Article Per Year (5 Year)
p-Index From 2021 - 2026
3.982
P-Index
This Author published in this journals
All Journal JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis JURNAL YAQZHAN: Analisis Filsafat, Agama dan Kemanusiaan Journal of Finance and Islamic Banking Shirkah: Journal of Economics and Business GERVASI: Jurnal Pengabdian kepada Masyarakat Iqtishoduna: Jurnal Ekonomi Islam Penentuan harga obligasi dan teori tingkat bunga Jurnal STEI Ekonomi Budimas : Jurnal Pengabdian Masyarakat Bubungan Tinggi: Jurnal Pengabdian Masyarakat Journal of Digital Marketing and Halal Industry Jurnal Pengabdian UNDIKMA Jurnal Abdimas Ilmiah Citra Bakti (JAICB) AL-ARBAH: Journal of Islamic Finance and Banking InEJ: Indonesian Engagement Journal Journal of Islamic Economics, Management, and Business (JIEMB) Jurnal Ekonomi Syariah dan Bisnis Prosiding Seminar Nasional Pendidikan dan Agama Journal of Finance and Islamic Banking Jurnal Pelayanan Masyarakat Jurnal Akuntansi EKONOMIKA: Manajemen, Akuntansi dan Perbankan Syari’ah
Nihayah, Ana Zahrotun
Universitas Islam Negeri Walisongo Semarang
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

Published : 33 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 33 Documents
Search

 1   2   3   4 
Savings and Loans Program, The Revenue of Small Micro Enterprises and Poverty Reduction among Women Groups Nihayah, Ana Zahrotun
Shirkah: Journal of Economics and Business Vol 2, No 1 (2017)
Publisher : Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (270.88 KB) | DOI: 10.22515/shirkah.v2i1.40

Abstract

This research aims to understand the micro small medium business income both before and after receiving the program, to find out the number of poverty reduction, and to see the application of Islamic economic values on the women’s saving and loans program.The population of this research are members of the women’s saving and loans program, which is 215 people in total and scattered in 16 business group. Using random sampling techniques, there are 70 people that was taken into consideration. The method analysis used in in this research is using Wilcoxon rank test analysis, the poverty reduction analysis, and the Islamic economics values. Based on data analysis is(1) founded that the women’s saving and loans program affecting the micro small medium enterprises income. (2) Due to the women’s saving and loans program there are decreasing number of poverty rate about 20 percent. (3) It is realized that there are some applications of Islamic economics values upon the women’s saving and loans program, they are time extensions, fine replacement, social activities, and the improvement of society welfare.Keyword: micro small medium business, islamic economic values, saving and loans program
Identification of Non Performing Financing Alteration Measured by Microeconomic Variable Sharia Banking Nihayah, Ana Zahrotun; Walyoto, Sri
Journal of Finance and Islamic Banking Vol 1, No 1 (2018)
Publisher : Institut Agama Islam Negeri Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (364.384 KB) | DOI: 10.22515/jfib.v1i1.1245

Abstract

This study analyzes the factors affecting Non-Performing Financing (NPF) in the sharia bank in Indonesia. The independent variable in this research uses microeconomic variables such as Capital Adequacy Ratio (CAR), Return on Assets (ROA), Financing to Deposit Ratio (FDR), Productive Financing Ratio (PFR), and Earning Asset Quality (EAQ). The sample used in this research is all population of Sharia Commercial Bank in Indonesia. The data used in this study were obtained from the Sharia Banking Statistics Report issued by the Financial Services Authority (Otoritas Jasa Keuangan - OJK) with the observation period from 2015 to 2017. The results showed that simultaneously CAR, ROA, FDR, PFR, and EAQ significantly influence NPF. Partially only variable FDR and EAQ which have the positive and significant influence to NPF, while CAR, ROA, and PFR has no significant effect on NPF.
Variables Determining For Impairment On Productive Assets In Islamic Banks In Indonesia nihayah, ana zahrotun; Rifqi, Lathif Hanaifr
AL-ARBAH: Journal of Islamic Finance and Banking Vol 2, No 1 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.v2i1.5539

