth. Instead of the number, the size of business is also important as the driver of economic growth. In Indonesia, the number of Micro Small, and Medium Enterprises (MSME) in 2019 is nearly 120 million. Unfortunately, the size is dominantly by the micro and small business which is around 98% of the total MSME. Responding to the phenomena, the academician put some efforts to empower MSME entrepreneurs, especially to manage the financial report. The ability to manage the financial aspect is the very basic requirement for a business can grow in healthy conditions. In the broader area, this project is aimed to support the UN Sustainable Development Goal number 8, Decent Work and Economic Growth. The project to improve the financial literacy of MSME is conducted in Jepara, Central Java which is focused on the Mushroom Farmers Community. The purpose of the project is to improve the quality of financial reports to help them be able to get financial support from the bank. The application used is built by one of the Indonesian National Bank, which is focused to deliver their services for farmers. Hence, the group of mushroom farmers and community trained to use the application, namely Stroberi. The project has been starting in the last quarter of this year. Thus, it is expected that when the farmers have a full annual financial report, they will be able to have a financial report which follows the standard.
PENGARUH LITERASI KEUANGAN DAN AKSES KEUANGAN TERHADAP PERTUMBUHAN UMKM BIDANG KULINER DI KOTA SEMARANG MELALUI PENDANAAN EKSTERNAL SEBAGAI VARIABEL INTERVENING Maulana Sultan Wildan Pahlevi Annur; Hanif Ahmadi
eCo-Buss Vol. 7 No. 3 (2025): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v7i3.2153

Abstract

UMKM memiliki kontribusi secara signifikan dalam mendorong pertumbuhan  perekonomian di Indonesia. Namun, pandemi covid-19 telah berdampak buruk bagi perekonomian global tak terkecuali bagi sektor UMKM di Indonesia, sehingga berdampak pada penurunan pendapatan, penurunan aset, dan produktivitas bagi pelaku usaha. Untuk itu penelitian ini bertujuan untuk menguji bagaimana Literasi keuangan dan Akses keuangan dapat mempengaruhi Pertumbuhan UMKM Bidang Kuliner di Kota Semarang melalui Pendanaan eksternal sebagai solusi atas permasalahan permodalan yang dimiliki oleh pelaku usaha mikro, kecil, dan menengah bidang kuliner Kota Semarang. Penelitian ini menggunakan pendekatan kuantitafif deskriptif melalui data primer dan penyebaran kuesioner kepada 100 responden pada seluruh pelaku UMKM bidang kuliner di Kota Semarang. teknik yang digunakan yaitu non-probability sampling dan purposive sampling dalam menentukan sampel penelitian. Temuan penelitian ini menunjukkan dampak positif dan signifikan pada hubungan Literasi keuangan dan Akses keuangan terhadap pertumbuhan UMKM serta Pendanaan eksternal mampu menjadi variabel intervening pada penelitian ini. Rekomendasi Pendanaan tersebut diharapkan dapat berkontribusi untuk mewujudkan solusi untuk perkembangan usaha yang berkelanjutan.
Co-Authors Agustina Fitrianingrum Maulana Sultan Wildan Pahlevi Annur Yuli Indah Sari