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Implementasi Wakalah Pada Surat Kredit Berdokumen Dalam Negeri Di Perbankan Syariah Sokhikhatul Mawadah; Tria Pibriani
Ulumuddin: Jurnal Ilmu-ilmu Keislaman Vol 12 No 2 (2022): Ulumuddin: Jurnal Ilmu-ilmu Keislaman
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/ulumuddin.v12i2.1372

Abstract

Domestic Letter of Credit is a written promise based on the written request of the applicant (Applicant). One of the written promises is that which binds the issuing bank to: Authorize another bank to make payments to the beneficiary and pay the draft drawn by the beneficiary. This research is a qualitative research. The data used are primary data derived from interviews while secondary data obtained from books, journals, and previous research. The results of the study stated that BSI Semarang City not only used wakalah bil ujrah contracts on SKBDN, but also used kafalah and murabahah contracts. BSI gets a fee (ujrah) based on risk. Implementation of Sharia Compliance BSI Semarang City on SKBDN according to maqashid sharia. Maqashid Sharia in question include: 1). Ad-dien: maintaining religion, BSI Semarang City is guided by the Koran, Hadith, and other Islamic laws in carrying out activities. 2). an-nafs: maintaining the soul, the SKBDN service involves several parties. 3). al-aql: maintaining reason, education through seminars and training. 4). an-nasl: maintaining offspring, BSI guarantees that customer funds come from halal funds that have a good impact on families and descendants 5). al-mal: maintain property, BSI takes profit through fees charged.
The Effect of Interest, Religious Stimuli, and the Consumer’s Trust on the Digital Al Qur’an Purchase Sokhikhatul Mawadah; Nurudin
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 2 (2018): Volume 2 Nomor 2 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i2.1307

Abstract

Tigaraksa Satria branch of Semarang, is a company which runs the digital Al Qur’an product as one of its type of business’s engagement. One of the digital Al Qur’an to be sold is Mushaf Grand Maqomat. PT. Tigaraksa Satria also produces Mushaf for Woman and Mushaf Maqomat for Kids. Among these three Mushaf, Mushaf Grand Maqomat−has the less selling. This study is expected to measure and analyzing the effect of interest, religious stimuli, and consumers’ trust on the decision to purchase digital Al Qur’an. It is suspected that variable of religious stimuli has the most dominant effect to the consumers. The population in this study are the current consumers of digital Al Qur’an on PT Tigaraksa Satria. The result of this study indicates that variable of interest has significant effect on the purchasing’s decision. This is resulted on p−value (sig) that is 0.001 under 0.05, the variable of stimuli hassignificant effect on purchasing decision indicated by 0.755 as the p−value (sig) above 0.05. Whilst, the most dominant variable that inßuences buyers in purchasing Al Qur’an is the religious stimuli, accordingly to the researcher’s hypothesis that states religious stimuli is the most dominant variable.