Abstract

AbstractPurpose - This study aims to examine the effect of profit, productive assets, financing and problem financing on impairment on productive assets on Islamic banks in Indonesia.Method - Data used are secondary data obtained from the Islamic Banking Statistics report for the 2015-2019 period. The sample used in this study was 12 Islamic Commercial Banks and data processing using SPSS 25.0 software.Result - The results of this study indicate that the variable earning assets, financing and problem financing have a significant effect on the impairment on productive assets variable, while the profit variable does not have a significant effect on Impairment on productive assets variable.Implication - This study can be used as a reference by Islamic banks in determining the amount of Impairment on productive assets.Originality - This study analyzes the determinants of Impairment on productive assets at Islamic Banks.
RASIONALISME EKONOMI PERSPEKTIF PEMIKIRAN TOKOH FILSAFAT KLASIK Lathif Hanafir Rifqi; Ana Zahrotun Nihayah
JURNAL YAQZHAN: Analisis Filsafat, Agama dan Kemanusiaan Vol 8, No 1 (2022)
Publisher : IAIN SYEKH NUR JATI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jy.v8i1.10100

Abstract

Istilah rasionalisme popular ketika dikonstruksi oleh Rene Descartes (pemikir filsafat zaman modern 1500-1800 M) dan menjadi sebuah madzhab yang diikuti oleh banyak masyarakat Eropa pada saat itu. Meskipun begitu, rasionalisme telah menjadi ciri khas bagi sebagian besar tokoh filsafat yang memiliki cara pemikiran rasional. Pemikiran rasional ini juga diterapkan oleh tokoh filsafat klasik (600 SM- 400M) yang popular yaitu Socrates, Plato, dan Aristoteles. Studi ini menggunakan metode kepustakaan dengan fokus pada analisis konsep rasionalisme oleh pemikir filsafat klasik yang diimplementasikan dalam konteks perekonomian. Socrates mendesign metode kebidanan (maieutika) dalam kerangka pemikiran filsafatnya. Idea menjadi metode pemikiran filsafat yang dikembangkan oleh Plato. Sementara, Aristoteles dianggap sebagai bapak logika karena memproduksi teori saintifik logis yang memiliki manfaat diberbagai bidang. Pemikiran rasionalis ketiga tokoh filsafat klasik juga dapat diimplementasikan dalam bidang ekonomi di antaranya metode kebidanan (maieutika) Socrates yang seringkali digunakan untuk melakukan studi kelayakan dalam sebuah bisnis. Dalam studi kelayakan, dibutuhkan informasi komprehensif yang didapatkan secara terstruktur untuk mendapatkan keputusan bisnis yang tepat dan rasional. Implementasi dari konsep idea Plato sering digunakan oleh pelaku bisnis dalam menerapkan spiritual company di perusahaan yang sedang dikelola. Sementara, pemikiran Aristoteles tentang ekonomi adalah mengenai konsep pertukaran barang dan jasa. Ekonomi berjalan karena adanya pertukaran barang dan jasa dalam tiga kegiatan utama ekonomi yaitu konsumsi, produksi, dan distribusi.
Variables Determining For Impairment On Productive Assets In Islamic Banks In Indonesia ana zahrotun nihayah; Lathif Hanaifr Rifqi
AL-ARBAH: Journal of Islamic Finance and Banking Vol 2, No 1 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2020.2.1.5539

Abstract

AbstractPurpose - This study aims to examine the effect of profit, productive assets, financing and problem financing on impairment on productive assets on Islamic banks in Indonesia.Method - Data used are secondary data obtained from the Islamic Banking Statistics report for the 2015-2019 period. The sample used in this study was 12 Islamic Commercial Banks and data processing using SPSS 25.0 software.Result - The results of this study indicate that the variable earning assets, financing and problem financing have a significant effect on the impairment on productive assets variable, while the profit variable does not have a significant effect on Impairment on productive assets variable.Implication - This study can be used as a reference by Islamic banks in determining the amount of Impairment on productive assets.Originality - This study analyzes the determinants of Impairment on productive assets at Islamic Banks.
Savings and Loans Program, The Revenue of Small Micro Enterprises and Poverty Reduction among Women Groups Ana Zahrotun Nihayah
Shirkah: Journal of Economics and Business Vol. 2 No. 1 (2017)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (270.88 KB) | DOI: 10.22515/shirkah.v2i1.40

Abstract

This research aims to understand the micro small medium business income both before and after receiving the program, to find out the number of poverty reduction, and to see the application of Islamic economic values on the women’s saving and loans program.The population of this research are members of the women’s saving and loans program, which is 215 people in total and scattered in 16 business group. Using random sampling techniques, there are 70 people that was taken into consideration. The method analysis used in in this research is using Wilcoxon rank test analysis, the poverty reduction analysis, and the Islamic economics values. Based on data analysis is(1) founded that the women’s saving and loans program affecting the micro small medium enterprises income. (2) Due to the women’s saving and loans program there are decreasing number of poverty rate about 20 percent. (3) It is realized that there are some applications of Islamic economics values upon the women’s saving and loans program, they are time extensions, fine replacement, social activities, and the improvement of society welfare.Keyword: micro small medium business, islamic economic values, saving and loans program
Analisis Indikator Makro Ekonomi pada Masa Pandemi Covid-19 Ana Zahrotun Nihayah; Lathif Hanafir Rifqi
Jurnal Ekonomi Vol 31 No 01 (2022): [Jurnal STEI Ekonomi - JEMI] Vol. 31 No. 01 (Juni 2022)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia (BPJP - STIE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/jemi.v31i01.495

Abstract

Pandemi covid 19 di tahun 2020 sangat berdampak pada perekonomian nasional. Beberapa indikator makro ekonomi menunjukkam angka yang tidak biasa. Penelitian ini menggunakan pendekatan analisis deskriptif terhadap empat indikator makro ekonomi yaitu pruduk domestik bruto (PDB), BI rate, jumlah uang beredar, dan inflasi. Data penelitian dikumpulkan melalui dokumentasi dari studi kepustakaan. PDB mengalami kontraksi di angka negatif sebesar (-2,07)%. Angka terendah sejak 1998 yang mengalami pertumbuhan negatif (13,13%). Dari sisi moneter, bank indonesia konsisten menurunkan atau mempertahankan tingkat suku bunga BI Rate pada angka 3,75%. Angka terendah dibanding dengan tahun-tahun sebelumnya. Jumlah uang beredar menunjukkan posisi cukup ironis, dimana mengalami kenaikan cukup signifikan pada desember 2020 sebesar 6.900 triliun rupiah dari 6.136,6 triliun pada bulan yang sama di tahun 2019. Dari sisi nominal, ini adalah kenaikan terbesar dalam satu tahun dibanding dengan tahun-tahun sebelumnya. Sementara, inflasi pada angka 1,68% atau terendah setelah era reformasi tahun 1998. Daya beli masyarakat yang menurun, mengakibatkan permintaan konsumtif juga menurun sehingga menurunkan harga barang atau jasa secara aregat.
Faktor Penentu Sikap Penggunaan Platform Pembayaran Digital bagi Pelaku Usaha Mikro Kecil Kreatif Lathif Hanafir Rifqi; Ana Zahrotun Nihayah
Jurnal SEKURITAS (Saham, Ekonomi, Keuangan dan Investasi) Vol 6, No 1 (2022): Jurnal SEKURITAS
Publisher : Prodi Manajemen Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/skt.v6i1.22420

Abstract

Penelitian ini dilakukan untuk mengisi kekosongan dari penelitian sebelumnya mengenai digitalisasi Usaha Mikro Kecil dan Menengah (UMKM). Digitalisasi UMKM pada penelitian sebelumnya kebanyakan berbicara dari perspektif pemangku kebijakan. Penelitian ini hadir untuk menggali faktor penggunaan Platform pembayaran digital dari sisi pelaku Usaha Mikro Kecil (UMK) kreatif itu sendiri. Metode yang digunakan adalah purposive sampling dengan memperhatikan sample jenuh. Hasil penelitian didapatkan tiga hal yang menjadi faktor rendahnya penggunaan platform pembayaran digital bagi UMK kreatif. Ketiga faktor tersebut adalah literasi keuangan, infrastruktur, dan literasi digital. Temuan penting selanjutnya adalah hal penting pemicu ketiga faktor yang disebutkan adalah tingkat pendidikan rendah dari pelaku UMK KreatifThis research was conducted for research from previous research regarding the digitization of Micro, Small and Medium Enterprises (MSMEs). The digitization of MSMEs in previous studies mostly spoke from the perspective of policy makers. This research is here to find factors in the use of digital payment platforms from the side of creative Micro Small Business (UMK) actors themselves. The method used is purposive sampling by paying attention to saturated samples. The results of the study found three factors that contributed to the low use of digital payment platforms for creative MSEs. The third factor is financial literacy, infrastructure, and digital literacy. The next important finding is the important thing that triggers the three factors mentioned is the low level of education of Creative UMK actors.
Pelatihan E-Commerce dan Social Commerce untuk Meningkatkan Kompetensi Tecnopreneurship pada Siswa SMK Ana Zahrotun Nihayah; Tatim Musolichah; Lathif Hanafir Rifqi
GERVASI: Jurnal Pengabdian kepada Masyarakat Vol 6, No 3 (2022): GERVASI: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM IKIP PGRI Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31571/gervasi.v6i3.3876

Abstract

Pelatihan technopreneurship pada siswa SMK Dwi Sakti Tuban dilatarbelakangi oleh data nasional yang menunjukkan tingkat pengangguran lulusan SMK di antara kategori lain tergolong tertinggi (sebanyak 13,55%). Pada observasi awal diperoleh data bahwa sebagian siswa SMK Dwi Sakti memiliki akun media   sosial dan dapat mengoperasikan smartphone dengan baik. Namun, sedikit sekali yang memiliki  wawasan mengenai e-commerce dan social commerce. Secara garis besar, metode pengabdian ini meliputi tiga hal yaitu identifikasi masalah lapangan, pelatihan, dan evaluasi. Pelatihan diikuti oleh 34 siswa berlokasi di gedung sekolah SMK Dwi Sakti pada 7 Agustus 2021. Evaluasi hasil pelatihan menggunakan uji chi kuadrat yang membandingkan tingkat harapan dan realita dari uji pre-test dan posttest. Hasil analisis chi kuadrat menunjukkan tidak ada perbedaan antara harapan dengan realita dari peningkatan kompetensi siswa. Persentase peningkatan kompetensi siswa setelah pelatihan secara realita telah sesuai dengan persentase peningkatan kompetensi siswa yang diharapkan sebelum dilakukan pelatihan.
Kontribusi Perbankan Syariah terhadap Permodalan UMKM Selama Pandemi Covid-19 Ana Zahrotun Nihayah; Lathif Hanafir Rifqi
Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Vol 6, No 2 (2022): Ecodemica: Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : LPPM Universitas BSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/eco.v6i2.12998

Abstract

Islamic banks as one of the MSME stakeholders, must participate in helping and resurrecting MSMEs so that they can grow and develop like their normal conditions. This research uses a descriptive approach by using secondary data from Islamic banking statistics during the COVID-19 period (March 2020 to February 2022). Data analysis used reduction, display, and descriptive analysis techniques. The results showed that the role of Islamic banks during the COVID-19 pandemic was manifested in three ways, namely 1) as a distributor of assistance from the government, 2) providing financing restructuring, and 3) encouraging increased financing for MSMEs. The development of Islamic bank financing during the COVID-19 pandemic was relatively stable and even had an average increase compared to the pre-covid-19 period. The increase in working capital financing was by 21%, while the average investment financing increased by 31.72%. The NPF ratio of Islamic banks during the COVID-19 pandemic on a monthly average was above the maximum standard set by Bank Indonesia for this type of working capital financing, which was 5.05%. On the other hand, the NPF ratio of working capital financing above 5% also occurred 15 times in 24 months of observation. Meanwhile, the NPF ratio for investment financing during the COVID-19 period was, on average, below Bank Indonesia's standard of 4.05%. However, in certain months it shows that the NPF ratio for investment financing is still above 5%. This must be a concern because Islamic banks are considered not to apply the principle of prudence in providing financing. Keywords: Covid-19, Islamic Banks, Productive Financing, Capital, SMEs
Co-Authors Achmad Muchlis Ali Adhi Prasojo Rahman Amalia, Farah Aniqoh, Nur Aini Fitriya Ardiani Arina Fahma Cantika Khoiriyah Oktavianti Chamami, M Rikza Dara Jihan Anjania Dwi Indah Rachmawati Ernik Noviyanti Ifnasya Kahrismasuci Kurnia Setyoningrum Lathif Hanaifr Rifqi Lathif Lanafir Rifqi Latif Hanafir Rifqi Lia Anissatun Mufiroh Lisda Sabrina M Rikza Chamami M. Alfarabi Baihaqi Mardhiyaturrositaningsih Maulana Aqil Lubis Maulida Nur Tazkia Mawaddah, Dewi Malihatul Milda Fatia Rahma Mufiroh, Lia Anissatun Muhlis Musahadi Nur Huda Nur Khoirin, Nur Nurul Zuhroh Rifqi, Lathif Hanafir Rifqi, Lathif Hanaifr Rifqi, Latif Hanafir Rijal Zultianda Siti Mujibatun Sokhikhatul Mawadah Sri Walyoto Tatim Musolichah Yulia Rahma Wati